Today’s Best Offers
Our list of the strongest card bonuses and perks on the market today.
Let’s take a look at the best current offers—ranked in order of how I’d choose them.
Every card on this page is here for a reason: I (Katie) have personally vetted it and decided it’s worth your attention.
The stronger, more valuable offers are listed toward the top of each category—because if I were in your shoes, those are the ones I’d grab first. For each card, I keep it simple and give you three things:
If you’re new here, I recommend heading over to my 3-Year Plan page; it walks through exactly which cards we recommend, why, and in what order to apply. All 3-Year Plan cards are highlighted in blue on this page, as well.
We love throwing in tons of detail—for free.
Here’s how we can provide it at no cost to you.
Everything I share—on the site, the podcast, and social media—is completely free for you. I know that can make people wonder if there’s a hidden catch or some kind of sales push. Here’s how it actually works: when you use my links to apply for a credit card, I may earn a commission. But I only share offers I truly think are the best available, even if I don’t earn anything from them (how else could you trust me?). Over time, it all balances out. So as long as you keep using those links when it makes sense for you, I can keep creating reliable content you can trust!
The "More Affiliate Offers" button showcases card offers I'm not allowed to link directly on card names due to compliance rules.
Cards in This Post
Best Beginner Cards
My favorite cards to start with — the best overall picks for beginners. The points transfer to airlines and hotels, which keeps your options open as you learn what you like.
Check out my post on Picking Your First Card to see more and get some basic strategy tips. And make sure you understand the Chase 5/24 rule!
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
THE top beginner card I recommend for points. The travel protections it provides are top tier, too!
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Up to $120 Global Entry / TSA PreCheck® / NEXUS Statement Credit Statement credit of up to $120 every 4 years as reimbursement when you pay for Global Entry, TSA PreCheck® or NEXUS application fee.
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$100 Annual Chase Travel℠ Hotel Credit Get up to $100 in statement credits each account anniversary year for hotel stays purchased through Chase Travel℠.
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One year of Apple TV Get one year of complimentary Apple TV after activation. Must activate by 12/31/2026. Or receive $7.50 per month off AppleOne bundle for 1 year.
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Complimentary DashPass + $10 Monthly DoorDash Credit (Through Dec 31, 2027) Activate your complimentary DashPass subscription for $0 delivery fees on eligible DoorDash and Caviar orders. Plus, receive up to $10 in promo credits each month to use on non-restaurant DoorDash orders.
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Comprehensive Travel & Purchase Protections Includes primary car rental coverage, trip cancellation/interruption insurance, trip delay reimbursement, baggage delay insurance, emergency evacuation and transportation, purchase protection, and travel and emergency assistance.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 100,000 PointsElevated | $5,000 in 3 months | June 17, 2026 - July 30, 2026 |
| 75,000 Points | $5,000 in 3 months | Standard since June 23, 2025 |
| 100,000 PointsElevated | $5,000 in 3 months | Ended May 2025 |
| 60,000 Points + $300 Chase TravelElevated | $4,000 in 3 months | Sept - early Nov 2024 |
| 75,000 PointsElevated | $4,000 in 3 months | Early May - mid June 2024 |
| 80,000 PointsElevated | $4,000 in 3 months | Public online offer March 2023 - May 2023 |
| 80,000 PointsElevated | $4,000 in 3 months | Ended Fall 2022 |
| 100,000 PointsElevated | $4,000 in 3 months | Ended Fall 2021 |
| 60,000 Points | $4,000 in 3 months | Long-running historical standard (pre-June 2025) |
Personal Cards
Flexible Points Offers
These are the cards I reach for first for personal use — flexible-currency cards whose points transfer to dozens of airline and hotel partners. There's a lot of behind-the-scenes work in affiliate offers and one of the complications is that some cards I can earn a commission on but I can't link directly from the card names. I can link to card offers from Chase, American Express, and Capital One — but generally can't for other banks.
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
High annual fee but if you can use at least some of the coupons on this card, you can come out ahead and have some great perks. I personally really like this card but it does take work to manage.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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$300 Annual Travel Credit Receive an automatic statement credit for travel purchases each cardmember anniversary year.
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Up to $120 Global Entry / TSA PreCheck® / NEXUS Statement Credit Statement credit of up to $120 every 4 years as reimbursement when you pay for Global Entry, TSA PreCheck® or NEXUS application fee.
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Airport Lounge Access (Sapphire + Priority Pass + 2 Guests) Access to Sapphire Lounges and Priority Pass™ lounges for you and 2 guests. One of the few remaining premium cards offering 2 free guest entries — most competitors have curtailed this.
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DashPass Subscription + $25/Month DoorDash Credit (Through Dec 31, 2029) Complimentary DashPass membership plus $25/month in DoorDash credits ($300/yr). Available through December 31, 2029. On October 1, 2026 the value increases to $35/month.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 100,000 Points | $6,000 in 3 months | Current |
| 150,000 PointsElevated | $6,000 in 3 months | Ended June 15, 2026 |
| 125,000 PointsElevated | $6,000 in 3 months | August 2025 - April 2026 |
| 100,000 Points + $500 Chase TravelElevated | Standard spend req | Relaunch offer July - late August 2025 |
| 75,000 Points | Standard spend req | Ended June 2024 |
| 80,000 PointsElevated | Standard spend req | Public online offer December 2022 |
| 100,000 PointsElevated | Standard spend req | Ended 2019 |
| 100,000 PointsElevated | Standard spend req | Launch offer 2016 |
| 60,000 Points | Standard spend req | Long-running historical standard (post-2016 launch) |
| — | — |
All information about this card has been collected independently by Katie's Travel Tricks.
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
Strong earning and good transfer partners, but you'll need to actually use the small credits to justify the higher annual fee.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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$120 Uber Cash Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction.
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$120 Dining Credit Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. Enrollment required.
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$100 Resy Credit Get up to $50 in statement credits semi-annually (One $50 credit from Jan 1-June 30, One $50 credit between July 1 - Dec 31) after you pay with your card to dine at eligible U.S. Resy restaurants. Enrollment required. Look on Resy.com for restaurants with a Resy Credit Eligible badge.
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$84 Dunkin' Credit Earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| As high as 100,000 Points | $8,000 in 6 months | Present |
| As high as 100,000 Points | $6,000 in 6 months | Late 2025 - Spring 2026 |
| 90,000 Points (targeted/referral)Elevated | $6,000 in 6 months | 2024-2025 |
| 100,000 Points + $100 statement creditElevated | $6,000 in 6 months | Aug-Nov 2024 (limited time) |
| 60,000 Points | $6,000 in 6 months | Standard public offer (pre-2025) |
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
Great overall card option to earn some Venture miles which are very beginner-friendly.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Up to $120 Global Entry / TSA PreCheck® Statement Credit Statement credit of up to $120 every 4 years as reimbursement when you pay for Global Entry or TSA PreCheck® application fee.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 75,000 Miles | $4,000 in 3 mo | Standard ongoing public offer |
| 75,000 Miles + $250 Travel CreditElevated | $4,000 in 3 mo | Jan - May 2026 |
| 100,000 MilesElevated | $5,000 in 3 mo | Best-ever public offer (no longer available) |
Airline Card Offers
My favorite personal airline cards for earning miles directly with a specific carrier. The top picks are loosely ordered the way I'd prioritize them, but it's not absolute — your best card depends on where you fly most.
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
Not necessarily a long term keeper but a great one to earn some valuable AA miles.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Free First Checked Bag First checked bag free on domestic American Airlines itineraries for cardholder and up to 4 companions traveling on the same reservation.
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Preferred Boarding on American Airlines Cardholder + companions on same reservation get preferred boarding (Group 5 — boards before non-elite economy passengers, ahead of general boarding).
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Up to $180 in Turo Credits — $30 Per Trip × 6 Trips Max (Oct 19, 2025 - Oct 18, 2026) Limited-time (through Oct 18, 2026): Up to $180 in statement credits when paying for Turo with this card — $30 credit per eligible completed trip, up to 6 trips total. No minimum purchase requirement. Turo takes payment immediately so you can book trips well into the future before benefit expires. Card must be linked to Turo account. Note: Turo trips are NOT eligible for the card's auto rental coverage — get Turo's own insurance.
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25% Savings on AA Inflight Food and Beverages Receive 25% statement credit on AA inflight food and beverage purchases when paid with this card.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 50,000 AAdvantage Miles | $2,500 in 3 mo | Standard offer |
| 80,000 AAdvantage Miles + AF Waived First YearElevated | $1,000 in 3 mo | Inflight offer; seen in March 2026 and June 2026 |
| 80,000 AAdvantage MilesElevated | $3,500 in 4 mo | Ended Aug 2026, restarted as in-flight offer Sept 2026 |
All information about this card has been collected independently by Katie's Travel Tricks.
British Airways Visa Signature® Card
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
Great to get if you're planning to fly British Airways to London because beyond the points, you can get up to $100 in statement credits per economy booking on British Airways award bookings that originate in the US (max of 3 credits per year).
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The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Up to $600 in Reward Flight Statement Credits When you pay British Airways reward flight taxes/fees with the card, get $100 statement credit for Economy/Premium Economy, or $200 for Business/First Class — up to 3 times per calendar year (max $600/year).
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10% Off British Airways Flights from US Get 10% off British Airways flights starting in the US when you book through ba.com/Chase10 (or the website provided in your welcome materials). This is just for cash flights, not award flights.
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Travel Together Ticket After $30K Annual Spend Each calendar year you make $30,000 in purchases on the card, you'll earn a Travel Together Ticket. Valid for 2 years — bring a companion on a British Airways award flight (companion only pays taxes/fees), or use it for a 50% Avios discount on a solo award flight.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 75,000 Avios | $5,000 in 3 months | Standard |
| 90,000 AviosElevated | $5,000 in 3 months | Fall 2026 |
| 100,000 AviosElevated | — | Highest ever |
| 50,000 Avios | — | Historical standard |
United℠ Explorer Card
Alternate Offer (HIGHER OFFER up to 75k): Requires a flight attendant code + adding an authorized user to earn the full bonus. Email nicole@katiestraveltricks.com for a flight attendant code for this offer!
All information about this card has been collected independently by Katie’s Travel Tricks.
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
The 10% off (or more) on award flights makes this a good option if you're planning to book on United.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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10% Off Award Flights Booked With Miles Save 10% or more on flights booked with United miles
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Free First Checked Bag (Cardholder + 1 Companion) Your first checked bag is free for you and one companion on United-operated flights.
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2 United Club℠ One-Time Passes Annually 2 one-time United Club passes per year (anniversary), usable by primary cardholder, authorized users, or guests traveling with them.
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Priority Boarding Cardholder + companions on the same reservation board United-operated flights prior to general boarding.
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Up to $120 Global Entry / TSA PreCheck® / NEXUS Statement Credit Statement credit of up to $120 every 4 years as reimbursement when you pay for Global Entry, TSA PreCheck® or NEXUS application fee.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 50,000 Miles | $3,000 in 3 months | Standard offer |
| 40,000-60,000 Miles | $2,000-$3,000 in 3 months | Earlier 2020s offers |
| 80,000 Miles + 5K w/ Promo CodeElevated | $3,000 in 3 months | Ran March 2025 |
| 85,000 MilesElevated | $3,000 in 3 months | Best-ever; ran summer 2025 (80K + 5K with promo code) |
Hawaiian Airlines® Bank of Hawaii World Elite Mastercard®
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
Decent option to get some Atmos Rewards, though the Alaska cards usually have higher offers.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Two Free Checked Bags Two free checked bags on eligible flights.
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$100 Annual Companion Discount $100 companion discount annually for roundtrip travel between Hawaii and North America on Hawaiian Airlines after each account anniversary.
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One-Time 50%-Off Companion Discount Receive a one-time 50%-off companion discount for roundtrip travel between Hawaii and North America on Hawaiian Airlines.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 60,000 Points | $2,000 in 90 days | Present |
| 80,000 PointsElevated | $2,500 in 90 days | Ended December 2025 |
| 50,000 - 70,000 Miles | Standard spend req | Historical typical range |
Citi® / AAdvantage® Executive World Legend Mastercard®
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
This steep annual fee really only makes sense if you're a heavy user of AA lounges or AA Vacation credits. Otherwise the lower annual fee AA cards will give you more bang for your buck.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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American Airlines Vacations statement credit Up to $500 annually, issued as up to $250 from Jan. 1 through June 30 and up to $250 from July 1 through Dec. 31 on eligible American Airlines Vacations travel packages or experiences
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Full Admirals Club® Membership Includes a full Admirals Club® membership for the primary cardmember.
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Up to $120/year on Prepaid Avis or Budget Car Rentals Up to $120 in statement credits each calendar year on eligible prepaid Avis or Budget car rentals.
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First Checked Bag Free First checked bag free for you and up to 8 companions on the same reservation.
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Priority Boarding Board earlier with priority boarding.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 100,000 AAdvantage Miles | $10,000 in 3 months | May 2026 - August 2026 |
Hotel Card Offers
Best personal hotel cards right now.
Business Cards
Flexible Points Offers
Business cards typically don't count toward Chase's 5/24 — which makes them the workhorses of any serious points strategy. These are my favorite business cards for earning flexible, transferable points.
All information about this card has been collected independently by Katie's Travel Tricks.
Ink Business Unlimited® Credit Card
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
A perennial favorite! No annual fee and you can convert the cash back > Ultimate Rewards if you also have a card like the Chase Sapphire Preferred® Card
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Complimentary 3-Month Instacart+ Membership + $20/Month Instacart Credit (Through Dec 31, 2027) 3 months of complimentary Instacart+ membership ($99/year value) plus $20 in Instacart credits each month when you have Instacart+ through December 31, 2027.
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Move Cash Back into Ultimate Rewards Points Cash back is technically Chase Ultimate Rewards points ($1 cash back = 100 UR points). When paired with a Chase Sapphire (Preferred, Reserve, or Reserve Business) or Ink Business Preferred, you can combine points for transfers to 14+ airline and hotel partners — including World of Hyatt, United, Air Canada Aeroplan, Southwest, JetBlue, and more.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| $750 Cash Back | $6,000 in 3 months | Standard offer |
| $900 Cash BackElevated | $6,000 in 3 months | Sept 12 - Nov 13, 2025 |
| $900 Cash BackElevated | $6,000 in 3 months | Sept to early November 2024 |
| $900 Cash BackElevated | $6,000 in 3 months | Sept 2023 - mid-January 2024 |
| $900 Cash BackElevated | $6,000 in 3 months | Fall 2022 |
| $500 Cash Back | $3,000 in 3 months | Previous standard offer |
| $1000 cash backElevated | $8,000 in 4 months | September 2026 |
All information about this card has been collected independently by Katie's Travel Tricks.
Ink Business Cash® Credit Card
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
A perennial favorite! No annual fee and you can convert the cash back > Ultimate Rewards if you also have a card like the Chase Sapphire Preferred® Card
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Complimentary 3-Month Instacart+ Membership + $20/Month Instacart Credit (Through Dec 31, 2027) 3 months of complimentary Instacart+ membership plus $20 in Instacart credits each month through December 31, 2027 while you have Instacart+.
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Move Cash Back into Ultimate Rewards Points Cash back is technically Chase Ultimate Rewards points ($1 cash back = 100 UR points). When paired with a Chase Sapphire (Preferred, Reserve, or Reserve Business) or Ink Business Preferred, you can combine points for transfers to 14+ airline and hotel partners — including World of Hyatt, United, Air Canada Aeroplan, Southwest, JetBlue, and more.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| $750 Cash Back | $6,000 in 3 months | Standard |
| $900 Cash BackElevated | $6,000 in 3 months | Sept 12 - November 13, 2025 |
| $900 Cash BackElevated | $6,000 in 3 months | Sept 2023 - mid-January 2024 |
| $900 Cash BackElevated | $6,000 in 3 months | Fall 2022 |
| $500 Cash Back | $3,000 in 3 months | Previous standard |
| $1000 cash backElevated | $8,000 in 4 months | September 2026 |
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
This annual fee is certainly hefty but if your business will use enough of the credits it provides some solid value.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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$300 Annual Travel Credit $300 in statement credits each anniversary year on travel purchases. Automatically applied.
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Up to $120 Global Entry / TSA PreCheck® / NEXUS Statement Credit Statement credit of up to $120 every 4 years as reimbursement when you pay for Global Entry, TSA PreCheck® or NEXUS application fee.
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Lounge Access (Sapphire + Priority Pass + 2 Guests) Access to the Chase Sapphire Lounge® and Priority Pass lounges, with 2 guests included.
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DashPass + $25/Month DoorDash Credits (Through Dec 31, 2029) $25 per month total in DoorDash credits ($300/yr) plus complimentary DashPass membership. Activate by December 31, 2029.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 200,000 PointsElevated | $30,000 in 6 months | Launch offer ended January 22, 2026, Restarted June 2026 |
| 150,000 Points | $20,000 in 3 months | Standard (since Jan 22, 2026) |
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
Great option if you have a lot of expenses coming up. Doesn't report to personal credit, so it won't count toward your 5/24.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Combine Cash Back with Capital One Venture Cash back earned on this card can be combined with points on a Capital One Venture or Venture X card and converted to transferable miles for travel redemptions. $1,500 cash back becomes 150,000 Venture miles.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| $2,000 Cash Back + $2,000 per $500K spent in year 1Elevated | $30,000 in 3 months | Ended July 14, 2026 |
| $1,200 Cash Back | $30,000 in 3 months | Standard Offer |
| $2,000 cash back + $500 Capital One Business Travel creditElevated | $30,000 in 3 months | September 2026 |
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
Overall good card option for earning Ultimate Rewards. One of the few that still earns 3x on travel.
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The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Cell Phone Protection (Up to $1,000/Claim) Get up to $1,000 per claim in cell phone protection against covered theft or damage when you pay your monthly cell phone bill with the card. Maximum 3 claims per year, $100 deductible per claim.
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Complimentary DashPass + $10/Month DoorDash Grocery Credit (Through Dec 31, 2027) Complimentary access to DashPass by DoorDash for a minimum of one year (activate by 12/31/2027). Includes $0 delivery fees and reduced service fees. Plus, $10/month statement credit on DoorDash grocery and retail orders.
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Auto Rental Collision Damage Waiver (PRIMARY for Business Rentals) Primary auto rental collision damage waiver coverage for business rentals. Charge the entire rental cost to your card and decline the rental company's CDW.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 100,000 Bonus Points (ELEVATED)Elevated | $8,000 in 3 months | Current ELEVATED offer; available online since early January 2026 |
| 80,000 Bonus Points | $8,000 in 3 months | Standard baseline offer |
| 90,000 Bonus Points | $8,000 in 3 months | Standard offer for most of 2025 |
| 100,000 Bonus Points (Older) | $15,000 in 3 months | Older offer with higher spend requirement |
| 120,000 Bonus Points (BEST-EVER)Elevated | $8,000 in 3 months | Best-ever; ran July - early September 2024 |
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
Great option to earn Venture miles with a business card that won't add to your 5/24 count
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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$50 Annual Capital One Business Travel Credit Receive an annual $50 statement credit for bookings through Capital One Business Travel.
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$50 Annual Software/Advertising Statement Credit Receive up to $50 in statement credits annually for purchases at qualifying advertising or software merchants.
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Up to $120 Global Entry / TSA PreCheck® Statement Credit Statement credit of up to $120 every 4 years as reimbursement when you pay for Global Entry or TSA PreCheck® application fee.
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Redeem Miles for Any Travel Purchase Redeem your miles instantly for any travel-related purchases — from flights and hotels to ride-sharing services. No portal restrictions.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 100,000 Miles | $10,000 in 3 months | Current |
| 50,000 Miles | Unknown | Steady offer when called Spark Miles |
| Up to 150,000 Miles (75K + 75K tiered)Elevated | $7,500 in 3 months, then $30,000 total in 6 months | Ended June 2026 |
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
Very similar to the personal version but does still give Priority pass guest access to 2 guests which is a plus.
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The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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$300 Annual Capital One Business Travel Credit Receive an annual $300 credit for bookings through Capital One Business Travel. Credit applies automatically at checkout when booking eligible flights, hotels, or rental cars.
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10,000 Bonus Miles Each Anniversary Every year on your account anniversary, you'll get 10,000 bonus miles (worth at minimum $100 in travel).
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Priority Pass + Capital One Lounge Access (Primary Cardholder Only) Complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass membership. Authorized users do not get lounge access for free — you'd need to pay a $125 fee for them to have lounge access.
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Up to $120 Global Entry / TSA PreCheck® Statement Credit Statement credit of up to $120 every 4 years as reimbursement when you pay for Global Entry or TSA PreCheck® application fee.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 150,000 Miles | $30,000 in 3 months | Present |
| 150,000 Miles | $30,000 in 3 months | Launch offer (Fall 2023) |
| 150,000 Miles (with option to earn more)Elevated | $20,000 in 3 months | Briefly lower spend req |
| 150,000 Miles | $30,000 in 3 months | Standard since March 2024 |
| 400,000 Miles (200K + 200K tiered)Elevated | $30,000 in 3 months, then $150,000 total in 6 months | Ended January 20, 2026 (highest ever) |
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
Great option to earn cash back (and could convert that to Venture miles) but will add to your 5/24 count.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Combine Cash Back with Capital One Venture Cash back earned on this card can be combined with points on a Capital One Venture or Venture X card and converted to transferable miles for travel redemptions. $1,500 cash back becomes 150,000 Venture miles.
Offer History
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| $750 Cash Back | $6,000 in 3 months | May 2026 - Present |
Airline Card Offers
My favorite business offers for earning airline miles right now. These are loosely in the order I would personally prioritize them but this is not absolute! There are many reasons someone might prefer a United card over an American Airlines card, or go for a Delta card first.
There's a lot of behind the scenes for affiliate offers and one of the complications is that some cards I can earn an affiliate commission on but I can't link to these offers directly from the card names. I can link to card offers from Chase, American Express, and Capital One — but generally can't for other banks.
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
The 10% off (or more) on award flights makes this a good option if you're planning to book on United.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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5,000-Mile 'Better Together' Anniversary Bonus (with Personal United Card) Receive a 5,000-mile anniversary bonus each year when you hold both this card and a personal Chase United credit card.
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2 United Club℠ One-Time Passes Annually 2 one-time United Club passes per year, usable by primary cardholder, authorized users, or guests traveling with them.
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Free First Checked Bag Free first checked bag for cardholder + 1 companion on same reservation, when you charge the United ticket to your card.
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Up to $100 JSX Credit (Annual) Up to $100 in statement credits each anniversary year for JSX flights (semi-private aviation) booked directly with your card.
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Up to $50 Avis/Budget TravelBank Cash $25 TravelBank cash on first 2 Avis or Budget rentals booked through cars.united.com each year (up to $50 total annually).
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Up to $25 FareLock Credit (Annual) Up to $25 statement credit each anniversary year when you purchase FareLock on a United or United Express-operated flight.
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25% Back on Inflight Food, Beverages & WiFi Earn 25% back as a statement credit on inflight purchases of food, beverages, and Wi-Fi on United-operated flights, plus on Club premium drinks.
Offer History
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Offer History
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| Offer | Spend Req. | Date |
|---|---|---|
| Up to 110,000 MilesElevated | $5,000 in 3 months + add employee card | Current limited-time elevated |
| 150,000 Miles (75K + 75K Tier)Elevated | $5,000 in 3 months + $20K total in 6 months | Best-ever; 2024-2025 |
| 125,000-135,000 Miles (with promo code/auth user)Elevated | $5,000 in 3 months | Ended June 2025 |
| 100,000 MilesElevated | $5,000 in 3 months | Ended April 2024 |
| 75,000 Miles | $5,000 in 3 months | Long-running historical standard offer |
| 50,000 Miles | $5,000 in 3 months | Lower historical offer |
All information about this card has been collected independently by Katie's Travel Tricks.
Delta SkyMiles® Gold Business American Express Card
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Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
Solid card option for earning Delta miles. Elevated offers cycle through frequently, I'd recommend waiting for an elevated offer before you get this card.
Highlights
The key benefits and earning rates at a glance.
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Highlights
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First Bag Free and Second Bag Free Your first checked bag free on Delta flights worldwide – and on domestic Delta flights, your second bag flies free too. Applies to cardholder + up to 8 other people on the same reservation.
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Zone 5 Priority Boarding Zone 5 Priority Boarding on Delta flights.
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15% Off Delta Award Travel Save 15% when you book flights with your Delta miles on delta.com or the Fly Delta app. Just remember, this perk doesn't work for partner airlines or pesky taxes/fees.
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$120 Rideshare Credit Earn up to $10 back each month in statement credits after your first Card renewal when you use your Card for U.S. rideshare purchases with select providers. Enrollment required.
Offer History
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 60,000 Miles | $4,000 in 6 months | Standard offer |
| 90,000 MilesElevated | $6,000 in 6 months | Ended 07/15/2026 |
| 90,000 MilesElevated | $6,000 in 6 months | Ended 4/1/2026, Ended 10/29/2026 |
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
Great card to get to stay below 5/24 and stock up on AA miles.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Free First Checked Bag First checked bag is free on domestic American Airlines itineraries for the cardholder and up to 4 companions traveling on the same reservation.
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Preferred Group 5 Boarding on American Airlines Cardholder + up to 4 companions on same reservation get Preferred Group 5 boarding.
Offer History
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Offer History
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| Offer | Spend Req. | Date |
|---|---|---|
| 65,000 AAdvantage Miles | $4,000 in 4 mo | Standard offer |
| 75,000 AAdvantage Miles + AF Waived First YearElevated | $5,000 in 5 mo | Ended May 2026 |
| 75,000 AAdvantage Miles (Past)Elevated | $6,000 in 6 mo | Ended June 2024 and January 2025 |
All information about this card has been collected independently by Katie's Travel Tricks.
Delta SkyMiles® Reserve Business American Express Card
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
The annual fee is on the higher side, but if you're traveling a lot on Delta, the benefits can potentially outweigh the cost.
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Delta Sky Club® Access (15 visits/year) Delta SkyMiles® Reserve Members receive 15 Visits each Medallion® Year to the Delta Sky Club® and can unlock Unlimited Delta Sky Club® Access after spending $75,000 in purchases on your Card in a calendar year.
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Complimentary Centurion® & Escape Lounge Access When you purchase a Delta flight with your Delta SkyMiles® Reserve Business Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge.
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Annual Companion Certificate Receive a Companion Certificate on a Delta First, Delta Comfort, or Delta Main domestic, Caribbean, or Central American round-trip flight each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply.
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First Bag Free and Second Bag Free Your first checked bag free on Delta flights worldwide – and on domestic Delta flights, your second bag flies free too. Applies to cardholder + up to 8 other people on the same reservation.
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15% Off Delta Award Travel A 15% discount on Delta award flights (excludes partner-operated flights and taxes/fees).
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$240 Resy Credit Up to $20 in statement credits each month after you pay with your card to dine at eligible U.S. Resy restaurants. Enrollment required. Look on Resy.com for restaurants with a Resy Credit Eligible badge.
Offer History
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 80,000 Miles | $12,000 in 6 months | Standard offer |
| 125,000 MilesElevated | $15,000 in 6 months | Ended 07/15/2026 |
| 125,000 MilesElevated | $15,000 in 6 months | Ended April 2026, October 2025 |
All information about this card has been collected independently by Katie's Travel Tricks.
Delta SkyMiles® Platinum Business American Express Card
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
This card is a coupon book of credits and perks — if you'll actually use them, the annual fee is easy to justify.
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The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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First Bag Free and Second Bag Free Your first checked bag free on Delta flights worldwide – and on domestic Delta flights, your second bag flies free too. Applies to cardholder + up to 8 other people on the same reservation.
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Annual Companion Certificate Receive a Companion Certificate each year after renewal of your Delta Platinum Business Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply.
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$120 Resy Credit Up to $10 in statement credits each month after you pay with your card to dine at eligible U.S. Resy restaurants. Enrollment required. Look on Resy.com for restaurants with a Resy Credit Eligible badge.
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$120 U.S. Rideshare Credit Up to $10 per month in statement credits for rideshare purchases with select providers.
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$200 Delta Stays Credit Up to $200 annual credit for prepaid hotels/rentals booked through Delta Stays on delta.com.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 100,000 MilesElevated | $8,000 in 6 months | Ended 07/15/2026 |
| 70,000 Miles | $6,000 in 6 months | Standard Offer |
| 100,000 MilesElevated | $8,000 in 6 months | Ended 4/1/26, Ended 10/29/25 |
Hotel Card Offers
Hotel-branded business cards earn fast at the specific chain and often come with elite-status perks worth their annual fee. My current favorite:
All information about this card has been collected independently by Katie's Travel Tricks.
Marriott Bonvoy Business® American Express® Card
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
I like that it won't affect your 5/24 status + has a free night certificate every year
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Automatic Marriott Bonvoy® Gold Elite Status Automatic Marriott Bonvoy® Gold Elite status with your Card. Earn 25% more points on every eligible hotel purchase.
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Annual Free Night Award 1 Free Night Award annually after your Card account anniversary, with a redemption level at or under 35,000 Marriott Bonvoy® points. Plus you could top off with up to 25k more points. Certain hotels have resort fees.
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7% Marriott Booking Discount Receive a 7% discount on eligible bookings as a benefit of being both a Marriott Bonvoy® member & a Marriott Bonvoy Business® American Express® Card Member when you book directly with Marriott through an eligible channel for a participating property under the Amex Business Card Rate.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 150,000 Points + $125 Statement CreditElevated | $8,000 in 6 months | Ended 07/15/2026 |
| 175,000 PointsElevated | $5,000 in 6 months | Ended second quarter 2026 |
| 5 Free Night Awards (up to 50K each)Elevated | $6K + $3K in 6 mo | Ended second quarter 2026 |
| 5 Free Night Awards (up to 50K each)Elevated | — | Ended July 2024, Ended March 2024 |
| 3 Free Night Certificates (up to 50K each) | — | Recurring |
| 75,000 - 125,000 Points | — | Typical fluctuation range |
All information about this card has been collected independently by Katie's Travel Tricks.
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
A solid way to earn Hilton points without adding to your 5/24 count.
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Highlights
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Complimentary Hilton Honors™ Gold Status Complimentary Hilton Honors™ Gold status with your Card.
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Diamond Status Upgrade ($40K spend) You may receive an upgrade to Hilton Honors™ Diamond Status through the end of the next calendar year if the total eligible purchases that you spend on your Card Account during a calendar year reach $40,000 or more.
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$240 Hilton Credit Get up to $60 in statement credits each quarter for eligible purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Business Card.
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National Car Rental® Emerald Club Executive® Status Complimentary National Car Rental® Emerald Club Executive® status. Enrollment in the complimentary Emerald Club® program is required. Terms apply.
Offer History
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 130,000 Points | $6,000 in 6 months | Standard offer |
| 175,000 Points + 1 Free NightElevated | $8,000 in 6 months | Ended 4/15/26, Ended 1/14/26 |
| 130,000 Points + Annual Fee Waived in Y1Elevated | $8,000 | Ended July 2026 |
| 175,000 PointsElevated | $6,000 in 6 months | Ended 4/29/25, Ended 6/5/24 |
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
Other than the ability to spend and earn elite night credits to get to Globalist status, the annual fee doesn't provide so much value compared to the perks.
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Up to $100 in Annual Hyatt Statement Credits Spend $50 or more at any Hyatt property and earn $50 statement credit, up to two times each anniversary year (up to $100 total).
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5 Tier-Qualifying Night Credits Per $10,000 Spent Earn 5 Tier-Qualifying Night credits toward World of Hyatt status (and Milestone rewards) for every $10,000 spent in a calendar year.
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World of Hyatt Discoverist Status — for Cardholder + 5 Employees Cardholder gets automatic Discoverist status for as long as the account is open. PLUS, gift Discoverist status to up to FIVE employees. The benefits aren't huge but you will get later check out and free breakfast at all Hyatt Places (since some are restrictive now)
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10% Points Redemption Bonus After $50,000 Calendar Year Spend After spending $50,000 in a calendar year, receive 10% of redeemed Hyatt points back as a bonus for the rest of the year. Capped at 20,000 points back per year (so applies to first 200,000 points redeemed).
Offer History
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 70,000 Bonus PointsElevated | $7,000 in 3 months | — |
| 80,000 Bonus PointsElevated | $10,000 in 3 months | Best-ever; ENDED April 30, 2026 9 AM EST |
| 60,000 Bonus Points | $5,000 in 3 months | Standard offer baseline |
| 75,000 Bonus PointsElevated | $7,500 in 3 months | Recurring elevated structure |
| 60,000 + Explorist Status thru 2/28/26Elevated | $7,000 in 3 months | Ended June 30, 2025 |
| 60,000 + Free Night Cat 1-4Elevated | $20,000 spend | Ran early 2025 |
| 75,000 (60K + 15K Tier)Elevated | $5K + additional $12K total | Fall 2024 elevated offer |
| 75,000 (60K + 15K Tier)Elevated | $5K + additional $12K total | Fall 2023 elevated offer |
| 75,000 + Double Elite Night CreditsElevated | Standard spend req | Fall 2021 + Fall 2022 launch-era elevated offers |
| 75,000 Bonus PointsElevated | $10,000 in 3 months | Card launch offer late 2021 |
Cash Back Offers
When you want a simple, reliable return on business spend without juggling category bonuses or transfer partners, cash-back business cards do the job. These are my picks for predictable, no-drama earning.
U.S. Bank Triple Cash Rewards Visa® Business Card
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Katie's Take
Why this card might (or might not) be right for you.
When this offer goes to $750 cash back it's a very solid offer for a no-annual fee business card that will keep you under 5/24
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$100 Annual Statement Credit for Recurring Software Subscriptions (FreshBooks, QuickBooks, etc.) $100 statement credit annually for recurring software subscription expenses such as FreshBooks or QuickBooks. The credit isn't immediate — you'll need to make 12 consecutive monthly payments (a full year) before you receive it.
Offer History
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Offer History
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| Offer | Spend Req. | Date |
|---|---|---|
| $750 Cash BackElevated | $6,000 in 180 days | Current elevated public offer (May 2026) |
| $500 Cash Back | Standard spend | Standard offer; baseline returned to between elevated periods |
U.S. Bank Business Altitude® Connect Visa Signature® Card
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Katie's Take
Why this card might (or might not) be right for you.
Great in year one for 4 Priority Pass visits (including restaurants) when the annual fee is waived.
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4 Priority Pass™ Visits Per Year (Includes Restaurants) 4 complimentary Priority Pass visits per year, including Priority Pass restaurants.
Offer History
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Offer History
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| Offer | Spend Req. | Date |
|---|---|---|
| 75,000 Points | $6,000 in 180 days (account owner spend only) | May 2026 - Present |
Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
A no-annual-fee business cash back card with flat 1.5% on every purchase — and that rate climbs to as high as 2.625% if you qualify for Bank of America's Preferred Rewards for Business program.
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Preferred Rewards for Business Bonus (25%–75% Cash Back Boost) Bank of America Preferred Rewards for Business members earn a 25% (Gold), 50% (Platinum), or 75% (Platinum Honors) bonus on cash back rewards. With Platinum Honors, the flat 1.5% effective rate climbs to 2.62% on every purchase. Requires an active BoA business checking account plus qualifying balances across BoA business deposit and Merrill business investment accounts.
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Business Travel & Purchase Protections Includes $100,000 in travel accident insurance, auto rental insurance (collision damage waiver), emergency ticket replacement, lost-luggage assistance, and legal/medical referrals when traveling. Plus standard Mastercard purchase protections.
Offer History
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Offer History
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| Offer | Spend Req. | Date |
|---|---|---|
| $500 Cash Back | $5,000 in 90 days | Present (stable standard offer, April 2026) |
Community Referral Offers
These offers come from generous members of the Katie's Travel Tricks community who've shared a referral link. When you apply through one of these, you get the standard welcome offer and the referring community member earns a small thank-you bonus. No affiliate commission on these — they're purely community-driven.
Capital One VentureOne Business
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Katie's Take
Why this card might (or might not) be right for you.
Decent offer for a no annual fee card, but will add to your 5/24 count
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Reports to Personal Credit — Adds to Your 5/24 Count Some Capital One business cards (including this one) DO report to personal credit and add to your Chase 5/24 count.
Offer History
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Offer History
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| Offer | Spend Req. | Date |
|---|---|---|
| 50,000 Miles | $4,500 in 3 months | May 2026 - Present |
All information about this card has been collected independently by Katie's Travel Tricks.
Katie's Take
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Katie's Take
Why this card might (or might not) be right for you.
Interesting option for Disney fans, especially if you can use the $10/month streaming credit.
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200 Disney Rewards Dollars After $2,000 Disney Resort/Cruise Spend Earn 200 Disney Rewards Dollars (worth $200) after spending $2,000 per anniversary year at Disney Resorts in the U.S. and Disney Cruise Line bookings using the card.
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$100 Statement Credit After $200 Disney Theme Park Tickets Earn a $100 statement credit after spending $200 per anniversary year on U.S. Disney Theme Park Tickets purchased directly with Disney using the card.
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$120 Annual Disney+/Hulu/ESPN+ Credits ($10/Month) Earn up to $10 in monthly statement credits when spending $10 or more per month on qualifying subscriptions or add-on purchases made directly at DisneyPlus.com, Hulu.com or Plus.ESPN.com. Yearly activation required. Up to $120/year total.
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Pay Yourself Back for Airline Purchases (Disney Rewards Dollars) Redeem Disney Rewards Dollars for a statement credit toward airline purchases made directly with the airline using this card. Works with any destination, any airline, no block-out dates.
Offer History
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Offer History
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| Offer | Spend Req. | Date |
|---|---|---|
| $300 Disney Gift Card eGift + $200 Statement Credit | $1,000 in 3 months | Current |
| $300 Disney Gift Card eGift + $300 Statement CreditElevated | $1,000 in 3 months | February 3, 2026 - May 4, 2026 |
Wyndham Rewards Earner® Plus Card
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Katie's Take
Why this card might (or might not) be right for you.
Annual points on account anniversary can help offset the annual fee but overall the business version has higher keeper value.
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7,500 Anniversary Points 7,500 bonus Wyndham points each cardmember anniversary.
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Wyndham Rewards Platinum Status Complimentary Wyndham Rewards Platinum elite status.
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10% Discount on Wyndham Free Night Awards Save 10% on Wyndham free night award redemptions as a cardmember.
Offer History
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Offer History
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| Offer | Spend Req. | Date |
|---|---|---|
| 45,000 Wyndham Points | $1,000 in 90 days | May 2026 - Present |
All information about this card has been collected independently by Katie's Travel Tricks.
Katie's Take
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Katie's Take
Why this card might (or might not) be right for you.
Generally speaking, I think this card doesn't offer a ton of value long term.
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10% Off Select Disney Merchandise + Dining at Disney Parks 10% off select merchandise purchases at select locations and 10% off select dining locations most days at the Disneyland® Resort and Walt Disney World® Resort. (Note: many purchases are excluded.)
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10% Off Select Purchases at DisneyStore.com Save 10% on select purchases at DisneyStore.com when paying with the card.
Offer History
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| $200 Disney Gift Card eGift + $100 Statement CreditElevated | $500 in 3 months | Current |
| $300 Statement Credit | Standard spend req | Standard since 2021 |
| $400 Statement CreditElevated | Standard spend req | Brief elevated end of 2023 |
| $400 Statement CreditElevated | Standard spend req | Elevated since May 2025 |
| $400 Statement CreditElevated | $1,000 in 3 months | Current |
