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This content was accurate at the time of publication. Check the bank site for the most up to date information.

Learn How to Apply

Current welcome offer

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Annual Fee

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Rates and Fees

How to Earn Rewards

5x

points on flights & prepaid hotels booked on AmexTravel.com.

1.5x

points on eligible purchases in key business categories & purchases of $5k or more. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. Terms and points cap apply.

1x

points on other eligible purchases.

Benefit Highlights

The American Express Global Lounge Collection(R) can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 07/2025.

Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.

Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts(R) or The Hotel Collection bookings through American Express Travel using the Business Platinum Card(R). The Hotel Collection requires a minimum two-night stay.

Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.

Make the Business Platinum Card® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.

Use the Business Platinum Card® and get up to $209 back per calendar year on your CLEAR® Plus Membership (subject to auto-renewal).

My Take

This has a very high spend as well as high annual fee. BUT may be worth it for some people, especially if you can leverage the statement credits. The airline incidental statement credit is per calendar year. That means most people can actually get the airline credit twice in the first year of holding the card, up to $200 each time.

This card refreshed in September 2025 and added a few more credits along with raising the annual fee. Be sure to use our benefits calculator to find out if this card is worth it for you. The calculation is different for everyone!

Rates and Fees

offer History

The offers on this card fluctuate greatly. It has been as low as 80,000 points.

Benefit Calculator

The Amex Business Platinum Card® Benefit Calculator

The Amex Business Platinum Card®: What's It Worth to You?

Enter your personal estimated annual value for each benefit to see a customized calculation of the card's worth.

Up to $1,150 Dell Credit$150 Dell credit + $1,000 Dell credit after spending $5,000 on the card within a calendar year

$

$360 Indeed Credit$90 per quarter

$

$200 Airline Fee CreditFor incidental fees (like baggage or refreshments) on one selected airline

$

$209 CLEAR® Plus CreditAnnual credit for CLEAR® Plus membership

$

$600 Hotel CreditTwo $300 credits for prepaid Find Hotels and Resorts(R) or The Hotel Colletion Bookings

$

$250 Adobe CreditAfter you spend $600 with Adobe on your card

$

$120 Wireless Credit$10 per month on U.S. wireless service

$

Global Lounge Collection® AccessCenturion, Priority Pass, Delta Sky Club® & more

$

Global Entry or TSA PreCheck® Fee CreditUp to $120 (every 4 - 4.5 years)

$

$200 Hilton Statement Credit$50 per quarter

$

Travel and Purchase ProtectionsIncluding purchase protection, extended warranty, secondary car rental loss and damage insurance, trip delay/interruption insurance, trip delay reimbursement, and baggage insurance

$

Your Total Annual Value:

$0

Annual Fee: $695

Your Net Value / Cost:

-$695

Learn More About The Business Platinum Card® from American Express