All content was accurate at the time of publication. Check issuer’s site for most up to date information. 

katiestraveltricks.com has partnered with CardRatings for our coverage of credit card products. katiestraveltricks.com and CardRatings may receive a commission from our partners. American Express is a katiestraveltricks.com advertiser. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

 

Flying to Australia and New Zealand with Points in Economy {Guide}

Categories: Book Flights With Points, Redeeming PointsBy Last Updated: August 25, 2026

Australia and New Zealand are exciting destinations with so much to offer. Because they're a long distance from the United States, flight costs to get there are often high. But by using points and miles to offset the cost, you can make this dream destination a reality for your family.

Even though it's so far away, there are many options for getting to Australia and New Zealand using points. In this article, I'll show you what the options are, how to earn the right points, and include booking tips. 

If you're new to booking flights with points, be sure to check out this overview for important background information. You can also sign up for our free course. You'll want to be sure you understand how to find the best routes, price compare with Google Flights, how to search for available flights, and how to leverage transfer partners and airline alliances.

Earn More Points

Each airline option I list in this article has more than one credit card that can earn you a welcome bonus and the points you need to fly to Australia or New Zealand. This article is already long enough without listing out every single card you could get for each of these programs to earn points.

So how can you figure out how to earn the right points? First step: get our free airline transfer partner guide — inside we have a chart that shows which kinds of points transfer to which airlines. Then work backwards! Let's say you figure out that you want to fly on American but you want to book via Cathay Pacific (this article explains exactly how to do that).

You can look at the chart in my Travel Points 201 guide and see that American Express Membership Rewards®, BILT Rewards, Capital One miles, and Citi ThankYou® Points all transfer 1:1 to Cathay Pacific Asia Miles. Then you could browse my Best Offers page, where I list all my favorite current offers–to see which cards currently have good bonuses and earn those kinds of points.

Pro Tip: Transfer Bonuses

Most points transfer 1:1 when you transfer from a program like Chase Ultimate Rewards® to an airline or hotel. But! Banks run promos throughout the year and certain transfers may offer a bonus. I don't currently maintain an updated list of transfer bonuses but you can find one here.

 

Top Three Options: American Airlines, Qantas, and Alaska Airlines

These programs offer a balance of good pricing and lower taxes and fees. What makes the most sense for you may depend on your home airport, preferred routings, and what type of points you have.

Keep in mind that you can use one type of airline points going one direction and a different one on the return.

And don’t forget that booking via a bank’s travel portal is still a strong option. It’s not uncommon for flights to Australia and New Zealand to be in the $800-$1200 range. You could book a $1,000 flight in a travel portal like Chase Travel℠ or Capital One Travel for 100,000 points with taxes included

If you’re looking at flights in the travel portal, consider flying into Brisbane. You can often find cheaper rates to Brisbane than other major cities like Sydney and Melbourne. 

American Airlines non-stop from Los Angeles to Sydney

A roundtrip from Los Angeles to Sydney costs 70,000 miles and around $100 in taxes and fees when booked through American. 

The great thing about American Airlines is that it usually doesn’t cost any more miles to add a connection from your home airport. You might have to be flexible with dates to find a flight at the lowest price, but it’s usually possible.

American Airlines also doesn’t charge any fees to change or cancel your flight.

Sample Card Strategy for a Family of Four

Citi offers both co-branded cards and cards that can transfer points to American Airlines. You’d need 280,000 AA miles for 4 people to fly round trip from Los Angeles to Sydney. How can you get that? Earn the following sign up bonuses:

  • CitiBusiness® / AAdvantage® Platinum Select® World Elite Mastercard® – The standard offer is 65,000 miles – Each parent can get one of these. That’s 130,000 miles.
  • Citi® / AAdvantage® Platinum Select® World Elite Mastercard®  – This is the personal version of the card. The bonus is often 80,000 miles. If both parents open this card, that’s another 160,000 miles.
  •  
  • Alternatively, you could open the Citi Strata Elite℠ Card or Citi Strata Premier® Card to earn miles that can be transferred to American.

With both parents getting one personal and one business card, you would have enough miles to get a family of four round-trip tickets!

Using Qantas to go to New Zealand

To fly from the west coast to Auckland booked with Qantas costs about 86,000 miles and $220 in taxes and fees roundtrip. 

Qantas tends to have more award availability to/from New Zealand than other programs, which makes this a nice option. Plus, you can transfer points from several different banks, so it’s easy to earn a lot of points with Qantas.

Though Qantas is based in Australia, it offers a nonstop route from JFK to Auckland, New Zealand, which is a strong option from the East Coast. 

Sample Card Strategy 

Stockpile flexible points that transfer to Qantas. There are several ways to do this so you have plenty of options! Capital One, AMEX, and Citi all transfer to Qantas. You can also use FlyingBlue miles to book onto Qantas flights and this may be worth it when Flying Blue has transfer bonuses, which are fairly frequent. 

  • Open cards that earn Capital One miles. One of my favorites for perks is the Capital One Venture X (earn 75,000 miles) but you can also earn 75,000 miles with a $95 fee Capital One Venture card.
  • Open cards that earn American Express Membership Rewards® Points
  • Open cards that earn Citi ThankYou® Points like the Citi Strata Premier® Card. This card also offers good travel insurance. 

Tip: You can transfer points from different banks to your Qantas account to pool your points there. So For example, you could transfer 150,000 points from Capital One and 150,000 points from Citi. Then you would have 300,000 points in your Qantas account, which is enough to book 4 roundtrip tickets to New Zealand.

Alaska Airlines with a stopover in Fiji

This is a fun option that includes a free stopover! Flights to Australia start at 37,500 points each way when booked with Alaska Airlines. Adding a stopover is free, even on a one way ticket.

You’d need to depart from LAX, SFO, or Vancouver, Canada. 

Fiji is on the way to Australia or New Zealand geographically and would be a fun place to add a stopover. You can break up the long trip and enjoy an extra destination for free!

If you need to reposition to take advantage of this deal, Southwest Companion Passes are a great option.

Sample Card Strategy

  • Sign up for the Atmos™ Rewards Ascent Visa Signature® Card. Refer the second parent to the same card to earn more miles. 
  • Sign up for the Atmos™ Rewards Visa Business Card. Both parents can get this card as well.

To earn additional miles, use Atmos Rewards Shopping when shopping online. You can also check out BILT and earn more miles that way. BILT Rewards is the only transfer partner for Alaska Airlines Atmos Rewards.

If you don’t have enough Alaska Airlines Atmos Rewards miles for a roundtrip, consider booking a one way ticket and book your return flight using a different program. Since you can add a stopover on a one way flight, you could still do the stopover in Fiji!

 

Routing Tips for Flights to Australia and New Zealand

There are several non-stop routes from North America to Australia and New Zealand. For example, you can fly to Sydney non-stop from Los Angeles, San Francisco, Houston, Dallas, and Vancouver.

Other major cities like Auckland, Melbourne, and Brisbane have a few non-stop options as well.

If you don’t live near an airport that offers a nonstop, flying to Australia or New Zealand will require one or more connections. If you can easily get to a large airport like Los Angeles, San Francisco, New York, or Dallas, you can then get one of the non-stop flights from there.

Route Through Asia

Another common way to get down under is to route through Asia. You can fly from the US to a major city like Singapore, Seoul, or Tokyo, then continue to Australia or New Zealand from there.

Check out this overview for important background information on how to find good routes to book with points.

Pro Tip: Add a Stopover

You can get a bonus trip by adding a stop over on your way to you final destination.

It’s a long way from the United States to Australia and New Zealand. It’s about the farthest you can go! One of the best strategies to help make the long travel time bearable is to intentionally add in stopovers. There are several airline programs that allow you to add a stopover for a couple of days for free.

This means a few days to explore an additional destination for little to no fee. Even an overnight stopover can really help break up the journey: you get off the plane, book an airport hotel and get a good night’s sleep, and then continue to your final destination.

We have a complete guide that walks you through how to add a stopover with Air Canada Aeroplan. Several other airlines allow you to add stopovers as well including Alaska Airlines, Singapore Airlines, and more.

Returning to the US

Something I discovered while researching this post is that it’s easier to find award availability returning to the US from Australia than New Zealand.

While decent award availability for flights TO New Zealand is common, flights returning to the US are much harder to find, especially when looking for the lowest “saver” fares.

If you’re interested in visiting both Australia and New Zealand, consider flying into New Zealand and then returning from Australia.

For example, you could fly into Auckland, spend some time in New Zealand, take a quick flight over to Australia, and book your return flight from a large city like Sydney or Melbourne.

And if you want to return from New Zealand, it IS possible to find award availability, you might just need to be a bit more flexible. Qantas is a good program to look at specifically for returns from New Zealand, they tend to have decent availability.

Consider Booking with Different Airlines

Another important thing to remember is that most of the time, you can book an outgoing flight with one airline program and return using a different program. It usually won’t cost any more in miles or taxes to do it this way and it can give you a lot more flexibility to help you find the best deals.

 

 

Star Alliance Sweet Spots

The best way to book flights onto these Star Alliance carriers is not necessarily with their own points and miles currencies. Star Alliance airlines release certain seats to other Star Alliance airlines to allow bookings with points. So you could use United miles to book onto ANA and vice versa.

The major options for booking Star Alliance flights with easy-to-earn points are via ANA, Air Canada Aeroplan, Avianca Lifemiles, Singapore Krisflyer, and United Mileage Plus. As you’ll see, pricing in miles varies a lot — even within the same airline program. The airline you actually fly on can make a huge difference in both the mileage cost and the taxes and fees.

Note: Air New Zealand is a member of the Star Alliance and seems like a logical choice, but they don’t tend to release many award seats. If you want to fly with them and use points, try using your points by booking through a travel site like Chase Travel. 

How to search for Star Alliance award availability:

For United flights, search on United.com to see 30 day availability. Look for United awards marked “Saver” — these are the ones that will be released to alliance partners. Those are usually 55,000 miles each way but it’s possible to find them cheaper on occasion.

If you want to fly on ANA and plan to book directly with ANA – search directly on ANA for these — you may find increased availability over what partners show.

ANA Mileage Club: From 75,000 miles + $121 or 70,000 miles + $294

NH

ANA Mileage Club

All Nippon Airways' Star Alliance mileage program

Transfer points from:

A Amex Rewards (1:1) Transfers are not instant. It can take up to 48 hours.
Change Fees ANA sometimes allows one free date change on standard award tickets. After that, or depending on your fare, a fee may apply, so always check before confirming.
Varies
Cancellation / Redeposit Fees Cancelling an award ticket costs 3,000 yen (about $20) or 3,000 miles, your choice, per ticket.
3,000 yen or 3,000 miles
Booking Fees No fee for booking an award ticket online through ana.co.jp.
No online fee
Fuel Surcharges ANA itself keeps fuel surcharges reasonable on its own flights, but some partner airlines you redeem miles on can add significant surcharges.
Yes, on partners
See notes & booking tips

Note

  • Great for Star Alliance Business & First: ANA Mileage Club is one of my favorite ways to fly Star Alliance business and first class without breaking the bank on miles.
  • Use the US site to see prices in USD: Visit ana.co.jp/en/us/. To see prices in USD, you must be logged into the US website. If your travel dates are flexible, use the "Compare Seat Availability +/-3 days" tab. 

Booking Tips

  • Cheap to Cancel: Cancelling an ANA award only costs 3,000 yen or 3,000 miles, so don't be afraid to book now and cancel later if plans change.
  • Who You can Book For: You can only book tickets with your ANA miles for people "within two degrees" of family relationship.
  • Start Your Search on United: It's easiest to start your search on United.com because they show 30 day availability for Star Alliance flights. Look for United awards marked "Saver" -- those should be released to ANA. Any other Star Alliance flights (like TAP Portugal) that show on United.com should also show on ANA. Before transferring points, confirm you can see those same flights on ANA.
  • Flights operated by United and Singapore Airlines may have lower taxes and fees.

Best for: Paying less in miles. A downside, however, is that ANA tacks on fuel surcharges, which can result in significant taxes and fees. Flights operated by United and Singapore Airlines may have lower taxes and fees.

Cost: The mileage required for ANA and partner-operated flights is based on their award charts. There are different charts for ANA operated flights and partner flights.

Economy flights to Australia and New Zealand start at 70,000 miles round trip when flying on ANA and 75,000 miles round trip when booked with a partner airline.

ANA Booking Example: LAX to SYD (on United) 75,000 miles + $121

 

ANA Booking Example: LAX to SYD (on ANA) 70,000 miles + $294

 

Air Canada Aeroplan: from 100,000 miles + CA $267

AC

Air Canada Aeroplan

Air Canada's Star Alliance loyalty program

Transfer points from:

A Amex Rewards (1:1) B Bilt Points (1:1) C Capital One Miles (1:1) C Chase Ultimate Rewards (1:1) R Rove Miles (1:1)
Change Fees Varies by fare class. $75 CAD online or $100 CAD by phone for 'Standard' awards. No fees for 'Flex' & 'Latitude' awards (which cost more miles).
Varies
Cancellation / Redeposit Fees Varies by fare. $150 CAD for 'Standard', $75 CAD for 'Flex', and no fees for 'Latitude' awards.
Varies
Booking Fees A $39 CAD fee applies to bookings with partner airlines. A $30 CAD fee applies for phone bookings that could be made online.
$39 CAD
Fuel Surcharges None. Aeroplan does not pass on fuel surcharges for award tickets, even on its 45+ partner airlines.
None
See notes & booking tips

Note

  • Huge Star Alliance Network: Aeroplan taps into the whole Star Alliance network, plus a few extra partners like Emirates you won't find everywhere.
  • Transfer Bonus: Transfer bonuses are frequent, which can help you save some points.

Booking Tips

  • Add a Free Stopover: It only costs 5,000 extra points and lets you see two cities on one trip.
  • Search on United First: It can be easier to start your search on United.com because they show 30 day availability for Star Alliance flights. Look for United awards marked "Saver" -- those should be released to Air Canada. Any other Star Alliance flights (like TAP Portugal) that show on United.com should also show on Air Canada. Before transferring points, confirm you can see those same flights on the Air Canada website.
  • Cover Taxes with Points: Air Canada has a nice feature where you can choose how many points you use and it will change the dollar amount. You can even use points to cover the taxes and fees this way.

Best for: When you want to add a Star Alliance stopover. Also can work for flights from smaller regional airports.

Cost: Rates start at 50,000 miles each way. Aeroplan uses a distance-based award chart, so the price varies depending on how far you fly. Since Australia and New Zealand are VERY far from North America, redemption rates can be high.

Notes: Aeroplan divides the world into zones for award pricing. Australia and New Zealand are part of the Pacific zone. The program offers separate award charts for partner and Air Canada-operated flights. Most fights to Australia and New Zealand fall into the highest two distance bands, meaning they cost between 50,000-110,000 miles each way. Partner flights are 50,000, 60,000 or 75,000 miles each way. You can find the cheapest rates from West Coast airports like LAX or SFO.

See the Aeroplan Award Chart

Aeroplan Booking Example: SFO to SYD (on United) 110,000 miles + CA $329

 

Aeroplan Booking Example: EWR to AKL (on United and Air Canada) 111,700 miles + CA $238

Note: Availability for the New York to Auckland route is hard to find on Air Canada. You’ll need to be flexible with dates in order to find the lowest prices.

Avianca LifeMiles: from 133,100 miles + $270

AV

Avianca LifeMiles

Avianca's Star Alliance frequent flyer program

Transfer points from:

A Amex Rewards (1:1) B Bilt Points (1:1) C Capital One Miles (1:1) C Citi ThankYou Points (1:1) 1,000:1,000 for Citi Strata Elite/Strata Premier/Prestige/AT&T Access More; 1,000:700 for Citi ThankYou Preferred/Strata/Double Cash/Custom Cash/ThankYou Mastercard/AT&T Universal cardmembers. W Wells Fargo Rewards (1:1)
Change Fees Changing a LifeMiles award ticket costs a flat $150, no matter what you're changing.
$150/ticket
Cancellation / Redeposit Fees Avianca sets the mile-redeposit fee by fare: Flex $30, Classic $50, Light $75, Basic and Business $100 per ticket.
$30–$100 (by fare)
Booking Fees A $25 (plus local taxes) booking fee applies when redeeming LifeMiles for Star Alliance partner flights.
$25/ticket on partners
Fuel Surcharges LifeMiles is generally good about not passing on big surcharges on its own flights, but some partner airlines will add them.
Yes, on partners
See notes & booking tips

Note

  • Star Alliance, Miles Often on Sale: LifeMiles is a Star Alliance program, and it's popular because Avianca runs frequent sales on buying miles.

Booking Tips

  • Double-Check Dates Before Booking: LifeMiles' change and cancellation fees are steep, so make sure you're confident in your dates before you book.
  • Customer Service Issues: Customer service can be inconsistent, so be prepared for potential challenges if you need to make changes to your booking.
  • Check what's included in your fare class: The cheapest fares are in the "light" economy fare class. This doesn't include checked bags or seat selection. You can upgrade to economy "classic" or "flex" by paying more miles. Sometimes the difference is small, or it could be a lot.

Best for: Nothing really, prices have increased significantly, so this isn’t a good deal anymore.

Cost: The standard price for an economy ticket to Australia or New Zealand is 66,500 miles each way. Taxes and fees are also somewhat high. 

NoteIt’s hard to find availability to and from New Zealand. Flights to Australia are easier to find.

LifeMiles Booking Example: LAX to SYD (on United) 133,100 miles + $270

 

Singapore Airlines: from 121,000 miles + $137

SQ

Singapore Airlines KrisFlyer

Singapore Airlines' Star Alliance mileage program

Transfer points from:

A Amex Rewards (1:1) C Capital One Miles (1:1) C Chase Ultimate Rewards (1:1) C Citi ThankYou Points (1:1) 1,000:1,000 for Citi Strata Elite/Strata Premier/Prestige/AT&T Access More; 1,000:700 for Citi ThankYou Preferred/Strata/Double Cash/Custom Cash/ThankYou Mastercard/AT&T Universal cardmembers.
Change Fees On Singapore Air: $25 (Saver) or $0 (Advantage) for dates; $25 for routes. On Partners: $50 for any changes. No-show fees ($100-$300) also apply.
$0–50
Cancellation / Redeposit Fees Varies by award type: $75 USD per ticket for 'Saver' awards; $50 USD per ticket for 'Advantage' awards to cancel and redeposit miles.
$50–75/ticket
Ticketing Fee No online booking fee. $25 offline fee for phone bookings.
$25 offline
Fuel Surcharges None on Singapore Airlines flights (included in base miles). Yes on partner airlines (e.g., Lufthansa, SWISS, ANA), which can be significant.
On partners
See notes & booking tips

Note

  • Star Alliance, Great Premium Cabins: KrisFlyer is a Star Alliance program known for excellent business and first class redemptions.

Booking Tips

  • Saver vs Advantage Awards: Saver' awards give the best value but book up fast, while 'Advantage' awards cost more but are easier to find.
  • Use the App to Search: You can't search for an award flight on the KrisFlyer website unless you have at least 1,000 miles in your account. To get around this, use the app! You can search in the SingaporeAir mobile app without having any miles.
  • Toggle Star Alliance: Singapore’s website will default to searching their own flights; make sure to toggle “Star Alliance” to see partner flights.

Best for: Flying on Singapore Airlines and including a free stopover. Departures from LAX, SFO, SEA, and NYC airports. But overall, pricing is high, so we’d recommend avoiding this one. 

Cost: Singapore Airlines Saver Award fares to Australia and New Zealand start at 61,000 miles for a one way economy flight. It’s possible to book Star Alliance partner flights with Singapore Airlines, and those cost 69,500 miles each.

Singapore Saver Award Chart

 

Booking Tips (How to Book a Stopover): Singapore offers a lot of connecting flights to Australia and New Zealand. Certain Singapore Airlines itineraries may be eligible for a free stopover. You’ll receive an alert during the online booking process if a stopover is possible on your chosen route. This is typically available on a round trip itinerary but not a one way.

You can see that your route is eligible for a free stopover if you see this button while booking.

Singapore Booking Example: LAX to SYD (on Singapore) 121,000 miles + $137

Singapore Booking Example: LAX to SYD (on United) 139,000 miles + $126

Singapore Booking Example: JFK to AKL (on Singapore) 143,000 miles + $181

United Airlines: From 98,100 miles + $99

UA

United MileagePlus

United's Star Alliance loyalty program

Transfer points from:

B Bilt Points (1:1) C Chase Ultimate Rewards (1:1)
Change Fees None. There are no change fees for award tickets. You are responsible for any difference in miles or taxes if the new ticket is more expensive.
No fee
Cancellation / Redeposit Fees None. Award tickets can be canceled and miles redeposited for free before departure. A $125 "no show" fee applies if you do not cancel before the flight.
Free; $125 no-show
Ticketing Fee No fee for online bookings. A $25 fee applies for phone bookings (waived for Premier Platinum/1K). Higher fees apply at the airport counter.
$25 phone
Fuel Surcharges None. United is a rare exception and does not pass on fuel surcharges for award tickets, even on its Star Alliance and other airline partners.
None
See notes & booking tips

Note

  • Star Alliance, No Fuel Surcharges: MileagePlus is a Star Alliance program, and United is one of the few airlines that doesn't add fuel surcharges to award tickets.
  • Lower Prices for Cardholders: United MileagePlus Cardholders save at least 10% on every award flight. Sometimes you can save even more.
  • More availability for cardholders:  United MileagePlus Cardholders have access to more "saver award space" (flights with lower mileage requirements) than non-cardholders.
  • United.com is Easy to Navigate: The United website is very user-friendly with easy ways to search and sort awards.

Booking Tips

  • Free Redeposit Before Departure: You can cancel and redeposit miles for free before departure, so it's easy to lock in a flight and adjust plans later.
  • Fare Calendar: Use the calendar view to find the lowest priced dates.
  • Book from Your Home Airport: United often allows adding a connection from a smaller airport for little to no cost. This offers a more convenient alternative to booking a separate repositioning flight.

Best for: If you want to book a United nonstop from San Francisco or LAX.

Cost: The standard “Saver Award” fare price for flights to Australia and New Zealand is 55,000 miles each way. United technically uses dynamic pricing so it’s possible to find flights priced slightly lower.

United Booking Example: LAX to SYD (on United) 110,000 miles + $121

 

United Booking Example: LAX to AKL (on United) 98,100 miles + $99

Note: These flights route through San Francisco, but because of dynamic pricing, in this case it’s cheaper to start in LAX. The same departing flight starting in San Francisco costs 55,000 miles instead of 47,000.

United Booking Example: EWR to AKL (on United) 110,000 miles + $99

 

 

 

oneworld Sweet Spots

The major options for booking oneworld flights to Australia and New Zealand are via American Airlines, British Airways Avios, Alaska Airlines, Cathay Pacific and Qantas.

Overall, American Airlines typically offers the lowest cost in both miles and taxes & fees.

American Airlines: From 70,000 miles + $104

AA

American Airlines AAdvantage

American Airlines' oneworld loyalty program

Transfer points from:

C Citi ThankYou Points (1:1) 1,000:1,000 for Citi Strata Elite/Strata Premier/Prestige cardmembers; 1,000:700 for Citi ThankYou Preferred/Strata/Double Cash/Custom Cash cardmembers.
Change Fees No change fees if you make changes before your first flight departs.
No fee
Cancellation / Redeposit Fees None. Award tickets can be canceled and miles redeposited for free.
Free
Ticketing Fee No ticketing fee for bookings on aa.com or via the app. A phone booking fee may apply, but is often waived if the ticket can't be booked online.
No online fee
Fuel Surcharges AA does not have fuel surcharges on their own flights but may pass on fuel surcharges for partner flights.
On partners
See notes & booking tips

Note

  • Full oneworld Access: AAdvantage gives you the whole oneworld alliance, which is great if you love flying British Airways or Cathay Pacific.
  • Add a connection from your home airport: You can often add a connection from your home airport without increasing the points cost. This eliminates the need to position yourself at a larger airport.

Booking Tips

  • Search Partner Awards Leg by Leg: If a full itinerary won't show up, try searching partner awards one leg at a time — American's site can be picky about complex routings.
  • Calendar View: American makes it easy to find the cheapest dates by using the calendar view!
  • AA Award Map: A valuable tool for flexible travelers is the AA Award Map. This map allows you to search for award flights by region based on the number of miles you have available.
  • Seat Spy: If you have a certain route you are searching, you can find the cheapest date in a 365 day range at SeatSpy.

Best for: low points cost and reasonable taxes and fees.

Cost: The cost of award tickets for American-operated flights uses dynamic pricing, but starts at 35,000 miles each way. Taxes and fees are also low, usually around $100 roundtrip.

AA Booking Example: LAX to SYD (on American) 70,000 miles + $104

AA Booking Example: JFK to AKL (on American and Qantas) 80,000 miles + $94

 

Alaska Airlines from 75,000 miles + $165

AS

Alaska/Hawaiian Airlines Atmos Rewards

Alaska and Hawaiian Airlines' unified oneworld loyalty program

Transfer points from:

B Bilt Points (1:1)
Change Fees None for Main and First Class awards. Does not apply to Saver fares (which are generally not bookable with points).
None
Cancellation / Redeposit Fees None. Award tickets can be canceled and points redeposited for free at any time before departure.
None
Booking Fees A non-refundable $20 fee (per person, per direction) applies to partner airline bookings. A $30 phone booking fee also applies. Having certain credit cards may waive the booking fee.
$20 partner
Fuel Surcharges Generally None. Atmos does not pass on surcharges for Alaska, Hawaiian, AA, JAL, or Aer Lingus. High surcharges apply to British Airways & Icelandair.
Generally none
See notes & booking tips

Note

  • Combined Program, Real oneworld Access: Atmos Rewards merges Alaska and Hawaiian's old programs into one, with real oneworld access plus a few independent partners like Singapore Airlines.
  • Good Partner Availability: Alaska and Hawaiian offer good partner availability with access to American Airlines flights. If you book a flight operated by American Airlines, you'll pay a partner booking fee of $20 each way. Flights on Alaska or Hawaiian are not charged the partner booking fee. 

Booking Tips

  • No Fee to Change or Cancel: Since Atmos doesn't charge to change or cancel most award tickets, I always book early and adjust later if I find a better flight. But note that if you book a partner flight, the partner booking fee is non-refundable.
  • Find the Cheapest Dates with the Calendar: Use the calendar view to easily see the dates with the lowest prices.
  • Free Stopover: One of the best perks of the Alaska Mileage program is the ability to book a free stopover on a one way flight. To search for a free stopover, select "Multi City" on the search page.

Best for: Booking free stopovers, even on a one way flight. Especially good for booking a stopover in Fiji which is on the way there geographically.

Cost: Flights start at 37,500 miles each way. Alaska uses a distance-based award chart. This means that longer routes take more miles.

Alaska Partner Award Chart

Notes: While Alaska Airlines doesn’t fly directly to Australia or New Zealand, they offer partner availability with access to Cathay Pacific, American Airlines, Qantas, and others.

Alaska Booking Example: LAX to SYD (on Fiji Airways) 75,000 miles + $165

You can use the Alaska program to book a non-stop flight from LAX to SYD flying on American Airlines or Qantas, but it costs more miles.

Alaska Booking Example: LAX to SYD (on American) 85,000 miles + $138

Alaska Booking Example: EWR to AKL (on Qantas) 85,000 miles + $119

British Airways Avios from 103,000 miles + $193

BA

The British Airways Club

British Airways' Avios loyalty program

Transfer points from:

A Amex Rewards (1:1) B Bilt Points (1:1) C Capital One Miles (1:1) C Chase Ultimate Rewards (1:1) W Wells Fargo Rewards (1:1)
Change Fees $55 USD (or £35 GBP) per ticket. Applies to date or time changes, which must be made at least 24 hours prior to departure.
$55/ticket
Cancellation / Redeposit Fees Unique Trick: Pay $55 to refund points + taxes, OR forfeit taxes (if < $55) to get points back for free. (Best for US Domestic awards).
$55 or forfeit taxes
Booking Fees No online booking fee. A $25 USD fee applies for phone bookings that could have been completed online.
$25 by phone
Fuel Surcharges Fuel surcharges can be high.
Often very high
See notes & booking tips

Note

  • Avios & Distance-Based Pricing: British Airways runs on Avios and prices awards by distance, so shorter flights can be a real bargain.

Booking Tips

  • Short Flights Are a Bargain: For short hops, Avios pricing often beats paying cash outright — always compare both before you book.
  • Use AA.com to search for availability: It's hard to find availability on the British Airways website, because you have to check one day at a time. Start your search on the American Airlines website, then see if you can find the same flights on British Airways. When viewing the AA 30 day calendar, typically only the lowest fares (shown in green) will be available to book via British Airways. 

Best for: British Airways charges a lot of miles and high taxes and fees so I generally don’t recommend booking with them. That being said, if you can utilize a transfer bonus or you happen to have a lot of Avios, it may make sense for you. The best value they offer is booking onto Qantas.

Cost: British Airways uses a distance based award chart. Their prices vary depending on what airline you’re flying and where you’re going. British is notorious for passing on fuel charges, so their taxes and fees are typically high, even when booking partner airlines.

British Airways Booking Example: LAX to SYD (on Qantas) 103,000 points + $193

British Airways Booking Example: LAX to SYD (on American) 103,000 points + $402

This is more expensive both in points and taxes than either Alaska or American Airlines, but since all major banks transfer to Avios this may make sense for booking Qantas with a transfer bonus.

Cathay Pacific from 80,000 miles + $163

CX

Cathay Pacific Asia Miles

Cathay Pacific's oneworld travel rewards program

Transfer points from:

A Amex Rewards (5:4) B Bilt Points (1:1) C Capital One Miles (1:1) C Citi ThankYou Points (1:1) 1,000:1,000 for Citi Strata Elite/Strata Premier/Prestige/AT&T Access More; 1,000:700 for Citi ThankYou Preferred/Strata/Double Cash/Custom Cash/ThankYou Mastercard/AT&T Universal cardmembers. R Rove Miles (1:1) W Wells Fargo Rewards (1:1)
Change Fees $50 USD for online changes. An additional $40 fee applies for changes made over the phone that could be done online.
$50+
Cancellation / Redeposit Fees $120 USD (or 17,000 miles) per ticket to cancel an unused award booking and redeposit the miles.
$120/ticket
Booking Fees No online booking fee. A $40 USD service fee applies for new award bookings made over the phone.
$40 by phone
Fuel Surcharges Yes (Extremely High). Cathay passes on significant surcharges on its own long-haul flights. ~$400 for R/T flights
Extremely high
See notes & booking tips

Note

  • oneworld Access Across Asia: Asia Miles is Cathay Pacific's program, and it's a great way to reach oneworld destinations across Asia.

Booking Tips

  • Watch for Bonus Mile Promos: Keep an eye on Cathay's periodic spend-and-earn promos — they're a nice way to top up your Asia Miles balance.
  • Search One Way at a Time: It's easier to find availability when searching one way at a time.
  • Call if You can't See Taxes and Fees: If you don't have enough points in your account to proceed with the booking, you may not be able to see the taxes and fees required. If you're looking at a particular flight that doesn't show the taxes and fees, call Cathay Pacific and ask. You'll want to know what the taxes and fees are before transferring any points.

Best for: If you have transferrable points and want to book onto American Airlines.

Cost: Cathay Pacific uses a distance based chart. The longest distance caps out at 38,000 Asia Miles each way for Cathay flights which means all economy round trips cost a max of 76,000 miles plus taxes. Partner awards to Australia and New Zealand cost 40,000 miles each way. 

Cathay Booking Example: LAX to SYD (on American) 80,000 miles + $163

Cathay Booking Example: LAX to SYD (on Cathay) 76,000 miles + $736

 

Finnair from 80,000 miles + $352

AY

Finnair Plus

Finnair's Avios-earning oneworld loyalty program

Transfer points from:

C Capital One Miles (1:1) R Rove Miles (1:1)
Change Fees Changing the return portion of a Finnair Plus award ticket costs €50 per passenger.
€50/ticket
Cancellation / Redeposit Fees Cancelling and getting your Avios back costs €50 per ticket.
€50/ticket
Booking Fees No extra fee for booking an award ticket online through finnair.com.
No online fee
Fuel Surcharges Finnair passes on carrier-imposed surcharges on many of its own long-haul routes, so always check the taxes and fees total.
Yes
See notes & booking tips

Note

  • Runs on Avios: Finnair Plus earns and spends Avios, just like British Airways and Iberia, which opens up a lot of flexibility.

Booking Tips

  • Good Way Into Europe: Finnair is a great way to reach Helsinki and connect onward into other parts of Europe for a reasonable number of Avios.

Best for: Nothing really, but it’s an option if you have a lot of Avios or transferrable points.

Cost: Finnair uses an award chart for booking partner airlines. The price from North America to Australia is 40,000 miles each way, plus taxes and fees. Taxes and fees are high due to fuel surcharges.

Finnair Booking Example: LAX to SYD (on Qantas) 80,000 miles + $352

Japan Airlines: From 55,000 + $114

JL

Japan Airlines (JAL) Mileage Bank

Japan Airlines' oneworld mileage program

Transfer points from:

B Bilt Points (1:1) C Capital One Miles (2:1.5) Applies to VentureOne, Venture, Venture X, VentureOne for Good Credit, Spark Miles for Business, and Venture X Business cards. R Rove Miles (1:1)
Change Fees Not Permitted. JAL has a strict policy: changes are not allowed. You must cancel the entire booking and issue a new ticket.
Not permitted
Cancellation / Redeposit Fees JPY 3,100 (approx. $21 USD). This fee is charged per ticket to cancel an unused international award and redeposit the miles.
~$21/ticket
Booking Fees No fee for online bookings. A "Ticket Service Fee" applies for award tickets booked via the JAL call center.
No online fee
Fuel Surcharges Yes. JAL passes on carrier-imposed surcharges on its own routes. The JAL site says that it reviews fuel surcharges bimonthly. Many partner airlines have low or no surcharges.
Varies
See notes & booking tips

Note

  • oneworld, Great for Japan: JAL Mileage Bank is a strong oneworld option, especially for reaching Japan and other parts of Asia.
  • Book Multiple Stops on One Ticket: Japan Airlines offers a nice feature where you can book multiple destinations all on one ticket. For example, you could fly from New York to Paris, Paris to Zurich, Zurich to Rome, then Rome to New York, all on one ticket. Because pricing is based on total distance (not per segment) this can be an affordable way to see multiple destinations on the same trip.

Booking Tips

  • 60-Day Rule (or 7 With a Transfer): New JAL accounts usually need to be open 60 days before redeeming miles, but that drops to just 7 days if your first transfer comes from Bilt or Capital One.
  • Booking for others: You can only book for yourself and direct family members.
  • Roundtrip is Often Cheaper: Japan Airlines prices tickets by total distance, not by segment so round trip flights are often cheaper than two one way tickets.

Best for: Round trip flights on oneworld partners like American Airlines, Qantas, and Fiji Airways

Cost: Japan Airlines prices its partner awards by distance. When booking a round trip, the price is based on the total mileage, not the mileage per segment. For example, a one way ticket from the west coast to Australia might fall in the 6,001-8,000 mile range and cost 45,000 miles. If you book it as two one way tickets, you would need to pay 45,000 miles each way (90,000 total). A roundtrip ticket for the same trip might fall in the 14,001-20,000 mile range. The price for that is just 70,000 miles. For this reason, it’s best to book round trip when booking through Japan Airlines.

Booking Tips: While it’s best to book round trip for the best price, you don’t have to arrive and depart from the same city. It’s possible to fly into Sydney and out of Melbourne, for instance. Japan Airlines makes it easy to book multiple stops on the same itinerary. You could fly from Los Angeles to Sydney, fly from Sydney to Auckland, and then Auckland back to Los Angeles all on one ticket. The mileage price of the ticket is based on the total distance flown, regardless of how many segments are included. Taxes and fees can vary by airport and airline flown.

Japan Airlines Booking Example: LAX-SYD (on American) 70,000 + $111

Japan Airlines Booking Example: LAX-AKL (on Fiji Airways) 55,000 + $114

Qantas: from 86,400 miles + $223

QF

Qantas Frequent Flyer

Qantas' oneworld loyalty program

Transfer points from:

A Amex Rewards (1:1) C Capital One Miles (1:1) C Citi ThankYou Points (1:1) 1,000:1,000 for Citi Strata Elite/Strata Premier/Prestige/AT&T Access More; 1,000:700 for Citi ThankYou Preferred/Strata/Double Cash/Custom Cash/ThankYou Mastercard/AT&T Universal cardmembers.
Change Fees Changing an award ticket on a partner airline typically costs around 5,000 points per ticket.
5,000 points/ticket
Cancellation / Redeposit Fees Cancelling and redepositing your points typically costs around 6,000 points per ticket.
6,000 points/ticket
Booking Fees No extra fee for booking an award ticket online through qantas.com.
No online fee
Fuel Surcharges Qantas is known for adding hefty carrier surcharges on its own long-haul flights, so always check the total cash cost.
Yes (High on Qantas metal)
See notes & booking tips

Note

  • oneworld for Australia: Qantas Frequent Flyer is part of oneworld, so it's handy for reaching Australia and connecting onward.

Booking Tips

  • Watch for Fuel Surcharges: Qantas adds hefty fuel surcharges on its own long-haul flights, so always check the total cash cost before you redeem.

Best for: Flights to New Zealand, especially from the West Coast. Good availability for award tickets in general.

Cost: Reward flights booked through Qantas are based on distance. The farther you go, the more miles it will cost. Taxes and fees can be high, but there are some reasonable options.

Notes: Qantas has better availability for flights to and from New Zealand than many other carriers. If you’re having a hard time finding availability, it’s worth giving Qantas a look! Also note that though Qantas is in the oneworld alliance, it also partners with Flying Blue which can be another option for booking these flights. See the SkyTeam section for more details.

Qantas Airways Booking Example: LAX to SYD (on Qantas) 96,400 miles + $332

Note: You can pay less in taxes and fees by flying Fiji Airways, but it includes a stop in Fiji. Qantas does not offer free stopovers, but layovers under 24 hours are included so you could enjoy a long layover and break up your journey home.

Qantas Airways Booking Example: LAX to SYD (on Fiji Airways) 96,400 miles + $260

Qantas Airways Booking Example: LAX to AKL (on Fiji Airways) 86,400 miles + $223

Qantas Airways Booking Example: JFK to AKL (on Qantas) 117,800 miles + $333

 

 

 

SkyTeam Sweet Spots

SkyTeam has a few airlines that offer routing from the US to Australia and New Zealand. There aren’t a lot of great options, but it’s helpful to know what’s possible for comparison. 

Delta Airlines from 76,000 miles + $139

DL

Delta SkyMiles

Delta's SkyTeam loyalty program for earning and redeeming miles

Transfer points from:

A Amex Rewards (1:1) You will pay a small excise fee to transfer. The rate is $0.0006 per point, which works out to $6 for every 10,000 points. The maximum fee is $99.
Change Fees No change fees for Award Tickets originating from US/Canada. Does not apply to Basic Economy tickets, which carry a fee assessed in miles.
No fee (US/Canada)
Cancellation / Redeposit Fees None for travel originating in US/Canada. Does not apply to Basic Economy Award Tickets, which carry a fee assessed in miles.
No fee (US/Canada)
Ticketing Fee No fee for online bookings. A "Direct Ticketing Charge" may apply for phone bookings, but is waived for bookings outside select European countries.
No fee online
Fuel Surcharges None on own flights. Delta may pass on significant "carrier-imposed fees" (up to $600+) from partner airlines on international itineraries.
Up to $600+ on partners
See notes & booking tips

Note

  • SkyTeam Partners, Miles Don't Expire: SkyMiles connects you to SkyTeam partners like Air France, KLM, and Virgin Atlantic, and your miles never expire.
  • Cardholder Discount: Delta cardholders get a 15% discount on award flights.

Booking Tips

  • Call for Some Partner Awards: Some SkyTeam partner awards can only be booked by calling Delta directly, so don't give up if you can't find them online.
  • Book Roundtrip: Delta typically gives a hefty discount when you book a round trip versus one way on their own flights.
  • Basic vs Main: The cheapest fares are typically in basic economy and don’t include things like seat selection. You can upgrade to main cabin for seat selection, free changes, earlier boarding, etc.

Best for: When Delta has a sale, which is unpredictable.

Cost: Delta uses variable pricing so prices change regularly. If you can catch a sale, there are definitely good deals to be had, but it’s not something I would count on. However, if you have Delta points or a lot of AMEX points, it’s worth checking because you may get lucky.

Delta Booking Example: LAX to SYD 76,000 miles + $139

Delta Booking Example: JFK to AKL 136,000 miles + $99

Virgin Atlantic: from 124,000 miles + $155

VS

Virgin Atlantic Flying Club

Virgin Atlantic's SkyTeam loyalty program for earning and spending Virgin Points

Transfer points from:

A Amex Rewards (1:1) B Bilt Points (1:1) C Chase Ultimate Rewards (1:1) C Citi ThankYou Points (1:1) 1,000:1,000 for Citi Strata Elite/Strata Premier/Prestige/AT&T Access More; 1,000:700 for Citi ThankYou Preferred/Strata/Double Cash/Custom Cash/ThankYou Mastercard/AT&T Universal cardmembers. R Rove Miles (1:1) W Wells Fargo Rewards (1:1)
Change Fees On Virgin: £70 (UK origin) / $100 USD (non-UK). Changes must be made at least 24 hours prior to departure.
£70/$100
Cancellation / Redeposit Fees £70 (UK) / $100 USD (non-UK). Must cancel 24+ hours before departure for a refund of points and taxes. Otherwise, all are forfeited.
£70 / $100
Ticketing Fee No online booking fee. A phone booking fee likely applies for tickets that could have been booked via the website.
No online fee
Fuel Surcharges Yes (Extremely High). Surcharges can exceed $1,000 for round-trip premium awards on Virgin metal and some partners like AF/KLM.
Extremely high
See notes & booking tips

Note

  • Part of SkyTeam: Flying Club is part of SkyTeam, so your Virgin Points can also get you onto Delta, Air France, and KLM.
  • Can Also Transfer From Marriott: Marriott Bonvoy® Points transfer at a 3:1 ratio. This means that for every 3,000 Marriott points you transfer, you’ll only get 1,000 Virgin points. It’s usually not a good idea to use Marriott points this way because you can lose a lot of value. But, if you’re short by a few thousand points and you have a lot of Marriot points, it may make sense for you.

Booking Tips

  • Points Combine With Virgin Red: Virgin Points are shared with Virgin Red, so anything you earn through everyday spending can go straight toward a flight.
  • Watch Out for Phantom Awards: Sometimes Virgin shows “phantom availability” for partner flights meaning you will appear to have availability but not actually be able to book. It is best to run the same search on Flying Blue’s website to make sure you can find the same flight available there, too.
  • Use Delta's website to find availability: To find Delta flights, it may be easier to check Delta's website first to find reward availability. Then check for those dates on Virgin's website.

Best for: flights booked on Korean Air

Cost: Virgin Atlantic uses a distance based chart. This means that flights from the West Coast are cheapest and then further east will be more expensive.

Note:  It’s usually possible to book Delta flights with Virgin, but it’s very hard to find availability to Australia and New Zealand this way. I couldn’t find a single flight available to book, even when checking on multiple different occasions. 

Virgin Booking Example: LAX to SYD (on Korean Air) 124,000 miles + $196

Virgin Booking Example: LAX to AKL (on Korean Air) 124,000 miles + $155

 

Virgin Booking Example: JFK to AKL (on Korean Air) 136,000 miles + $155

Flying Blue from 81,000 miles + $281

AF/KL

Flying Blue (Air France & KLM)

Air France and KLM's SkyTeam loyalty program

Transfer points from:

A Amex Rewards (1:1) B Bilt Points (1:1) C Capital One Miles (1:1) C Chase Ultimate Rewards (1:1) C Citi ThankYou Points (1:1) 1,000:1,000 for Citi Strata Elite/Strata Premier/Prestige/AT&T Access More; 1,000:700 for Citi ThankYou Preferred/Strata/Double Cash/Custom Cash/ThankYou Mastercard/AT&T Universal cardmembers. R Rove Miles (1:1) W Wells Fargo Rewards (1:1)
Change Fees €70 (approx. $75 USD). This fee applies to make changes to an award ticket, including Promo Rewards which are typically non-changeable.
~$75
Cancellation / Redeposit Fees €70 (approx. $75 USD). This fee applies to cancel an award ticket and redeposit miles, including Promo Rewards.
~$75
Booking Fees No online booking fee. Phone fees are generally waived for bookings that cannot be completed online (like adding a stopover).
No fee
Fuel Surcharges Yes. significant fuel surcharges are passed on for awards on own flights and most long-haul partners, ranging from ~$200 to over $400+ per one-way.
$200–$400+
See notes & booking tips

Note

  • SkyTeam, Dynamic Pricing: Flying Blue connects you to Air France, KLM, and the rest of SkyTeam, though award prices shift with demand.
  • Not all Delta flights are available to book through Flying Blue

Booking Tips

  • Check Monthly Promo Rewards: Flying Blue rotates a batch of discounted Promo Rewards every month, so it's worth checking before you book at standard pricing.
  • Leave the Calendar Blank: To find the best prices, don't enter a date when searching. You'll then see a calendar view where you can easily find the dates with the lowest prices.
  • Watch out for phantom availability: If you start your search with Virgin, it can show “phantom availability” meaning you will appear to have availability but not actually be able to book. You'll need to run the same search on Flying Blue’s website to make sure you can find the same flight available there, too.
  • Add a Stopover: You can add a free stopover in Paris or Amsterdam by calling to book. This can be a great way to break up your journey and explore another city.

Best for: Reasonable point prices on Qantas flights, especially if you can utilize a transfer bonus. 

Cost: Cost will depend on your route. Award flights to Australia and New Zealand with Flying Blue start at 40,500 miles each way. Transfer bonuses are frequent, which can make for an even better deal.

Taxes and fees are higher than some other options, but the low point price may make it worth it, especially when paired with the child discount and/or a transfer bonus. With a 25% transfer bonus, you would only need 64,800 miles to book an 81,000 point flight.

Note: Flying Blue and Qantas aren’t in the same alliance, but they do partner together. That means you can use Flying Blue points to book onto Qantas and vice versa.

Flying Blue Booking Example: LAX to SYD (on Qantas) 81,000 miles + $281

Flying Blue Booking Example: LAX to AKL (on Qantas) 101,000 + $292

Flying Blue Booking Example: JFK to AKL (on Qantas) 95,000 miles + $267

 

 

 

 

Award Redemption Comparison

Here is a chart comparing all of the airlines we talked about. As you can see, prices vary a lot. 

Flights to Australia and New Zealand

Katie's Travel Tricks

Showing 34

Air Canada (Aeroplan) United SFO to SYD 110,000 CA $329
Air Canada (Aeroplan) United and Air Canada EWR to AKL 111,700 CA $238
Alaska (Atmos) Fiji Airways LAX to SYD 75,000 $165
Alaska (Atmos) American LAX to SYD 85,000 $138
Alaska (Atmos) Qantas EWR to AKL 85,000 $119
American American LAX to SYD 70,000 $104
American American and Qantas JFK to AKL 80,000 $94
ANA United LAX to SYD 75,000 $121
ANA ANA LAX to SYD 70,000 $294
Avianca (LifeMiles) United LAX to SYD 133,100 $270
British Airways (Avios) Qantas LAX to SYD 103,000 $193
British Airways (Avios) American LAX to SYD 103,000 $402
Cathay Pacific (Asia Miles) American LAX to SYD 80,000 $163
Cathay Pacific (Asia Miles) Cathay LAX to SYD 76,000 $736
Delta Delta LAX to SYD 76,000 $139
Delta Delta JFK to AKL 136,000 $99
Finnair (Avios) Qantas LAX to SYD 80,000 $352
Flying Blue Qantas LAX to SYD 81,000 $281
Flying Blue Qantas LAX to AKL 101,000 $292
Japan Airlines American LAX to SYD 70,000 $111
Japan Airlines Fiji Airways LAX to AKL 55,000 $114
Flying Blue Qantas JFK to AKL 95,000 $267
Qantas Fiji Airways LAX to AKL 86,400 $223
Qantas Qantas or Fiji Airways LAX to SYD 96,400 $332 or $260
Qantas Qantas JFK to AKL 117,800 $333
Singapore (KrisFlyer) Singapore LAX to SYD 121,000 $137
Singapore (KrisFlyer) United LAX to SYD 139,000 $126
Singapore (KrisFlyer) Singapore JFK to AKL 143,000 $181
United United LAX to SYD 110,000 $121
United United LAX to AKL 98,100 $99
United United EWR to AKL 110,000 $99
Virgin Korean Air LAX to SYD 124,000 $196
Virgin Korean Air LAX to AKL 124,000 $155
Virgin Korean Air JFK to AKL 136,000 $155

The information in this chart was accurate when we collected it. Details change often, so always verify directly at the source before you rely on it.

 

Advertiser Disclosure

Table of Contents
Table of Contents

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

Leave A Comment