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Current welcome offer
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Annual Fee
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Terms apply to American Express benefits and offers. Enrollment is required for select benefits. Visit americanexpress.com
How to Earn Rewards
5x
Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
4x
points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4x
points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
3x
points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
2x
points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
1x
on other eligible purchases.
Benefits
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you’ll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
$84 Dunkin’ Credit: Earn up to $7 in monthly statement credits after you pay with your Gold Card at U.S. Dunkin’ locations. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with your Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
As an Gold Card Member, you can enjoy complimentary Hertz Five Star(®) Status.
My Take
This is a strong offer for points that transfer to a lot of airline partners. A lot of people really like the 4x earning possibilities on this card. But it’s a card that takes a lot of work to find value in the annual fee, you have to make sure to use all the little credits.
If you’re interested in this card, know that getting this offer will make you ineligible to get the a welcome offer on the American Express® Green Card. So to maximize your points you’d want to get that card first. Also if you have (or have had recently) a The Platinum® Card from American Express, you’ll be ineligible for this offer.
offer History
Public offer used to generally be 60k. We have seen targeted or referral offers of 90,000 and 100,00 in 2024-2025. Amex recently changed offers on this card to be “up to” certain amounts and you don’t know what your offer will be until you start the application. You will see a personalized offer after you start but before your credit is pulled. In the past, highly targeted offers to certain people will be higher.
American Express® Gold Card: What's It Worth to You?
Enter your personal estimated annual value for each benefit to see a customized calculation of the card's worth.
Your Total Annual Value:
Annual Fee: $325
Your Net Value / Cost:
American Express® Gold Card Benefit Checklist
A handy guide for Katie's Travel Tricks readers to maximize your card benefits.
Reminder: Earn up to $10 in statement credits monthly at participating partners (e.g., Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Five Guys). Enrollment required.
Reminder: Add your Gold Card to your Uber account to receive $10 in Uber Cash monthly for U.S. Uber Eats or rides.
Reminder: Get up to $50 in statement credits semi-annually (Jan-Jun & Jul-Dec) for eligible U.S. Resy purchases.
Reminder: Receive a $100 on-site credit when you book a stay of 2+ consecutive nights through The Hotel Collection via Amex Travel.
Reminder: Earn up to $7 in statement credits monthly for U.S. Dunkin' purchases. Enrollment required.
Learn More About American Express® Gold Card
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