One Month in Europe with Points: Family of Five

Categories: Redeeming Points, Trip ReportsBy Last Updated: January 26, 2024

Katie’s note: Thanks to Aimee from @aimeespointsadventures for sharing the details of her family trip to Europe!

Spending almost a month in Europe feels out of reach for most families, and ours was no different. We started dreaming up this trip in 2020, and we were disappointed to cancel our plans then. In the end, that ended up making our 2022 European adventure even better because we were able to take advantage of more TIME to build up our points and miles! In the end, we covered round trip flights for 5 people, lodging for 28 nights, Disneyland Paris tickets, and more with points.

I’ve learned a lot in the last few years preparing for this trip, some of which I’d do the same and some differently, but all of that helped make free flights, accommodations, theme park, and train tickets available to us. I’m so grateful to Katie and others who have generously helped me with their travel points tips along the way!

Flight: Chicago to London

Total points used for 5 people: 175,000 AAdvantage miles plus $28 in taxes

It was so much fun to take our kids on their first international flight as we traveled to London. Book as early as you’re able for the best award availability (we booked last September for flights this June).

Card Used

Current Bonus:

up t0 60,000 points

Earn 50,000 bonus miles after spending $4,000 on purchases in the first 90 days, and earn 10,000 bonus miles after a purchase is made on an employee card.

Annual Fee:

$95

  • First checked bag free for you and 4 companions on eligible bags when traveling on domestic itineraries operated by American Airlines.
  • Preferred boarding

I love this card as an easy way to earn AA miles! But be warned: Barclay can make some people jump through a lot of hoops when it comes to getting approved (like sending in paper copies of documents). Also note: Barclay seems to prefer people to be at 6/24 or less and generally approves people for at the most one card from them every 6 months.

This card typically fluctuates between 50,000-70,000 miles as a bonus.

welcome offer:

75,000 miles

Earn 75,000 bonus miles when you spend $5,000 on purchases in the first 5 months from account opening.

Annual Fee:

$99

(waived the first year)

  • First checked bag free on domestic American Airlines itineraries for you and up to 4 travel companions on the same reservation
  • Preferred boarding

This is the highest standard offer for this card Even at the standard 65,000 offer,I leave it on this page because it is a good one to get to stock up on AA miles.

65,000 miles is the standard offer on this card. The highest we have seen is 75,000 after spending $6,000 in 6 months.

London Hotel: London Marriott  Hotel Canary Wharf – 5 nights

Total points used: 160,000 Marriott points plus £200 to upgrade to a Family Deluxe Room

One Month in Europe with Points

We liked that the hotel was conveniently located near the Elizabeth Line and lots of restaurants. Summertime points bookings for a family in European cities can be tricky, so I was happy to get this reserved in January for our summertime stay. When you book Marriott rooms with points, you get the fifth night free.

We earned these last year from Marriott business cards. We each have some side gigs that qualify us for business cards. After my husband was able to sign-up for this card, he then referred me to the same card. You can transfer up to 100,000 Marriott points/year to other accounts, allowing us to combine points for this stay.

Card Used

welcome offer:

3 free night awards (up to 50k each)

Go > Limited Time Offer: Earn three Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Redemption level up to 50,000 Marriott Bonvoy® points for each bonus Free Night Award, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees. Offer

Annual Fee:

$125

(Terms Apply | Rates and Fees)

  • 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
  • 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
  • Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Award can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Card
  • Receive a 7% discount on eligible bookings as a benefit of being both a Marriott Bonvoy® member & a Marriott Bonvoy Business® American Express® Card Member when you book directly with Marriott through an eligible channel for a participating property under the Amex Business Card Rate.

If you like Marriott, this is a solid card to get and then hold on to — we find that the annual free night is easy to redeem at hotels that cost $250+ per night. That’s a half price hotel! Some people prefer the welcome bonus that includes certificates for up to 50k per night, but keep in mind these expire within a year of earning so you need to have a redemption in mind. Check out my map of family friendly Marriotts for inspiration.

Bonus fluctuates from 75,000 bonus points to 125,000 points. Sometimes the bonus is 3 free night certificates for up to 50k per night – highest ever was 5 free nights (up to 50k and ended 3/21/24). Note that personal referral offers often don’t match the best available offer.

Oxford Hotel: Voco Oxford Spires – 2 nights

Total points used: 32,000 points + 1 free night certificate

One Month in Europe with Points

From London, we went to Oxford for two nights to meet up with friends who hosted our kids on their canal narrowboat (such a treat!) while my husband and I stayed at the Voco Oxford Spires. We loved getting to spend time in this fascinating town with so much history, and this was a beautiful property. We used an IHG Free Night Certificate and 32,000 points to cover our stay. We got a complimentary upgrade to a Premium Room, thanks to the Platinum Elite status that comes with our IHG card, and some welcome gifts as well.

Card Used

Current Bonus:

140,000 points

Earn 140,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.

Annual Fee:

$99

  • Free Reward Night after each account anniversary year at eligible IHG hotels worldwide (worth 40,000 points)
  • 4th night free when you redeem points for any stay of 4 or more nights
  • Earn up to 26 total points per $1 spent when you stay at an IHG hotel
  • Platinum Elite status as long as you remain a Premier card member
  • Global Entry or TSA PreCheck Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card

This is a great way to earn some IHG points! You will get TSA Precheck or Global Entry, Platinum Elite status (which can give you room upgrades), and 4th night free when you book with points.

IHG has a large footprint in Europe of hotels that sleep 4. You can also check out my map of Holiday Inn Vacation Clubs — they have villas with kitchens and some sleep 6. We often use IHG points at Holiday Inn Express, avid, or Staybridge Suites on road trips. Or love a stay at a Kimpton.

140,000 points is the standard offer. A 175,000 point offer ended in Spring 2023. A 165,000 point offer ended on April 3, 2024.

Paris Hotel: Comfort Hotel Nation Pere Lachaise Paris 11 – 5 nights (2 rooms)

Total points used: 80,000 Citi Thank You points transferred to Choice Hotels

One Month in Europe with Points

We headed back to London to take the Eurostar to Paris where we stayed at the Comfort Hotel Nation Pere Lachaise Paris 11. We booked two larger rooms on the top floor. We appreciated the clean rooms and helpful staff in a location that was convenient to the Metro and shops. Rooms cost 16,000 points per night.

Citi Premier points transfer 1:2 to Choice Hotels, so we were able to get 2 rooms here for five nights each from one Citi Premier sign-up bonus. We wanted to be on the east side of Paris for our day at Disneyland, and it worked well to get back and forth from here.

Card Used

non affiliate link

credit card

Current Bonus:

60,000 points

Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel and car rentals bookings on the Citi Travel portal through June 30, 2024

Annual Fee:

$95

Citi has been very stingy with approvals for this card so this is a good one to get early on. The extended warranty is the best of all the starter cards and offers an additional 2 years of protection on items you purchase. This card often raises the bonus to 80,000 points so if you’re not in a rush for the points, it can be worth waiting for a higher offer.

Standard offer on this card is 60,000 points. We have seen 80,000 point offers as well — the last one expired in January 2023.

Disneyland Paris Tickets + Local transportation – covered by Capital One Venture miles

One Month in Europe with Points

Having been to the US parks, I can say that Disneyland Paris has a magic all its own, but it was even better that our tickets were free thanks to our Capital One points. We bought them through UK-based Attraction Tickets so they would code as travel and we could erase the purchase with our points, and we also used our Capital One points to erase other train tickets, metro rides, and cab fares throughout our trip.

Card Used

welcome offer:

75,000 miles

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

Annual Fee:

$395

  • $300 annual travel credit when booking through Capital One’s portal
  • 10,000 points every year on account anniversary (worth at least $100)
  • Statement credit for Global Entry or TSA Precheck
  • Easy airport lounge access for your whole family
  • Miles can be redeemed to erase any travel purchase. 75,000 miles = $750
  • Can be transferred to a variety of partners like Jet Blue, Wyndham, Avianca, Turkish Airways and more.
  • Get my downloadable checklist here so you can max your benefits

Don’t let the annual fee of $395 scare you. The $300 annual travel credit and a slew of other benefits make this card a keeper. Plus you’ll immediately up your travel game with airport lounge access and Hertz Presidents’ Club status. Read my complete guide here.

When this card was released in November 2021, it had a 100,000 miles bonus offered (with a $10,000 spend requirement over 6 months). Since March 2022, it has had the same 75,000 mile bonus offer.

Starting October 6, 2023 – a new 90k offer was available exclusively through select referral links. This ended early in December 2023.

Flight: Paris to Nice

Total points used: 55,000 American Express Membership Rewards® transferred to Air France. Taxes were erased with a Capital One Venture X Rewards Credit Card.

We flew from Paris to Nice on Air France. Booking flights with points rather than the cheapest cash fare allowed us to each check a bag for free, too. We paid for the taxes with our Capital One Venture X Rewards Credit Card, allowing us to erase those fees as well.

Card Used

non affiliate link – reader referral

charge card

welcome offer:

90,000 Membership Rewards® Points

Earn 90,000 Membership Rewards® Points after you spend $4,000 on purchases on your new Card in your first 6 months of Card Membership. {Reader referral}

All information about American Express® Gold Card has been collected independently by Katie’s Travel Tricks. American Express® Gold Card is no longer available through Katie’s Travel Tricks.

Annual Fee:

$250

(Terms Apply | Rates and Fees)

  • $120 total annual Uber credits ($10 per month) and $120 total annual restaurant credits (to certain restaurants, $10 per month), enrollment required
  • 4x earning at restaurants worldwide, including Takeout and Delivery in the U.S.
  • 4x earning at U.S. Supermarkets, on up to $25,000 per calendar year in purchases

Amex almost always has higher personal referrals on this card than the public affiliate offers and I always try to post them on my blog when I have them! This is a strong offer for points that transfer to a lot of airline partners.

That being said, I have never personally gotten this card because the annual fee has put me off.

Public offer is usually closer to 60k. The current 90,000 offer is the highest widely available offer. Occasionally highly targeted offers to certain people will be higher.

5 nights at Airbnbs in French and Italian Riviera

Total points used: 76,300 Chase Ultimate Rewards®

One Month in Europe with Points

Using Chase’s Pay-Yourself-Back promotion for AirBnB stays, we decided to book our stays in the French & Italian Rivieras in AirBnBs. Having a kitchen and washing machine at this point in our travels was really helpful.

We stayed just a few blocks from the Promenade des Anglais, right on a tram stop, for 3 nights at this AirBnB in Nice. This was a good home base for exploring nearby Antibes and Monaco. We took the train (booked via the handy Trainline app) to Vernazza in the Cinque Terre, a spot we first visited 17 years ago before we had kids! We really enjoyed our two nights at this spacious AirBnB with a lovely patio near the train station.

Card Used

welcome offer:

60,000 points

Go> Earn 60,000 Ultimate Rewards® points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Travel℠.

Annual Fee:

$95

  • No foreign transaction fees
  • $15 per quarter statement credit for Instacart
  • Great transfer options to Hyatt, United, Southwest, and more
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, and $50 annual Hotel Credit, plus more.

The Chase Sapphire Preferred® Card is one of my top beginner cards for miles & points. This limited time bonus can get you at least $1000 of travel. The travel insurance it provides is top tier, too! Get this card early in your travel points journey, it’s a keeper.

A publicly available online offer for 80,000 points ran from March 2023-May 2023. Another 80,000 point bonus ended in Fall 2022. Standard bonus is 60,000 points.

An offer for 100,000 points ended in Fall 2021.

Hotels in Florence and Rome: 3 nights in Florence, 3 nights (two rooms) in Rome

Points used: 138,000 Chase Ultimate Rewards®, booked through portal

One Month in Europe with Points
Le Clarisse breakfast terrace in Rome

After our coastal stays we headed inland, with a quick stop in Pisa along the way to get the requisite Leaning Tower photos, and used Chase Ultimate Rewards® to book our final six nights in Florence and Rome.

We earned most of these points through Chase business cards, and then transferred them to our Chase Sapphire Preferred® Card to get the 25% bonus on redemption value through the Chase Travel portal and use our $50 annual hotel credit.

We were able to add breakfast as part of our reservations when booking both these stays, allowing us to cover those costs with points, too. Hotel Desirée in Florence was right by the train station with a pretty breakfast room and a cozy, clean room setup for five people. We could explore Florence easily on foot from here, and also did a long day-trip to Venice on the speed train.

For our last stop, we took the train to Rome and booked two rooms for three nights using Chase Ultimate Rewards® at the Hotel Le Clarisse al Pantheon, which had an amazing breakfast on a lovely terrace each morning and a great location in the heart of Rome. Our room had a queen bed, the kids had a queen and twin bed in their room next door, and we were walking distance to the Pantheon, Trevi Fountain, lively piazzas, and the Trastevere neighborhood.

Card Used

welcome offer

up to $750

Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend a total of $6,000 on purchases in the first six months after account opening.

Annual Fee:

$0

  • If you have a Chase Sapphire Preferred® Card, you can transfer the Ink points to the Sapphire card to get all the airline and hotel transfer benefits!
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services eacInh account anniversary year.

Chase Ink cards are our favorite option when we have larger expenses coming that help us to meet the higher minimum spend. The bonus for this card is listed as cash back. But if you have a Chase Sapphire Preferred® Card, you can actually combine the “cash back” points with your Sapphire card. (If you have a Chase Ink Business Premier℠ Credit Card you cannot combine the points.)

For many years, the bonus on this card offered $500 after you spent $3000 in 3 months. The offer changed to $750 after spending $7500 in 3 months during the pandemic. In fall 2022, the offer went to $900 after spending $6,000 in 3 months and ended in March 2023. From September 2023-January 2024, the $900 offer returned.

The tiered offer which gives you a total of 6 months to spend the $6000 needed to earn $750 debuted in March 2024.

welcome offer:

$750

Earn $750 (can be worth 75,000 points) after you spend $6,000 in 3 months

Annual Fee:

$0

  • If you have a Chase Sapphire Preferred® Card, you can transfer the Ink points to the Sapphire card to get all the airline and hotel transfer benefits!
  • Earn unlimited 1.5% Cash Back rewards on every purchase

Chase Ink cards are our favorite option when we have larger expenses coming that help us to meet the higher minimum spend. The bonus for this card is listed as cash back.But if you have a Chase Sapphire Preferred® Card, you can actually combine the “cash back” points with your Sapphire card. (If you have a Chase Ink Business Premier℠ Credit Card you cannot combine the points.)

You can get a Chase Ink Business Cash® Credit Card and Chase Ink Business Unlimited® Credit Card . You can also get multiple if you have multiple businesses. Don’t forget to refer your spouse to this one!

For many years, the bonus on this card offered $500 after you spent $3000 in 3 months. The offer changed to $750 after spending $7500 in 3 months during the pandemic. In fall 2022, the offer went to $900 after spending $6,000 in 3 months. In fall 2023, we saw the $900 offer return from September to mid-January 2024.

Flight: Rome to Chicago

Total points cost: 150,000 American Advantage miles plus $345

One Month in Europe with Points

For our flight home, we used American AAdvantage miles again. Taxes were $69 per person flying home from Rome, the cheapest option I found returning from a European city, which is part of what determined our itinerary.

Our kids were excited to have their first airport lounge experience at the airport in Rome thanks to our Priority Pass memberships that are covered with the Capital One Venture X Rewards Credit Card, a great option for families to get free airport meals and drinks pre-flight.

Card Used

non affiliate link

credit card

welcome offer:

up to 70,000 miles

Earn 60,000 miles after making your first purchase and paying the annual fee in full, both within the first 90 days. PLUS Add an authorized user, make a purchase on the authorized user card within the first 90 days and earn an additional 10,000 miles.

Annual Fee:

$99

  • Free checked bag
  • Preferred boarding
  • Get up to $25 back as statement credits on inflight Wi-Fi purchases

Great on this card. Honestly, an amazing offer for just a single purchase. You pay the annual fee of $99 up front. But that 70,000 miles is enough for a round trip to Japan on AA’s partner JAL, and so much more. Barclay seems to prefer people to be at 6/24 or less. This does add to your 5/24 count.

This card fluctuates between 50,000-70,000 points as a bonus offer.

welcome offer:

75,000 miles

Earn 75,000 bonus miles when you spend $5,000 on purchases in the first 5 months from account opening.

Annual Fee:

$99

(waived the first year)

  • First checked bag free on domestic American Airlines itineraries for you and up to 4 travel companions on the same reservation
  • Preferred boarding

This is the highest standard offer for this card Even at the standard 65,000 offer,I leave it on this page because it is a good one to get to stock up on AA miles.

65,000 miles is the standard offer on this card. The highest we have seen is 75,000 after spending $6,000 in 6 months.

All cards used

These are the 12 credit cards that helped to make our adventure to Europe possible. Most of these were only opened by one of us over the course of the last three years. We alternated business and personal cards and met the minimum spends through our regular spending. We also paid it off in full each month!

  • Barclays AAdvantage Aviator Business Mastercard
  • CitiBusiness® / AAdvantage® Platinum Select® World Elite Mastercard®

  • Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

  • Barclays AAdvantage Aviator Mastercard
  • Marriott Bonvoy Business® American Express® Card
  • IHG One Rewards Premier Credit Card
  • Citi Premier® Card
  • Capital One Venture X Rewards Credit Card
  • American Express® Gold Card
  • Chase Ink Business Cash® Credit Card
  • Chase Ink Business Unlimited® Credit Card
  • Chase Sapphire Preferred® Card
One month in Europe with points
One month in Europe with points
One month in Europe with points
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