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One Month in Europe with Points: Family of Five
Katie’s note: Thanks to Aimee from @aimeespointsadventures for sharing the details of her family trip to Europe!
Spending almost a month in Europe feels out of reach for most families, and ours was no different. We started dreaming up this trip in 2020, and we were disappointed to cancel our plans then. In the end, that ended up making our 2022 European adventure even better because we were able to take advantage of more TIME to build up our points and miles! In the end, we covered round trip flights for 5 people, lodging for 28 nights, Disneyland Paris tickets, and more with points.
I’ve learned a lot in the last few years preparing for this trip, some of which I’d do the same and some differently, but all of that helped make free flights, accommodations, theme park, and train tickets available to us. I’m so grateful to Katie and others who have generously helped me with their travel points tips along the way!
Flight: Chicago to London
Total points used for 5 people: 175,000 AAdvantage miles plus $28 in taxes
It was so much fun to take our kids on their first international flight as we traveled to London. Book as early as you’re able for the best award availability (we booked last September for flights this June).
Card Used
Citi® / AAdvantage Business™ World Elite Mastercard®
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
Great card to get to stay below 5/24 and stock up on AA miles.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Free First Checked Bag First checked bag is free on domestic American Airlines itineraries for the cardholder and up to 4 companions traveling on the same reservation.
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Preferred Group 5 Boarding on American Airlines Cardholder + up to 4 companions on same reservation get Preferred Group 5 boarding.
Offer History
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 65,000 AAdvantage Miles | $4,000 in 4 mo | Current + standard offer |
| 75,000 AAdvantage Miles (Past)Elevated | $6,000 in 6 mo | Past elevated; ended June 2024 and January 2025 (different terms than March 2026 75K — was $6K/6mo, now $5K/5mo) |
| 75,000 AAdvantage Miles + AF Waived First YearElevated | $5,000 in 5 mo | Ended May 2026 |
London Hotel: London Marriott Hotel Canary Wharf – 5 nights
Total points used: 160,000 Marriott points plus £200 to upgrade to a Family Deluxe Room

We liked that the hotel was conveniently located near the Elizabeth Line and lots of restaurants. Summertime points bookings for a family in European cities can be tricky, so I was happy to get this reserved in January for our summertime stay. When you book Marriott rooms with points, you get the fifth night free.
We earned these last year from Marriott business cards. We each have some side gigs that qualify us for business cards. After my husband was able to sign-up for this card, he then referred me to the same card. You can transfer up to 100,000 Marriott points/year to other accounts, allowing us to combine points for this stay.
Card Used
Marriott Bonvoy Business® American Express® Card
Katie's Take
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Katie's Take
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I like that it won't affect your 5/24 status + has a free night certificate every year
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The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Automatic Marriott Bonvoy® Gold Elite Status Automatic Marriott Bonvoy® Gold Elite status with your Card. Earn 25% more points on every eligible hotel purchase.
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Annual Free Night Award 1 Free Night Award annually after your Card account anniversary, with a redemption level at or under 35,000 Marriott Bonvoy® points. Plus you could top off with up to 25k more points. Certain hotels have resort fees.
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7% Marriott Booking Discount Receive a 7% discount on eligible bookings as a benefit of being both a Marriott Bonvoy® member & a Marriott Bonvoy Business® American Express® Card Member when you book directly with Marriott through an eligible channel for a participating property under the Amex Business Card Rate.
Offer History
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 150,000 Points + $125 Statement CreditElevated | $8,000 in 6 months | Ended 07/15/2026 |
| 175,000 PointsElevated | $5,000 in 6 months | Ended second quarter 2026 |
| 5 Free Night Awards (up to 50K each)Elevated | $6K + $3K in 6 mo | Ended second quarter 2026 |
| 5 Free Night Awards (up to 50K each)Elevated | — | Ended July 2024 |
| 5 Free Night Awards (up to 50K each)Elevated | — | Ended March 2024 |
| 3 Free Night Certificates (up to 50K each) | — | Recurring |
| 75,000 - 125,000 Points | — | Typical fluctuation range |
Oxford Hotel: Voco Oxford Spires – 2 nights
Total points used: 32,000 points + 1 free night certificate

From London, we went to Oxford for two nights to meet up with friends who hosted our kids on their canal narrowboat (such a treat!) while my husband and I stayed at the Voco Oxford Spires. We loved getting to spend time in this fascinating town with so much history, and this was a beautiful property. We used an IHG Free Night Certificate and 32,000 points to cover our stay. We got a complimentary upgrade to a Premium Room, thanks to the Platinum Elite status that comes with our IHG card, and some welcome gifts as well.
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Katie's Take
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Katie's Take
Why this card might (or might not) be right for you.
I love the annual free night certificate on this one and 4th night free when you book with points.
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The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Anniversary Free Night (up to 40,000 Points) Each cardmember anniversary, after paying the $99 annual fee, you receive a free night certificate worth up to 40,000 IHG points. You can top off the certificate with extra points to redeem at hotels charging more than 40,000 points.
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4th Reward Night Free on Consecutive 4-Night IHG Stays Enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG hotel stay.
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Automatic IHG Platinum Elite Status Automatic IHG One Rewards Platinum Elite status as long as you remain a Premier cardmember. Includes welcome amenities at IHG hotels, space-available room upgrades, and the 26x total points earning rate at IHG properties.
Offer History
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 140,000 Bonus Points | $3,000 in 3 months | Standard offer |
| Up to 185,000 Bonus Points (150K + 35K)Elevated | $3,000 in 3 months, then $6,000 total in 6 months | Ended June 25, 2026 |
| 175,000 Bonus PointsElevated | $5,000 in 3 months | Limited-time elevated; ended March 18, 2026 |
| 165,000 Bonus PointsElevated | Standard spend req | Ended October 2025 |
| 5 Free Nights (up to 60K per night)Elevated | Standard spend req | Ended July 24, 2025 |
| 5 Free Nights (up to 60K per night)Elevated | Standard spend req | Ended September 2024 |
| 165,000 Bonus PointsElevated | Standard spend req | Ended April 3, 2024 |
| 175,000 Bonus PointsElevated | Standard spend req | Ended Spring 2023 |
Paris Hotel: Comfort Hotel Nation Pere Lachaise Paris 11 – 5 nights (2 rooms)
Total points used: 80,000 Citi Thank You points transferred to Choice Hotels

We headed back to London to take the Eurostar to Paris where we stayed at the Comfort Hotel Nation Pere Lachaise Paris 11. We booked two larger rooms on the top floor. We appreciated the clean rooms and helpful staff in a location that was convenient to the Metro and shops. Rooms cost 16,000 points per night.
Citi Premier points transfer 1:2 to Choice Hotels, so we were able to get 2 rooms here for five nights each from one Citi Premier sign-up bonus. We wanted to be on the east side of Paris for our day at Disneyland, and it worked well to get back and forth from here.
Card Used
Citi Strata Premier® Card
Katie's Take
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Katie's Take
Why this card might (or might not) be right for you.
Best perks on this are the ability to transfer to American Airlines and a 2 year extended warrany on items you purchase.
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The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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$100 Annual Hotel Credit ($500+ Single Stay via cititravel.com) Once per calendar year, $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through cititravel.com.
Offer History
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 60,000 ThankYou Points (Affiliate Path) | $4,000 in 3 mo | Current (May 2026) |
| 75,000 ThankYou Points (Direct from Citi)Elevated | $4,000 in 3 mo | Current via direct application at citi.com (May 2026; timing uncertain) |
| 80,000 ThankYou Points (All-Time High)Elevated | $4,000 in 3 mo | Highest ever (Feb 2026) |
| 75,000 ThankYou Points (Page-Stated Past) | $4,000 in 3 mo | Earlier 75K offer ended April 2025 (75K now available again direct from Citi) |
| 80,000 ThankYou Points (Legacy Citi Premier)Elevated | $4,000 in 3 mo | Legacy Citi Premier offer; last 80K offer expired January 2023 |
| 60,000 ThankYou Points (Legacy Citi Premier) | $4,000 in 3 mo | Legacy Citi Premier standard offer |
Disneyland Paris Tickets + Local transportation – covered by Capital One Venture miles

Having been to the US parks, I can say that Disneyland Paris has a magic all its own, but it was even better that our tickets were free thanks to our Capital One points. We bought them through UK-based Attraction Tickets so they would code as travel and we could use our points to cover our purchase, and we also used our Capital One points to cover other train tickets, metro rides, and cab fares throughout our trip.
Card Used
Capital One Venture X Rewards Credit Card
Katie's Take
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Katie's Take
Why this card might (or might not) be right for you.
If you can easily use the $300 travel credit, this card is a keeper. Lounge access is pretty stingy though unless you're a high spender.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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$300 Annual Capital One Travel Credit Receive a $300 annual credit for bookings through Capital One Travel. Applies to flights, hotels, and rental cars booked through the portal. Doesn't roll over.
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10,000 Bonus Miles Each Anniversary Every year starting on your first anniversary, get 10,000 bonus miles — redeemable for a minimum of $100 in travel.
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Priority Pass + Capital One Lounge Access Access to Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment.
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Up to $120 Global Entry / TSA PreCheck® Statement Credit Statement credit of up to $120 every 4 years as reimbursement when you pay for Global Entry or TSA PreCheck® application fee.
Offer History
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 75,000 Miles | $4,000 in 3 months | Present |
| 100,000 MilesElevated | $10,000 in 6 months | Launch offer (Nov 2021) |
| 75,000 Miles | Standard spend req | Standard since March 2022 |
| 90,000 MilesElevated | Standard spend req | Referral-only Oct 6 - early Dec 2023 |
| 75,000 Miles | Standard spend req | Standard for all of 2024 and 2025 |
| 100,000 MilesElevated | $10,000 in 6 months | Ended January 2026 |
Flight: Paris to Nice
Total points used: 55,000 American Express Membership Rewards® transferred to Air France. Taxes were Covered with a Capital One Venture X Rewards Credit Card.
We flew from Paris to Nice on Air France. Booking flights with points rather than the cheapest cash fare allowed us to each check a bag for free, too. We paid for the taxes with our Capital One Venture X Rewards Credit Card, allowing us to cover those fees as well.
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Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
Strong earning and good transfer partners, but you'll need to actually use the small credits to justify the higher annual fee.
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The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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$120 Uber Cash Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction.
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$120 Dining Credit Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. Enrollment required.
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$100 Resy Credit Get up to $50 in statement credits semi-annually (One $50 credit from Jan 1-June 30, One $50 credit between July 1 - Dec 31) after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. Enrollment required.
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$84 Dunkin' Credit Earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
Offer History
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| As high as 100,000 Points | $8,000 in 6 months | Present |
| As high as 100,000 Points | $6,000 in 6 months | Late 2025 - Spring 2026 |
| 90,000 Points (targeted/referral)Elevated | $6,000 in 6 months | 2024-2025 |
| 100,000 Points + $100 statement creditElevated | $6,000 in 6 months | Aug-Nov 2024 (limited time) |
| 60,000 Points | $6,000 in 6 months | Standard public offer (pre-2025) |
5 nights at Airbnbs in French and Italian Riviera
Total points used: 76,300 Chase Ultimate Rewards®

Using Chase’s Pay-Yourself-Back promotion for AirBnB stays, we decided to book our stays in the French & Italian Rivieras in AirBnBs. Having a kitchen and washing machine at this point in our travels was really helpful.
We stayed just a few blocks from the Promenade des Anglais, right on a tram stop, for 3 nights at this AirBnB in Nice. This was a good home base for exploring nearby Antibes and Monaco. We took the train (booked via the handy Trainline app) to Vernazza in the Cinque Terre, a spot we first visited 17 years ago before we had kids! We really enjoyed our two nights at this spacious AirBnB with a lovely patio near the train station.
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Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
THE top beginner card I recommend for miles & points. The travel protections it provides are top tier, too!
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The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Up to $120 Global Entry / TSA PreCheck® / NEXUS Statement Credit Statement credit of up to $120 every 4 years as reimbursement when you pay for Global Entry, TSA PreCheck® or NEXUS application fee.
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$100 Annual Chase Travel℠ Hotel Credit Get up to $100 in statement credits each account anniversary year for hotel stays purchased through Chase Travel℠.
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One year of Apple TV Get one year of complimentary Apple TV after activation. Must activate by 12/31/2026. Or receive $7.50 per month off AppleOne bundle for 1 year.
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Complimentary DashPass + $10 Monthly DoorDash Credit (Through Dec 31, 2027) Activate your complimentary DashPass subscription for $0 delivery fees on eligible DoorDash and Caviar orders. Plus, receive up to $10 in promo credits each month to use on non-restaurant DoorDash orders.
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Comprehensive Travel & Purchase Protections Includes primary car rental coverage, trip cancellation/interruption insurance, trip delay reimbursement, baggage delay insurance, emergency evacuation coverage, lost luggage reimbursement, purchase protection, and travel and emergency assistance.
Offer History
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 100,000 PointsElevated | $5,000 in 3 months | Ended May 2025, Restarted June 17, 2026 |
| 75,000 Points | $5,000 in 3 months | Standard since June 23, 2025 |
| 60,000 Points + $300 Chase TravelElevated | $4,000 in 3 months | Sept - early Nov 2024 |
| 75,000 PointsElevated | $4,000 in 3 months | Early May - mid June 2024 |
| 80,000 PointsElevated | $4,000 in 3 months | Public online offer March 2023 - May 2023 |
| 80,000 PointsElevated | $4,000 in 3 months | Ended Fall 2022 |
| 100,000 PointsElevated | $4,000 in 3 months | Ended Fall 2021 |
| 60,000 Points | $4,000 in 3 months | Long-running historical standard (pre-June 2025) |
Hotels in Florence and Rome: 3 nights in Florence, 3 nights (two rooms) in Rome
Points used: 138,000 Chase Ultimate Rewards®, booked through portal

After our coastal stays we headed inland, with a quick stop in Pisa along the way to get the requisite Leaning Tower photos, and used Chase Ultimate Rewards® to book our final six nights in Florence and Rome.
We earned most of these points through Chase business cards, and then transferred them to our Chase Sapphire Preferred® Card to get the 25% bonus on redemption value through Chase Travel℠ and use our $50 annual hotel credit.
We were able to add breakfast as part of our reservations when booking both these stays, allowing us to cover those costs with points, too. Hotel Desirée in Florence was right by the train station with a pretty breakfast room and a cozy, clean room setup for five people. We could explore Florence easily on foot from here, and also did a long day-trip to Venice on the speed train.
For our last stop, we took the train to Rome and booked two rooms for three nights using Chase Ultimate Rewards® at the Hotel Le Clarisse al Pantheon, which had an amazing breakfast on a lovely terrace each morning and a great location in the heart of Rome. Our room had a queen bed, the kids had a queen and twin bed in their room next door, and we were walking distance to the Pantheon, Trevi Fountain, lively piazzas, and the Trastevere neighborhood.
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Katie's Take
Why this card might (or might not) be right for you.
A perennial favorite! No annual fee and you can convert the cash back > Ultimate Rewards if you also have a card like the Chase Sapphire Preferred® Card
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The key benefits and earning rates at a glance.
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The key benefits and earning rates at a glance.
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Complimentary 3-Month Instacart+ Membership + $20/Month Instacart Credit (Through Dec 31, 2027) 3 months of complimentary Instacart+ membership plus $20 in Instacart credits each month through December 31, 2027 while you have Instacart+.
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Move Cash Back into Ultimate Rewards Points Cash back is technically Chase Ultimate Rewards points ($1 cash back = 100 UR points). When paired with a Chase Sapphire (Preferred, Reserve, or Reserve Business) or Ink Business Preferred, you can combine points for transfers to 14+ airline and hotel partners — including World of Hyatt, United, Air Canada Aeroplan, Southwest, JetBlue, and more.
Offer History
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| $750 Cash Back | $6,000 in 3 months | Standard (current as of May 1, 2026) |
| $900 Cash BackElevated | $6,000 in 3 months | Best-ever; ran September 12 - November 13, 2025 |
| $900 Cash BackElevated | $6,000 in 3 months | Returned September 2023 - mid-January 2024 |
| $900 Cash BackElevated | $6,000 in 3 months | Fall 2022 |
| $750 Cash Back | $7,500 in 3 months | Pandemic-era offer |
| $500 Cash Back | $3,000 in 3 months | Long-running historical standard |
Katie's Take
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Katie's Take
Why this card might (or might not) be right for you.
A perennial favorite! No annual fee and you can convert the cash back > Ultimate Rewards if you also have a card like the Chase Sapphire Preferred® Card
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The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Complimentary 3-Month Instacart+ Membership + $20/Month Instacart Credit (Through Dec 31, 2027) 3 months of complimentary Instacart+ membership ($99/year value) plus $20 in Instacart credits each month when you have Instacart+ through December 31, 2027.
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Move Cash Back into Ultimate Rewards Points Cash back is technically Chase Ultimate Rewards points ($1 cash back = 100 UR points). When paired with a Chase Sapphire (Preferred, Reserve, or Reserve Business) or Ink Business Preferred, you can combine points for transfers to 14+ airline and hotel partners — including World of Hyatt, United, Air Canada Aeroplan, Southwest, JetBlue, and more.
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0% Intro APR on Purchases (12 Months) 0% intro APR on purchases for 12 months from account opening. After that, a variable APR applies
Offer History
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| $750 Cash Back | $6,000 in 3 months | Standard (current as of May 1, 2026) |
| $900 Cash BackElevated | $6,000 in 3 months | Best-ever; ran September 12 - November 13, 2025 |
| $900 Cash BackElevated | $6,000 in 3 months | Fall 2024 (mid-September to early November) |
| $900 Cash BackElevated | $6,000 in 3 months | Returned September 2023 - mid-January 2024 |
| $900 Cash BackElevated | $6,000 in 3 months | Fall 2022 |
| $750 Cash Back | $7,500 in 3 months | Pandemic-era offer |
| $500 Cash Back | $3,000 in 3 months | Long-running historical standard |
Flight: Rome to Chicago
Total points cost: 150,000 American Advantage miles plus $345

For our flight home, we used American AAdvantage miles again. Taxes were $69 per person flying home from Rome, the cheapest option I found returning from a European city, which is part of what determined our itinerary.
Our kids were excited to have their first airport lounge experience at the airport in Rome thanks to our Priority Pass™ memberships that are covered with the Capital One Venture X Rewards Credit Card, a great option for families to get free airport meals and drinks pre-flight.
Card Used
non affiliate link
Current Bonus:
45,000 points
Earn 45,000 bonus points after spending $1,000 on purchases in the first six months.
Annual Fee:
$75
Citi® / AAdvantage Business™ World Elite Mastercard®
Katie's Take
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Katie's Take
Why this card might (or might not) be right for you.
Great card to get to stay below 5/24 and stock up on AA miles.
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The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Free First Checked Bag First checked bag is free on domestic American Airlines itineraries for the cardholder and up to 4 companions traveling on the same reservation.
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Preferred Group 5 Boarding on American Airlines Cardholder + up to 4 companions on same reservation get Preferred Group 5 boarding.
Offer History
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 65,000 AAdvantage Miles | $4,000 in 4 mo | Current + standard offer |
| 75,000 AAdvantage Miles (Past)Elevated | $6,000 in 6 mo | Past elevated; ended June 2024 and January 2025 (different terms than March 2026 75K — was $6K/6mo, now $5K/5mo) |
| 75,000 AAdvantage Miles + AF Waived First YearElevated | $5,000 in 5 mo | Ended May 2026 |
All cards used
These are the 12 credit cards that helped to make our adventure to Europe possible. Most of these were only opened by one of us over the course of the last three years. We alternated business and personal cards and met the minimum spends through our regular spending. We also paid it off in full each month!
- Barclays AAdvantage Aviator Business Mastercard
- CitiBusiness® / AAdvantage® Platinum Select® World Elite Mastercard®
- Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
- Barclays AAdvantage Aviator Mastercard
- Marriott Bonvoy Business® American Express® Card
- IHG One Rewards Premier Credit Card
- Citi Premier® Card
- Capital One Venture X Rewards Credit Card
- American Express® Gold Card
- Chase Ink Business Cash® Credit Card
- Chase Ink Business Unlimited® Credit Card
- Chase Sapphire Preferred® Card
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I tried to look up the hotel for Paris, Comfort Hotel Nation Pere Lachaise Paris 11 and I can’t find it on Choice website anymore. Am I doing something wrong?
Looks like it might be out of the Choice network now. We are about to start rechecking all these hotels! Sorry for the wrong info
I cannot figure out how you could get 12 rooms between Florence and Rome for 138,000? As I search in the portal, just 1 room for 1 night in the same Rome hotel is showing to be 116,000 points (and not even peak season). Am I missing something?
Her redemption rates were based on cash prices at the time. She took this trip in 2022 so it’s definitely possible that specific hotel has really raised the prices.