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160+ All Inclusive Resorts to Book With Points: Ultimate Guide 2023 [with Map]
Booking all inclusive resorts with points is one of my favorite uses for my hotel points since it makes the vacation even closer to free. It is also a great vacation for families who want to stick to a budget because besides food and drink being included, activities and entertainment are usually included. And an added bonus for parents: free childcare in a Kids Club!
Our family has stayed eight times at all-inclusive resorts using points. Our favorite spot is the Hyatt Ziva Cancun, where we’ve visited 4 times. We love the ceviche, the beach, the pools, and the entertainment!
Check out the map below of all the all inclusive resorts you can book with major hotel loyalty programs, as well as how to earn the points to book.
Which hotel program is best for all inclusive resorts?
Hyatt is the best overall hotel loyalty program for booking all inclusive stays with points. It has the largest number of all inclusive resorts you can book with points with nearly 100 properties currently bookable and more being added. Hyatt points are fairly easy to earn due to options with Hyatt branded cards from Chase, as well as the option to transfer Chase Ultimate Rewards® from a card like the Chase Sapphire Preferred® Card to your Hyatt account.
If you book a Category A property at off-peak rates (like we did when we visited the Dreams Palm Beach property in Punta Cana), it can cost as little as 12,000 Hyatt points per night. That property has now been demolished but there are other Category A resorts.
Hyatt isn’t the only option — you can also book all-inclusive stays with Hilton, Marriott, Choice, IHG Hotels & Resorts, and Wyndham.
Our favorite restaurant at the Hyatt Ziva Cancun is Habanero’s where you can enjoy ceviche right on the beach while your kids play nearby.
Map: 160+ All inclusive resorts bookable with points
This map is best viewed full screen from a computer.
Click the [ ] in the top right corner to view in another window. This is the best way to see it.
You will then be able to sort by hotel chain. Hyatt hotels have been divided according to pricing categories. Category A is the cheapest for Hyatt. Click on a property to see details.
If you have a stayed at a property and have notes to add, please leave them in the comments and our team will update the map.
Tips on Finding Availability
For best availability, book up to a year in advance. Also check frequently for available rooms. In my experience, some of the Hyatt Ziva properties will have no rooms available on points and then a few weeks later may open up for many dates. So keep checking if what you are looking for is unavailable.
You can also make your life easy by looking for room availability and setting up available room alerts with StayWithPoints.com or MaxMyPoint.com
Booking tips are noted for each individual property including occupancy limits if we know them.
In general, even if you’re booking for a family, I suggest searching for 2 adults. Some of the properties will not allow you to book 2 adults and 2 children into a room while paying with points (even if occupancy allows this).
If you book for 2 adults, you will have to pay to add your children. With Hyatt, you can choose to pay with points or with a credit card on arrival. Generally we prefer to save our points and pay with our credit card. If you want to add the children with points, you will need to call World of Hyatt or send them a DM on Twitter.
If the cost to add children to a room is known, it is noted on the map at each resort. If you’ve stayed at a resort and know the fee to add a child, let me know in the comments.
Which All-Inclusive Resorts Sleep 5+?
Hyatt Ziva Cap Cana (in Punta Cana) is the only one on this map that usually pulls up the ability to sleep 5 in a standard room. In practice, some families have been able to sleep 5 at Hyatt Ziva Los Cabos. Availability will not show if you search 2 adults and 3 children. You will need to search for 2 adults and call Hyatt to add the kids later.
If you have a larger family, a better option may be to just book 2 rooms. Each room includes double occupancy so if you are paying for your kids with points, you may as well have the extra room anyway! The price of adding 2 kids with points is the same as booking a second room.
How to earn Hyatt points
The way to earn Hyatt points the quickest is by opening a card that earns Hyatt points or Chase Ultimate Rewards® point. Chase Ultimate Rewards® transfer to Hyatt at a ratio of 1:1. This means if you transfer 1,000 Ultimate Rewards points you will have 1,000 Hyatt points.
We were the first guests to stay at Dreams Palm Beach Punta Cana (now closed) after it was added to the World of Hyatt program and the management staff greeted us with drinks! Off peak rates costs just 12,000 points per night. We paid $65 per kid per night to add the kids as well.
Best Personal Cards for Hyatt Points
The Chase Sapphire Preferred® Card typically has a sign up bonus of 60,000 points after you spend $4,000 in 3 months. The most recent higher bonus was 80,000 points in spring 2022.
The World of Hyatt Credit Card hasn’t seen a different bonus in years. It’s not a great offer but a good option for opening if you like Hyatt.
Even better, both cards have referral bonuses! If you open one, you can then refer a friend (or a spouse!) to the same card. They will earn their own bonus and you’ll get a referral bonus.
The Chase Freedom Unlimited® is another great way to get a big chunk of points and keep earning Ultimate Chase Rewards®. The bonus says it earns “cash back” but really this is given as Chase Ultimate Rewards® points that can only be redeemed for cash back. If you earn $200 cash back, that is 20,000 Ultimate Rewards points. If you have a Chase Sapphire Preferred® Card, you can then combine the points (and move them over to the Sapphire card). From there, you can transfer to Hyatt!
If you apply using one of my affiliate links, I love to hear from you and say thanks to you personally for supporting my business, so send me an email or DM on Instagram.
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, and $50 annual Hotel Credit, plus more.
Great transfer options to Hyatt, United, Southwest, and more
Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Plus $10/month for non-restaurant orders. More here.
The Chase Sapphire Preferred® Card is THE top beginner card I recommend for miles & points. The travel protections it provides is top tier, too. Get this card early in your travel points journey, it’s a keeper. It’s the first card in my Three Year Plan.
The points you’ll earn are easy to redeem and it’s also easy to keep earning them. Our favorite use is to transfer them to Hyatt for hotel stays but you can use them for cash back, for any travel expense, or for airlines.
It has a fun extra benefit through December 31, 2027: $10 a month for non-restaurant purchases at DoorDash. Read here how to use this benefit.
If you want to learn more about it, check out Season 1 of my podcast — I dive into the benefits and how to use the points.
The standard bonus is 60,000 points. An offer for 60,000 points + $300 credit towards Chase Travel in the first year ran from September – early November 2024.
An offer for 75,000 points ran from early May – mid June 2024.
A publicly available online offer for 80,000 points ran from March 2023-May 2023.
An 80,000 point bonus ended in Fall 2022. An offer for 100,000 points ended in Fall 2021.
This is the first new offer we’ve seen on this card since 2019. I love keeping this card for the annual hotel night certificate. This is a great offer if you are planning to stay at a Category 1-4 Hyatt in the next year! Standard pricing for Category 4 hotels is 15,000 points per night!
But a few things to note:
The free nights can not be combined with Club Access Awards, so this won’t work to use these nights and also trying to upgrade those nights to Club Lounge Access (unless you already have Globalist status). You also can’t use a Suite Upgrade award with these.
These free nights will expire a year after you earn them.
We consider this card a long term keeping. You’ll get a Free Night Award every year on your account anniversary (for a Category 1-4 hotel) and instant Discoverist status (which is helpful for guaranteeing breakfast at Hyatt Places not that it’s not a guarantee).For anyone trying to earn Globalist or trying to earn 20 Elite Night credits to get Club Lounge Access, this card is a also must! You’ll get 5 elite night credits added to your tracker just for holding the card.
In 2019 when it offered 40K after $3K in 3 months + 20K after $6K total in 6 months. From 2019-January 2024, the offer was 30k.
Business Cards for Hyatt Points (DON’T SKIP THIS!)
Chase offers very similar cards in business versions as it does in personal versions. Similar to the personal cards, you could refer a spouse or a friend to the card once you have it.
This means you have even MORE opportunities to earn points. This is one of the biggest ways we earn millions of points.
Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable, social media and search engine advertising, and phone services
Travel Benefits: Get 25% more when you redeem your points through Chase TravelSM, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
Chase Ink cards are our favorite option when we have larger expenses coming that help us to meet the higher minimum spend. This card will allow you to transfer its points to all of Chase’s travel partners like Hyatt, United, Southwest, and more.
I also love the 3x earning on travel expenses and no foreign transaction fees — along with a good suite of benefits.
This card used to offer 100k points but required a $15,000 spend. An offer for 120,000 points after spending $8000 in three months ran from July to early September 2024.
This offer is a lot easier to earn than other cards in the Ink family due to the longer time you have to do the full amount of spending.
The bonus for this card is listed as cash back. But if you have a Chase Sapphire Preferred® Card or Chase Ink Business Preferred® Credit Card, you can actually combine the “cash back” points with your Sapphire card. (If you have a Chase Ink Business Premier® Credit Card you cannot combine the points.)
You can get a Chase Ink Business Cash® Credit Card and Chase Ink Business Unlimited® Credit Card . You can also get multiple if you have multiple businesses. Don’t forget to refer your spouse to this one! Full guide here
For many years, the bonus on this card offered $500 after you spent $3000 in 3 months. The offer changed to $750 after spending $7500 in 3 months during the pandemic. In fall 2022, the offer went to $900 after spending $6,000 in 3 months. In fall 2023, we saw the $900 offer return from September to mid-January 2024.
Chase Ink cards are our favorite option when we have larger expenses coming that help us to meet the higher minimum spend. The bonus for this card is listed as cash back.But if you have a Chase Sapphire Preferred® Card or Chase Ink Business Preferred® Credit Card, you can actually combine the “cash back” points with your Sapphire card. (If you have a Chase Ink Business Premier® Credit Card you cannot combine the points.)
You can get a Chase Ink Business Cash® Credit Card and Chase Ink Business Unlimited® Credit Card . You can also get multiple if you have multiple businesses. Don’t forget to refer your spouse to this one!
For many years, the bonus on this card offered $500 after you spent $3000 in 3 months. The offer changed to $750 after spending $7500 in 3 months during the pandemic. In fall 2022, the offer went to $900 after spending $6,000 in 3 months. In fall 2023, we saw the $900 offer return from September to mid-January 2024.
Up to 9 points total per $1 spent at Hyatt – 4 Bonus Points per $1 on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
2 Bonus Points per $1 spent in your top three spend categories each quarter.
2 Bonus Points per $1 spent on fitness club and gym memberships
1 Bonus Point per $1 spent on all other purchases.
Up to $100 in Hyatt statement credits — spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year.
5 Tier-Qualifying night credits toward status and Milestone rewards for every $10,000 you spend in a calendar year.
World of Hyatt Discoverist status for as long as your account is open. Plus, Discoverist status to up to five employees
I don’t like that it has a higher annual fee than the personal version and doesn’t come with an annual free night. However, this card is a great option for high spenders on a business card who want to become Globalists. Since you’ll earn 5 elite night credits for every $10,000 you spend, it helps get those 60 elite night credits you need for Globalist faster. The two $50 credits per year are a decent benefit — if you spend money on food at Hyatt properties they are easy to redeem.
When this card was released, it had an offer for 75k points that required $10,000 spend. In fall 2021 and 2022, it also offered double elite night credits. The standard offer is 60,000 points after spending $5,000. In fall 2023, there was an offer that added another 15k points for spending $12,000 total. The same offer returned in fall 2024.
How to earn Marriott Points
The way to earn Marriott points the quickest is by opening a card that earns Marriott points. You can also transfer Chase Ultimate Rewards® or American Express Membership Rewards® to Marriott. This can be a good use if you need a few more points for a redemption, but otherwise not often a great value.
Marriott does offer a 5th night free when you book with points. Your cheapest night out of five consecutive nights will be free.
Keep in mind the Chase 5/24 rule if you want to apply. And read the terms carefully before you apply. Essentially if you have any Marriott card from Chase you won’t be able to get the bonus on a Marriott card from American Express and vice versa.
Rooms at Planet Hollywood Costa Rica can be booked for as little as 52,000 Marriott points per night for double occupancy. Kids are charged an additional $73 per child per night.
Personal Cards for Marriott Points
Marriott card offers can vary widely throughout the year. There are also strict rules that will prohibit you from earning a bonus on a Marriott card from Chase and American Express — read the terms of the card offers to confirm that you qualify.
When the cards offers free night certificates worth up to 50,000 points as a sign up bonus these can sometimes be used for all-inclusives! These can be “topped off” with up to 15,000 additional points. Some of the all-inclusives would be bookable with these certificates. But keep in mind that these certificates expire one year after you receive them.
Earn 3 Free Nights valued up to 150,000 points (up to 50,000 per night) after spending $3,000 on purchases within the first 3 months from account opening with the Marriott Bonvoy Boundless® Card.
The information related to the Marriott Bonvoy Boundless® Credit Card was collected by Katie’s Travel Tricks and has not been reviewed or provided by the issuer of this product/card. Product details may vary. Please see the issuer website for current information. Katie’s Travel Tricks does not receive commission for this product.
Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
Earn 3X Bonvoy points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
1 Free Night Award annually after your Card account anniversary (up to 35k)
After holding this card for 1 year, you can upgrade to the Ritz Carlton card, which is one option for families to get airport lounge access.
The information related to the Ritz Carlton Credit Card was collected by Katie’s Travel Tricks and has not been reviewed or provided by the issuer of this product/card. Product details may vary. Please see the issuer website for current information. Katie’s Travel Tricks does not receive commission for this product.
If you like Marriott, this is a solid card to get and then hold on to — we find that the annual free night is easy to redeem at hotels that cost $250+ per night. That’s a half price hotel! Some people prefer the welcome bonus that includes certificates for up to 50k per night, but keep in mind these expire within a year of earning so you need to have a redemption in mind. Check out my map of family friendly Marriotts for inspiration.
Bonus fluctuates from 75,000 bonus points and up. Sometimes the bonus is 3 or 5 free night certificates for up to 50k per night. Note that personal referral offers often don’t match the best available offer.
Earn 185,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership. Ends 5/14/2025
All information about this card has been collected independently by Katie’s Travel Tricks. This card is no longer available through Katie’s Travel Tricks.
$300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide.
With Marriott Bonvoy Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available at select properties and booked with a Qualifying Rate.
Enroll in Priority Pass™ Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
1 Free Night Award annually after your Card account anniversary (up to 85k)
Each calendar year after spending $60,000 on eligible purchases, Card Members are eligible to select an Earned Choice Award benefit. Benefit options include: Five (5) Suite Night Awards, 85K Free Night Award, and mattress and box spring $1,000 discount from Marriott Bonvoy Boutiques. Certain hotels have resort fees.
$100 Marriott Bonvoy Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
Each calendar year with your Marriott Bonvoy Brilliant® American Express® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply
High annual fee on this card but you have a potential to get some great benefits, too. The automatic Platinum status makes you eligible for upgrades (if available) and the monthly restaurant credits are easy to use if you remember to use them.
The free night certificate offers a lot of potential value each year, too.
But that’s still a high annual fee, so you need to make sure you’re really using the benefits well.
Read the terms carefully to determine if you are eligible for this welcome offer as Marriott cards have complicated eligibility.
Offer fluctuates from 75,000 bonus points and up. Welcome offer of 150,000 points after spending $6,000 in 3 months ended August 2023. Welcome offer of 185,000 points ended in May 2024.
Business card for Marriott Points
Offers vary throughout the year — if possible, apply when the offer is at least 100,000 points.
WELCOME OFFER: Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy(R) points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy(R). Certain hotels have resort fees. Terms apply.
(Personal Referral) All information about this card has been collected independently by Katie’s Travel Tricks. This card is no longer available through Katie’s Travel Tricks.
6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Award can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Card
Receive a 7% discount on eligible bookings as a benefit of being both a Marriott Bonvoy® member & a Marriott Bonvoy Business® American Express® Card Member when you book directly with Marriott through an eligible channel for a participating property under the Amex Business Card Rate.
Opening this business card versus one of the personal Marriott cards will help you stay under 5/24 longer and that’s the main benefit of this card. I do like the annual free night certificate, too — and that you can top it off with up to 15k points.
Be sure to pay close attention to all the eligibility rules when applying for any Marriott card as they are pretty convoluted!
Bonus fluctuates from 75,000 bonus points to 125,000 points. Sometimes the bonus is 3 free night certificates for up to 50k per night – highest ever was 5 free nights (up to 50k and ended March 2024, was offered again and ended July 2024). Note that personal referral offers often don’t match the best available offer.
How to earn Hilton Points
The way to earn Hilton points for all inclusive resorts the quickest is by opening a card that earns Hilton points. You can also transfer American Express Membership Rewards® to Hilton. Like Marriott, that can be a good use if you need a few more points for a redemption, but otherwise not often a great value.
Hilton does offer a 5th night free when you book 5 consecutive nights with points.
Earn 130,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $3,000 in purchases on the Hilton Honors American Express Surpass(R) Card in your first 6 months of Card Membership. Offer Ends 4/29/2025.
Get up to $200 back each year on eligible Hilton purchases after you use your Hilton Honors American Express Surpass® Card.
Earn 4X Points for each dollar on U.S. Online Retail Purchases.
Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations
Complimentary Gold status
Enjoy complimentary National Car Rental® Emerald Club Executive® status. Enrollment in the complimentary Emerald Club® program is required. Terms apply.
Ended 7/19/23: 130k points + free night award after spending $2,000. Ended 1/17/24: Earn 170k points. Ended 7/31/24 130k points + free night certificate after spending $3,000.
Current OFFER:
Earn 70,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $2,000 in purchases on the Hilton Honors American Express Card in your first 6 months of Card Membership. Offer Ends 4/29/2025.
Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
Earn 3X Points for all other eligible purchases on your Card.
Hilton generally requires more points for a redemption (up to 95,000 points for a standard rate) but you do get the 5th night free with award bookings.
This is a good offer on a no annual fee card — some people may prefer an offer we’ve seen before that includes a free night certificate.
Earn 130,000 Hilton Honors Bonus Points after you spend $6,000 on eligible purchases with your Card in the first 6 months of Card Membership
(Reader Referral) All information about The Hilton Honors American Express Business Card has been collected independently by Katie’s Travel Tricks. This card is no longer available through Katie’s Travel Tricks.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com
Earn 12X Hilton Honors Bonus Points on eligible Hilton purchases.
Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card.
You may receive an upgrade to Hilton Honors Diamond status if the total eligible purchases on your Card Account during a calendar year reach $40,000 or more.
As a Hilton Honors American Express Business Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you’re enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply
Earn 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X points thereafter.
Get up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Business Card.
This is a great way to earn a Hilton points and not affect your 5/24 score! Hilton points are especially valuable when you can stay 5 nights — the 5th night will be free. You can also use them to stay at a lot of Small Luxury Hotels, independent hotels around the world.
Ended 6/5: 175K welcome offer. Another recent good welcome offer was 150k welcome offer + a free night award.
How to earn Wyndham Points
The way to earn Wyndham points the quickestfor all inclusive resorts is by opening a card that earns Wyndham points or transferring from a card that earns Venture miles or Citi ThankYou® Points.
Keep in mind the Chase 5/24 rule if you want to apply.
Alternate Offer: Some people receive a targeted offer for 100,000 points after spending $5000 when going through preapproval at certain links like this one. Just be careful because many people see a 75k offer and other people are only pre-approved for a different card with low offer.
This card often has a very comparable welcome offer to the higher annual fee Capital One Venture X Rewards Credit Card — but with a lower annual fee.
The miles you earn are worth a minimum of 1 cent per mile so 75,000 miles at minimum can be redeemed to offset $750 of any travel expense. You also have the option to transfer miles to airline partners or hotel partners just like you can with the Venture X.
This card also includes a credit for TSA Precheck or Global Entry!
Don’t let the annual fee of $395 scare you. The $300 annual travel credit and a slew of other benefits make this card a keeper. Plus you’ll immediately up your travel game with airport lounge access and Hertz Presidents’ Club status. Read my complete guide here.
This is the second card in my Three Year Plan despite the annual fee because I really think it is the easiest premium card to get your value back. Between the $300 annual travel credit and the 10,000 miles every year on account anniversary (redeemable for a minimum of $100 in travel), that’s huge value right there.
When this card was released in November 2021, it had a 100,000 miles bonus offered (with a $10,000 spend requirement over 6 months). Since March 2022, it has had the same 75,000 mile bonus offer.
Starting October 6, 2023 – a new 90k offer was available exclusively through select referral links. This ended early in December 2023.
Wyndham has some good hotels but my favorite use is to use the points to book Vacasa vacation rentals. When you hold this card, you’ll get a 10% discount which means each night at a one bedroom Vacasa costs just 13,500 points. Barclay seems to prefer people to be at 6/24 or less. This does add to your 5/24 count.
Earn 50,000 bonus points after spending $4,000 on purchases and paying the annual fee in full, both within the first 90 days. Also, earn 25,000 bonus points after spending $12,000 on purchases within the first 365 days. Free nights can require up to 30,000 points per bedroom at participating properties and are subject to availability.
The 15,000 points on account anniversary easily offers more than $95 of value. I actually prefer it to getting a free night certificate because it doesn’t expire in a year. Great earning on gas purchases. And. with the Caesar’s status you get, you can get 4 nights at the Atlantis each year!
This current offer requires a steep spend, though, to get all the points.
The standard bonus is 45,000 points and seems to raise once a year. In 2021 we saw a bonus of 90,000 points. The 100,000 point bonus is best ever but requires a high spending for full bonus.
How to earn Choice points
The way to earn Choice points for all inclusive resorts the quickest is by opening a card that earns Choice points or transferring from a card that earns Venture miles or Citi Thank You points. Citi ThankYou® Points offer the best value as they transfer 1:2. This means that 1,000 Thank You points becomes 2,000 Choice points.
Keep in mind the Chase 5/24 rule if you want to apply.
Earn 75,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, earn a total of 10 ThankYou® Points per $1 spent on hotel and car rentals, and attraction bookings on the Citi Travel℠ portal
Thank You Points can be transferred to a variety of partners like Jet Blue, Avianca, Turkish Airways, Choice and more. Points double when transferred to Choice!
You can also cash out your points. 70,000 points = $700
This card is a new card and existing Citi Premier customers have been converted to this one. Citi was very stingy with approvals for the Citi Premier so we don’t know yet how stingy they will be with the Strata Premier. The extended warranty is the best of all the starter cards and offers an additional 2 years of protection on items you purchase.
This is a new card. The previous version (Citi Premier) had a standard offer of 60,000 points. We saw some 80,000 point offers as well — the last one expired in January 2023.
Don’t let the annual fee of $395 scare you. The $300 annual travel credit and a slew of other benefits make this card a keeper. Plus you’ll immediately up your travel game with airport lounge access and Hertz Presidents’ Club status. Read my complete guide here.
This is the second card in my Three Year Plan despite the annual fee because I really think it is the easiest premium card to get your value back. Between the $300 annual travel credit and the 10,000 miles every year on account anniversary (redeemable for a minimum of $100 in travel), that’s huge value right there.
When this card was released in November 2021, it had a 100,000 miles bonus offered (with a $10,000 spend requirement over 6 months). Since March 2022, it has had the same 75,000 mile bonus offer.
Starting October 6, 2023 – a new 90k offer was available exclusively through select referral links. This ended early in December 2023.
Alternate Offer: Some people receive a targeted offer for 100,000 points after spending $5000 when going through preapproval at certain links like this one. Just be careful because many people see a 75k offer and other people are only pre-approved for a different card with low offer.
This card often has a very comparable welcome offer to the higher annual fee Capital One Venture X Rewards Credit Card — but with a lower annual fee.
The miles you earn are worth a minimum of 1 cent per mile so 75,000 miles at minimum can be redeemed to offset $750 of any travel expense. You also have the option to transfer miles to airline partners or hotel partners just like you can with the Venture X.
This card also includes a credit for TSA Precheck or Global Entry!
An offer expired in July 2021 for a total of 100K: 50K after $3K in the first 3 months + 20K after $20K in the first 6 months.
An offer ended September 2024 for 75k miles + a $250 travel credit to be used in the Capital One travel portal.
How to earn IHG One Rewards points
The way to earn IHG points the quickest is by opening a card that earns IHG points. You can also transfer Chase Ultimate Rewards®. Keep in mind that can be a good use if you need a few more points for a redemption, but otherwise not often a great value.
IHG does offer a 4th night free when you book with points and one of the IHG co-branded cards below. Your fourth night out of four consecutive nights will be free.
We have stayed at this property in Jamaica twice. Two kids 12 and under stay free which makes it easy to afford with points! Standard rates are 50,000 points per night and if you hold the IHG One Rewards Premier Credit Card, your 4th night will be free.
This card is a great way to earn some IHG free nights! You will get TSA Precheck or Global Entry, Platinum Elite status (which can give you room upgrades), and 4th night free when you book with points.
IHG has a large footprint and it’s useful to have a stash of IHG points for lots of kinds of trips! IGH has a large number of hotels in Europe that sleep 4 (which is rare!). You can also check out my map of Holiday Inn Vacation Clubs — they have villas with kitchens and some sleep 6. We often use IHG points everywhere from Holiday Inn Express, avid, or Staybridge Suites on road trips. And for a little upgraded stay, we love the Kimpton brand.
This card is a keeper for the annual free night certificate you’ll get on your cardmember anniversary each year. We often redeem ours for a staycation in Chicago!
140,000 points is the standard offer. A 175,000 point offer ended in Spring 2023. A 165,000 point offer ended on April 3, 2024. An offer for 5 free nights (up to 60k per night) ended in September 2024.
Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
Earn up to 26 total points per $1 spent when you stay at an IHG hotel
Platinum Elite status as long as you remain a Premier card member
Global Entry, NEXUS, or TSA PreCheck Fee Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card
This is a great way to earn some IHG points! I prefer this to the personal version of this card since it has less of an impact to your credit score and 5/24 status. You will get TSA Precheck or Global Entry, Platinum Elite status (which can give you room upgrades), and 4th night free when you book with points.
IHG has a large footprint in Europe of hotels that sleep 4. You can also check out my map of Holiday Inn Vacation Clubs — they have villas with kitchens and some sleep 6. We often use IHG points at Holiday Inn Express, avid, or Staybridge Suites on road trips. Or love a stay at a Kimpton.
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Some standard rooms with 2 Queen beds only list an occupancy = 3, will they allow 4 with 2/adult + 2/kids?
Any experience booking Hilton all inclusive with 2 adults and paying for children at check in?
I don’t have experience with it so you’d probably need to call the hotel to confirm. It doesn’t make sense that the occupancy would actually be only 3 in a 2 queen room.
Hi- we are going to stay at DREAMS Los Cabos thanks to all of your point tips. I just got confirmation from the hotel that it will cost $80/night/kid to add them on when we get there. Thanks for all of your help!
Hi Katie and team! I was listening to the “Mistake: Not staying organized” podcast and Katie mentioned something about “almost” missing out on her rewards bonus a while ago and the date the Chase gave her was completely different than what she believe her 90/3-month period of time was. I don’t know if this is for everyone, but my wife just signed up for a card and reviewing her application date, the date she got the card and the date her spending has to be done by, none of it equals 90 days. What I’m guessing is that the date the card ships is when the countdown starts.
My reasoning is she filled out the application on Saturday or Sunday July 27/28 and received her card on August 11th. The spend by date is 11/4/2024 and 90 days before that is 8/6/2024. I’m only guessing here, but Chase sent her card out that day, which is what started the 90 day countdown.
I’m no expert, just wanted to share my findings and see if it could help anyone out.
Dreams Playa Mujeres has some rooms that can sleep five! The Junior Suite Ocean View – Two Queen Beds and Junior Suite Partial Ocean View – Two Queen Beds have a maximum occupancy of 5 guests (adults + children) with a maximum of 3 adults.
Some standard rooms with 2 Queen beds only list an occupancy = 3, will they allow 4 with 2/adult + 2/kids?
Any experience booking Hilton all inclusive with 2 adults and paying for children at check in?
I don’t have experience with it so you’d probably need to call the hotel to confirm. It doesn’t make sense that the occupancy would actually be only 3 in a 2 queen room.
Hi- we are going to stay at DREAMS Los Cabos thanks to all of your point tips. I just got confirmation from the hotel that it will cost $80/night/kid to add them on when we get there. Thanks for all of your help!
Hi Katie and team! I was listening to the “Mistake: Not staying organized” podcast and Katie mentioned something about “almost” missing out on her rewards bonus a while ago and the date the Chase gave her was completely different than what she believe her 90/3-month period of time was. I don’t know if this is for everyone, but my wife just signed up for a card and reviewing her application date, the date she got the card and the date her spending has to be done by, none of it equals 90 days. What I’m guessing is that the date the card ships is when the countdown starts.
My reasoning is she filled out the application on Saturday or Sunday July 27/28 and received her card on August 11th. The spend by date is 11/4/2024 and 90 days before that is 8/6/2024. I’m only guessing here, but Chase sent her card out that day, which is what started the 90 day countdown.
I’m no expert, just wanted to share my findings and see if it could help anyone out.
So interesting, thanks for sharing your data point!
Dreams Playa Mujeres has some rooms that can sleep five! The Junior Suite Ocean View – Two Queen Beds and Junior Suite Partial Ocean View – Two Queen Beds have a maximum occupancy of 5 guests (adults + children) with a maximum of 3 adults.
We paid $83/child last week.
Great! Thanks for the data point!