Booking all inclusive resorts with points is one of my favorite uses for my hotel points since it makes the vacation even closer to free. It is also a great vacation for families who want to stick to a budget because besides food and drink being included, activities and entertainment are usually included. And an added bonus for parents: free childcare in a Kids Club!
Our family has stayed eight times at all-inclusive resorts using points. Our favorite spot is the Hyatt Ziva Cancun, where we’ve visited 4 times. We love the ceviche, the beach, the pools, and the entertainment!
Check out the map below of all the all inclusive resorts you can book with major hotel loyalty programs, as well as how to earn the points to book.
Which hotel program is best for all inclusive resorts?
Hyatt is the best overall hotel loyalty program for booking all inclusive stays with points. It has the largest number of all inclusive resorts you can book with points with nearly 100 properties currently bookable and more being added. Hyatt points are fairly easy to earn due to options with Hyatt branded cards from Chase, as well as the option to transfer Chase Ultimate Rewards from a card like the Chase Sapphire Preferred to your Hyatt account.
If you book a Category A property at off-peak rates (like we did when we visited the Dreams Palm Beach property in Punta Cana), it can cost as little as 12,000 Hyatt points per night. That property has now been demolished but there are other Category A resorts.
Hyatt isn’t the only option — you can also book all-inclusive stays with Hilton, Marriott, Choice, IHG Hotels & Resorts, and Wyndham.
Map: 160+ All inclusive resorts bookable with points
This map is best viewed full screen from a computer.
Click the [ ] in the top right corner to view in another window. This is the best way to see it.
You will then be able to sort by hotel chain. Hyatt hotels have been divided according to pricing categories. Category A is the cheapest for Hyatt. Click on a property to see details.
If you have a stayed at a property and have notes to add, please leave them in the comments and our team will update the map.
Tips on Finding Availability
For best availability, book up to a year in advance. Also check frequently for available rooms. In my experience, some of the Hyatt Ziva properties will have no rooms available on points and then a few weeks later may open up for many dates. So keep checking if what you are looking for is unavailable.
You can also make your life easy by looking for room availability and setting up available room alerts with StayWithPoints.com or MaxMyPoint.com
Booking tips are noted for each individual property including occupancy limits if we know them.
In general, even if you’re booking for a family, I suggest searching for 2 adults. Some of the properties will not allow you to book 2 adults and 2 children into a room while paying with points (even if occupancy allows this).
If you book for 2 adults, you will have to pay to add your children. With Hyatt, you can choose to pay with points or with a credit card on arrival. Generally we prefer to save our points and pay with our credit card. If you want to add the children with points, you will need to call World of Hyatt or send them a DM on Twitter.
If the cost to add children to a room is known, it is noted on the map at each resort. If you’ve stayed at a resort and know the fee to add a child, let me know in the comments.
Which All-Inclusive Resorts Sleep 5+?
Hyatt Ziva Cap Cana (in Punta Cana) is the only one on this map that usually pulls up the ability to sleep 5 in a standard room. In practice, some families have been able to sleep 5 at Hyatt Ziva Los Cabos. Availability will not show if you search 2 adults and 3 children. You will need to search for 2 adults and call Hyatt to add the kids later.
If you have a larger family, a better option may be to just book 2 rooms. Each room includes double occupancy so if you are paying for your kids with points, you may as well have the extra room anyway! The price of adding 2 kids with points is the same as booking a second room.
How to earn Hyatt points
The way to earn Hyatt points the quickest is by opening a card that earns Hyatt points or Chase Ultimate Rewards point. Chase Ultimate Rewards transfer to Hyatt at a ratio of 1:1. This means if you transfer 1,000 Ultimate Rewards points you will have 1,000 Hyatt points.
Keep in mind the Chase 5/24 rule if you want to apply.
Best Personal Cards for Hyatt Points
The Chase Sapphire Preferred typically has a sign up bonus of 60,000 points after you spend $4,000 in 3 months. The most recent higher bonus was 80,000 points in spring 2022.
The World of Hyatt card hasn’t seen a different bonus in years. It’s not a great offer but a good option for opening if you like Hyatt.
Even better, both cards have referral bonuses! If you open one, you can then refer a friend (or a spouse!) to the same card. They will earn their own bonus and you’ll get a referral bonus.
The Chase Freedom Flex is another great way to get a big chunk of points and keep earning Ultimate Rewards. The bonus says it earns “cash back” but really this is given as Ultimate Rewards points that can only be redeemed for cash back. If you earn $200 cash back, that is 20,000 Ultimate Rewards points. If you have a Chase Sapphire card, you can then combine the points (and move them over to the Sapphire card). From there, you can transfer to Hyatt!
If you apply using one of my affiliate links, I love to hear from you and say thanks to you personally for supporting my business, so send me an email or DM on Instagram.
Chase Sapphire Preferred® Card: 60,000 points
Bonus: 60,000 points
Earn 60,000 Ultimate Rewards points after you spend $4,000 on purchases in the first 3 months from account opening.
Card Highlights
- $95 annual fee
- No foreign transaction fees
- $50 annual Ultimate Rewards Hotel Credit
- $15 per quarter statement credit for Instacart
- Great transfer options to Hyatt, United, Southwest, and more
- Earn 3x on dining, select streaming services, and online grocery
My Take
The Chase Sapphire Preferred is one of my top beginner cards for miles & points. This limited time bonus can get you at least $1000 of travel. The travel insurance it provides is top tier, too! Get this card early in your travel points journey, it’s a keeper.
Recent Bonus History
A publicly available online offer for 80,000 points ran from March 2023-May 2023. Another 80,000 point bonus ended in Fall 2022. Standard bonus is 60,000 points.
An offer for 100,000 points ended in Fall 2021.
The World of Hyatt Credit Card – Learn how to apply
- $95 annual fee
- 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening
- Provides 1 free night certificate every year on account anniversary (up to a category 4 hotel)
- If you spend $15,000 per year on the card you will earn an additional free night certificate
Chase Freedom Flex℠ – $200 bonus
- $0 annual fee
- Includes cell phone protection if you pay your bill with the card
- Rotating categories earn 5x total points each quarter
- Current promotional also offers 5x on groceries (up to $12,000 in first year)
- If you have a Sapphire card, you can transfer the Freedom points to the Sapphire card to get all the airline and hotel transfer benefits! If you max out the grocery category, you will earn 80,000 Ultimate Rewards points
Business Cards for Hyatt Points
Chase offers very similar cards in business versions as it does in personal versions. Similar to the personal cards, you could refer a spouse or a friend to the card once you have it.
Like the Freedom cards, Ink Cash and Ink Unlimited cards officially earn cash back. If you have a Chase Sapphire card, you can then combine the points (and move them over to the Sapphire card). From there, you can transfer to Hyatt! The same works if you open a Ink Preferred card — though that one has the largest spending required ($15,000 in 3 months).
World of Hyatt Business Credit Card – Learn how to apply
- Earn 60,000 points after spending $5,000 on purchases within the first three months from account opening
- $199 annual fee
- Up to $100 Statement Credit
- 10% Redemption Bonus after you spend $50,000 in a calendar year on this card
- For every $10,000 in spend on this card, you’ll earn 5 elite night credits towards earning Hyatt status
- 2 Bonus Points per $1 spent in your top three spend categories each quarter through 12/31/23
Chase Ink Business Preferred® Credit Card – Learn how to apply
- $95 annual fee
- Earn 100,000 Chase Ultimate Rewards Points after you spend $15,000 on purchases in the first 3 months from account opening
- Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services
Chase Ink Business Cash® Credit Card – Learn how to apply
- $0 annual fee
- Earn $750 (75,000 points) after you spend $6,000 in 3 months
- If you have a Sapphire card, you can transfer the Ink points to the Sapphire card to get all the airline and hotel transfer benefits!
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services eacInh account anniversary year.
Chase Ink Business Unlimited® Credit Card – Learn how to apply
- $0 annual fee
- Earn $750 (75,000 points) after you spend $6,000 in 3 months
- If you have a Sapphire card, you can transfer the Ink points to the Sapphire card to get all the airline and hotel transfer benefits!
- Earn unlimited 1.5% Cash Back rewards on every purchase
How to earn Marriott Points
The way to earn Marriott points the quickest is by opening a card that earns Marriott points. You can also transfer Chase Ultimate Rewards or American Express Membership Rewards to Marriott. This can be a good use if you need a few more points for a redemption, but otherwise not often a great value.
Marriott does offer a 5th night free when you book with points. Your cheapest night out of five consecutive nights will be free.
Keep in mind the Chase 5/24 rule if you want to apply. And read the terms carefully before you apply. Essentially if you have any Marriott card from Chase you won’t be able to get the bonus on a Marriott card from American Express and vice versa.
Personal Cards for Marriott Points
Marriott card offers can vary widely throughout the year. There are also strict rules that will prohibit you from earning a bonus on a Marriott card from Chase and American Express — read the terms of the card offers to confirm that you qualify.
The Boundless card from Chase often offers 3 free night certificates worth up to 50,000 points each as a sign up bonus. These can be “topped off” with up to 15,000 additional points. Some of the all-inclusives would be bookable with these certificates. But keep in mind that these certificates expire one year after you receive them. This card has also occasionally offered 5 free night certificates as a sign up bonus.
Chase Marriott Bonvoy Boundless® Credit Card
- $95 annual fee
- Earn 3 Free Night Awards (each night valued up to 50,000 points) after you spend $3,000 on purchases in your first 3 months from your account opening
- 1 Free Night Award annually after your Card account anniversary (up to 35k)
- Earns 6 points per $1 at Bonvoy (Starwood / Marriott) properties and 2 points per $1 on everything else.
- After holding this card for 1 year, you can upgrade to the Ritz Carlton card, which is one option for families to get airport lounge access.
Chase Marriott Bonvoy Bold® Credit Card
- No annual fee (Terms Apply)
- Earn 60,000 bonus points after you spend $2,000 on purchases in the first 3 months from account opening
- 15 Elite night credits each calendar year
Marriott Bonvoy Brilliant® American Express® Card American Express Card (see current offers here)
- $650 annual fee (Terms Apply | Rates and Fees)
- Earn 95,000 Marriott Bonvoy bonus points when you use your new Card to make $5,000 in purchases within the first 3 months.
- $300 in statement credits per calendar year (up to $25 per month) for eligible purchases at restaurants worldwide.
- Complimentary Platinum Elite status
- Priority Pass airport lounge access for cardholder + 2 guests (enrollment required)
- 1 Free Night Award annually after your Card account anniversary (up to 50k)
- Each calendar year after spending $60,000 on eligible purchases, Card Members are eligible to select an Earned Choice Award benefit. Benefit options include: Five (5) Suite Night Awards, 85K Free Night Award, and mattress and box spring $1,000 discount from Marriott Bonvoy Boutiques. Certain hotels have resort fees.
Business card for Marriott Points
Offers vary throughout the year — if possible, apply when the offer is at least 100,000 points.
Marriott Bonvoy Business® American Express® Card
- $125 annual fee (Terms Apply | Rates and Fees)
- Provides 1 free night certificate every year on account anniversary (at a hotel up to 35k points)
How to earn Hilton Points
The way to earn Hilton points for all inclusive resorts the quickest is by opening a card that earns Hilton points. You can also transfer American Express Membership Rewards to Hilton. Like Marriott, that can be a good use if you need a few more points for a redemption, but otherwise not often a great value.
Hilton does offer a 5th night free when you book 5 consecutive nights with points.
Keep in mind the Chase 5/24 rule if you want to apply.
Personal Cards for Hilton Points
Hilton Honors American Express Surpass® Card – Earn 130,000 Hilton Honors Bonus Points and one Free Night Reward from Hilton Honors
- $95 annual fee (Terms Apply. | Rates & Fees.)
- Earn 130,000 Hilton Honors Bonus Points and one Free Night Reward from Hilton Honors after you spend $2,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 3 months of Card Membership.
- 12x points for spend directly at Hilton hotels and resorts
- 6x points for spending on gas and groceries
- Complimentary Gold status (enrollment required)
- 10 Priority Pass visits per year (enrollment required)
Hilton Honors American Express Card
- No annual fee (Terms Apply. | Rates & Fees.)
- Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio.
- Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
Business Cards for Hilton Points
The Hilton Honors American Express Business Card – Earn 150,000 Hilton Honors Bonus Points plus a Free Night Reward
- $95 annual fee (Terms Apply | Rates and Fees)
- Limited Time Offer: Earn 150,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $4,000 in purchases on the Hilton Honors Business Card within the first three months of Card Membership. Offer ends 7/19/23.
- Complimentary Gold status (enrollment required)
- 10 Priority Pass visits per year
- Earn 12X at hotels & resorts in the Hilton portfolio.
- Earn 6X on U.S. gas stations, on U.S. purchases for shipping, on wireless telephone services purchased directly from U.S. service providers, on flights booked directly with airlines or with Amex Travel, on car rentals booked directly from select car rental companies, and at U.S. restaurants.
- Earn 3X on all other eligible purchases.
How to earn Wyndham Points
The way to earn Wyndham points the quickest for all inclusive resorts is by opening a card that earns Wyndham points or transferring from a card that earns Venture miles or Citi Thank You points.
Keep in mind the Chase 5/24 rule if you want to apply.
Personal Cards to Earn Wyndham Points
Citi Premier® Card – 75,000 bonus points (non-affiliate link)
- $95 annual fee
- Earn 75,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel and car rentals bookings on the Citi Travel℠ portal through June 30, 2024
- Thank You Points can be transferred to a variety of partners like Jet Blue, Avianca, Turkish Airways, Choice and more. Points double when transferred to Choice!
- You can also cash out your points. 60,000 points = $600
- See my full guide to the card here
- My favorite redemptions on this card are Ascend Properties in the US, Choice Hotels in Europe, and redeeming for tickets to Hawaii.
Capital One® Venture® Rewards – Limited time 75,000 mile offer
- $95 annual fee
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
- Miles can be redeemed to erase any travel purchase. 50,000 miles = $500
- Can be transferred to a variety of partners like Jet Blue, Wyndham, Avianca, Turkish Airways and more
- Also worth considering the Venture X which has more benefits and the same offer.
Capital One® Venture X Rewards Credit Card: Earn 75,000 bonus miles
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
- $395 annual fee
- $300 annual travel credit when booking through Capital One’s portal
- 10,000 points every year on account anniversary (worth at least $100)
- Statement credit for Global Entry or TSA Precheck
- Easy airport lounge access for your whole family
- Miles can be redeemed to erase any travel purchase. 75,000 miles = $750
- Can be transferred to a variety of partners like Jet Blue, Wyndham, Avianca, Turkish Airways and more.
- Get our downloadable checklist here so you can max your benefits
Business cards to earn Wyndham Points
Wyndham Rewards Earner® Business Card – 45,000 points (non affiliate link)
- $95 annual fee
- Earn 15,000 bonus points on account anniversary
- 8 points per dollar on gas
- Automatic Diamond status which gives free upgrades
- Status match to Caesar’s Diamond for a free 5 night stay at Atlantis Bahamas
- Great for booking vacation rental homes.
How to earn Choice points
The way to earn Choice points for all inclusive resorts the quickest is by opening a card that earns Choice points or transferring from a card that earns Venture miles or Citi Thank You points. Citi Thank You points offer the best value as they transfer 1:2. This means that 1,000 Thank You points becomes 2,000 Choice points.
Keep in mind the Chase 5/24 rule if you want to apply.
Personal cards to earn Choice points
Citi Premier® Card – 75,000 bonus points (non-affiliate link)
- $95 annual fee
- Earn 75,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel and car rentals bookings on the Citi Travel℠ portal through June 30, 2024
- Thank You Points can be transferred to a variety of partners like Jet Blue, Avianca, Turkish Airways, Choice and more. Points double when transferred to Choice!
- You can also cash out your points. 60,000 points = $600
- See my full guide to the card here
- My favorite redemptions on this card are Ascend Properties in the US, Choice Hotels in Europe, and redeeming for tickets to Hawaii.
Capital One® Venture X Rewards Credit Card: Earn 75,000 bonus miles
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
- $395 annual fee
- $300 annual travel credit when booking through Capital One’s portal
- 10,000 points every year on account anniversary (worth at least $100)
- Statement credit for Global Entry or TSA Precheck
- Easy airport lounge access for your whole family
- Miles can be redeemed to erase any travel purchase. 75,000 miles = $750
- Can be transferred to a variety of partners like Jet Blue, Wyndham, Avianca, Turkish Airways and more.
- Get our downloadable checklist here so you can max your benefits
Capital One® Venture® Rewards – Limited time 75,000 mile offer
- $95 annual fee
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
- Miles can be redeemed to erase any travel purchase. 50,000 miles = $500
- Can be transferred to a variety of partners like Jet Blue, Wyndham, Avianca, Turkish Airways and more
- Also worth considering the Venture X which has more benefits and the same offer.
How to earn IHG One Rewards points
The way to earn IHG points the quickest is by opening a card that earns IHG points. You can also transfer Chase Ultimate Rewards. Keep in mind that can be a good use if you need a few more points for a redemption, but otherwise not often a great value.
IHG does offer a 4th night free when you book with points and hold an IHG Premier card. Your fourth night out of four consecutive nights will be free.
Keep in mind the Chase 5/24 rule if you want to apply.
Personal Cards for IHG Points
IHG® Rewards Premier Credit Card
- $99 annual fee
- Reward Night after each account anniversary year at eligible IHG hotels worldwide (worth 40,000 points)
- 4th night free when you redeem points for any stay of 4 or more nights
- Earn up to 26 points total per $1 spent when you stay at an IHG hotel
- Earn 5 points per $1 spent on purchases on travel, gas stations, and restaurants. Earn 3 point per $1 spent on all other purchases
- Platinum Elite status as long as you remain a Premier card member
- Global Entry or TSA PreCheck Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
- $50 in United TravelBank cash each calendar year
Business cards for IHG Points
IHG® One Rewards Premier Business Credit Card – 165,000 points
- $99 annual fee
- Earn 165,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening
- Free Reward Night after each account anniversary year at eligible IHG hotels worldwide (worth 40,000 points)
- 4th night free when you redeem points for any stay of 4 or more nights
- Earn up to 26 total points per $1 spent when you stay at an IHG hotel
- Platinum Elite status as long as you remain a Premier card member
- Global Entry or TSA PreCheck Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
Some standard rooms with 2 Queen beds only list an occupancy = 3, will they allow 4 with 2/adult + 2/kids?
Any experience booking Hilton all inclusive with 2 adults and paying for children at check in?
I don’t have experience with it so you’d probably need to call the hotel to confirm. It doesn’t make sense that the occupancy would actually be only 3 in a 2 queen room.