Chase DoorDash Benefit (How to Maximize)

DoorDash and Chase offer some nice benefits on a lot of Chase cards. The benefits are the most generous on the Chase Sapphire Preferred® Card and Chase Sapphire Reserve® where you will get benefits through December 31, 2029. There are also benefits on most Chase Co-Branded cards as well. It’s an easy benefit to use and get quick value from. 

Update October 2026:

The $5 credit on the Chase Sapphire Reserve® that is good for restaurant orders has increased to $15, and it can now be used for anything, restaurants or non-restaurant orders. 

Co-branded cards now give monthly credits instead of quarterly if activated after September 1, 2026.

Update September 2026:

The DoorDash promotion has been extended through 2029 for Chase Sapphire Reserve® and Chase Sapphire Preferred® Card.

What is DoorDash?

DoorDash started off as a meal delivery service but has now expanded to include grocery stores, convenience stores, liquor stores, and even a wide variety of retail stores.

If you order an item to be delivered, it may be subject to order minimums. You may also incur service fees, and you will be expected to tip your driver.

If you order an item for pickup (not available at many locations), you’ll be able to circumvent most of the fees.

What is DashPass?

DashPass is a subscription service that offers unlimited deliveries from thousands of eligible restaurants with $0 delivery fee on orders over $12. It also works with certain retail and grocery stores for reduced delivery fees.

DashPass normally costs $9.99 per month with the monthly plan or $96 per year with the Annual Plan.

What benefits do Chase Card Members get at Door Dash?

Chase credit card members have slightly different benefits depending on their credit card. These benefits are good through December 31, 2029. You can read all the terms here. I won’t go through all the cards here.

The most generous benefits are on the Chase Sapphire cards, and those are the ones we will cover in detail. 

Is this even worth it?

I’m going to be straight with you: DoorDash upcharges on items (usually about 10%) and also adds a 5% service fee. 

Sometimes there is a delivery fee and if you get items delivered, you’ll pay a tip. 

So if you use your $10 credits for a $100 order with no other coupons — you’re going to end up overpaying. This is probably what DoorDash wants!

I think the sweet spot for this benefit is small orders, of about $10, that save you a trip to the store. You aren’t saving the full $10, in fact sometimes I am probably only saving $3-4 after the service fee and tip. But I often save 30-45 minute of my time!

Some common places I use my monthly credits:

• Walgreens
• Dollar Tree (you can even order mylar balloons and send them to someone)
• Five Below
• Michaels
• Grocery stores

It’s also a good deal when you can stack a DashPass coupon — these pop up in the app fairly regularly. 

See the bottom of the article for other tips on how to maximize your savings (of time or money). 

Chase Sapphire Preferred® Card Benefits

You get 2 benefits: DashPass and a $10 credit every month.

You can get a free DashPass membership through December 31, 2029 — or for a minimum of one year. If you activate your benefit today, you’ll have it through December 31, 2029. If you wait to activate it till December 30, 2029 (but don’t do that! You’ll miss out on freebies) — you’ll have it for one year from that time.

You also get a monthly $10 promo for non-restaurants while you’re enrolled in DashPass. DashPass is free for you through the end of 2029 so that’s a lot of credits!

This is our favorite card for beginners, and I already think the benefits far outweigh the annual fee — and now with this, you get as much as $120 a year for DoorDash!

Chase Sapphire Reserve® Benefits

Like with a Sapphire Preferred, you can get a free DashPass membership through December 31, 2029 — or for a minimum of one year.

You get TWO monthly $10 promos for non-restaurants while enrolled in DashPass. You also get a $15 monthly credit that can be used for anything (including restaurants).

Sapphire Reserve for Business^SM Benefits

Free DashPass membership through December 31, 2027 — or for a minimum of one year.

You get TWO monthly $10 promos for non-restaurants while enrolled in DashPass. You also get a $5 monthly credit for restaurants.

Chase Ink Business Preferred® Credit Card Benefits

Free DashPass membership through December 31, 2027 — or for a minimum of one year.

You get one monthly $10 promo for non-restaurants while enrolled in DashPass. 

Chase Freedom and Slate Benefits

Free DashPass for 6 months if activated by 12/31/29

Important! After those 6 months, you’ll be auto-enrolled into a full-price membership at the then-current monthly rate (currently $9.99/month).

You’ll get one quarterly $10 promo applicable to eligible non-restaurant orders, while enrolled in DashPass and using the eligible Chase card at checkout.

Chase Co-Brand Benefits

Chase co-branded cards include cards that earn with Southwest, United, Hyatt, and more! These cards are also eligible for DoorDash benefits.
This includes:

• Hyatt cards
• United cards
• Southwest cards
• Avios cards (British Airways, Iberia, Aer Lingus)
• Disney cards
• Marriott cards
• IHG cards
• Aeroplan® Card

A few aren’t eligible, like the Amazon Rewards Visa Card, Instacart Mastercard, and DoorDash Rewards Mastercard.

With co-branded cards, you can get free DashPass for 12 months after activation, as long as you activate by 12/31/27.

Important! After those 12 months, you’ll be auto-enrolled into a full-price membership at the then-current monthly rate (currently $9.99/month).

While you’re enrolled in DashPass and using your eligible Chase card at checkout, you’ll also get a $10 promo on eligible non-restaurant orders:

• If you first activated DashPass between 9/1/26 and 12/31/27, you’ll get one $10 promo each month.
• If you first activated DashPass between 2/1/25 and 8/31/26, you’ll get one $10 promo each quarter.

What if I have multiple cards?

You’ll need to create a separate DoorDash account for each card to activate these benefits.

You can’t stack the benefits from multiple cards on the same account. 

You will need a separate email for each account. If you have gmail, you can use the + trick — this routes emails to your normal inbox but makes it look like a different email from the perspective of DoorDash. 

If my email was katie@gmail.com, I could also enter into DoorDash katie+doordash@gmail.com and it would still route to katie@gmail.com

Then you’ll be able to toggle between DoorDash accounts from your phone.

Steps to Follow to Use the $10 Monthly Promo

Here are the basic steps to follow to activate and redeem your benefits.

1) Sign up for a DoorDash account

If you don’t already have one, you’ll need to create a new account. You’ll need to verify your phone number as part of the process. You can use the same phone number for multiple accounts. 

You will need a unique email. See above for the “+” trick to route emails to your same account. 

2) Add your Chase card as a payment method

Whatever card you want to use the benefit on is the one you should add. 

3) Activate your Chase Dash Pass

Once you add your Chase card, you should see a banner asking if you want to activate Chase DashPass benefits. You do! 

4) Search for “Pickup” options if you want to save on fees – or “Delivery” to save on time

From the home screen on the app, you can select the “Pickup” button to filter for Pickup locations.

Some places might only show when they are open, so if you search very early in the morning or very late at night, your options may appear to be more limited.

Very few places offer pickup and some have instituted a $20 minimum for pickup orders. See below for suggestions on how to get around that. 

If you want to save on time — getting delivery might make sense for you. You’ll still pay a tip and may be subject to order minimums, but after the $10 off, you can still get items delivered for the same price as you would have paid in store, or sometimes even a little bit less.

5) Ignore restaurants and focus on grocery, convenience stores, liquor stores, or retail

This $10 benefit doesn’t work for restaurants, so you need to ignore those.

In my area, the only stores that aren’t restaurants that also have pickup are convenience stores and liquor stores. Your area might have more options.

Once I pulled up the map view, I also entered “Grocery” into the search box to filter the options more quickly.

The closest to me are a Speedway (gas station store) and 7/11. There’s also a DashMart which is Door Dash’s own mini grocery store. 

6) Add items to your cart

Your monthly promo will be good for up to $10. If you spend less than $10, your total will just be $0! What you choose to buy is up to you. I don’t recommend spending much over $10 unless you find some great deals, otherwise you aren’t saving money.

8) Find the Chase DoorDash Toggle

DoorDash doesn’t want to give you that $10 promo automatically. 

From your cart, you’ll need scroll down to the bottom of the screen and click “Continue.” If you have a DoorDash promo, you could add it now. 

DoorDash will try to sell you more items — click “Continue” again.

You’ll finally make it to the final check out screen. Now you’ll see a toggle for the “Chase monthly benefit.” Make sure that toggle is turned on so you are activating your benefit. Then click “Next.”

10) Do it again for the next credit till December 31, 2029 (or earlier, depending on your card)

It’s only a $10 credit, but this is an easy way to get 1-2 items from a grocery store, Walgreens, or other retail stores delivered to your house that saves you a trip and a few dollars. 

Tips to Maximize Your $10 Promos and DashPass

Use Pick Up instead of Delivery

If you use pick up, you won’t have to pay a driver tip. But this is pretty limited (and many places have $20 pickup order minimums) so I rarely use my credits this way. 

$20 Pick Up Order Trick — use Buy 2/Buy 3 Promos

With the $20 pickup minimum, our community has found some tricks! The first is to look for items that have a discount like this — Buy 2 for $4.50. This works only if the items say “Buy 2 for…” or “Buy 3 for…” It won’t work on a discount on one item

When DoorDash calculates the price of items in your cart with this type of promo, it counts the full price. Then the discount comes off further down. So it still thinks you’ve qualified for the $20 minimum order and you can still add your $10 monthly benefit to get close to $0. 

$20 Pick Up Trick – Dash Mart

At Dash Mart (if you have one near you), you can add $10 of food items and then add a $10 physical gift card. Then it will see your order as being $20 total and let you select pickup instead of delivery. 

This works well if the gift cards match places you’d eat at anyway (like Chik Fil A, Panera, etc — gift cards may vary by your location)

Look for DoorDash Promos

DoorDash has some great promos — things like 50% off groceries or 20-35% off other stores. These vary throughout the year. Most of these are only available to people with DashPass. You usually won’t be able to choose PickUp on these promos, but you’ll still come out ahead on regular shopping, even with paying a tip. 

Check for In-Store Rewards and Earn More Credits

Some areas have an extra option to earn “In-Store Rewards” 

What exactly is offered on In-Store Rewards varies by day. but currently in my area, I can get DoorDash credits for things like:

• Making a dining reservation
• Dining out and paying with a linked card
• Gas purchases with a linked card

The most important thing is that you “Claim the Offer” before making your purchase. 

We try to check on DoorDash before making any dining out or gas purchase and claim the offer! Sometimes we’ll even split a check or takeout order into 2 so we can get the Dining Out credits on multiple cards.