Benefit Activation Checklist
Step-by-step guide to activate and maximize every benefit on this card.
Tap any benefit to see details.
Why this card might (or might not) be right for you.
The Chase Sapphire Preferred® Card is THE top beginner card I recommend for miles & points. The travel protections it provides are top tier, too! Get this card early in your travel points journey — it's a keeper. It's the first card in my Three Year Plan.
The points you'll earn are easy to redeem and it's also easy to keep earning them.
Note that this card had a "refresh" in June 2026. It added some nice perks but also reduced the transfer ratio to Hyatt to 4:3. That means if this is the only Chase card you have, it's not ideal for transferring to Hyatt anymore since you'll have a reduced rate.
If you want to learn more about it, check out Season 1 of my podcast — I dive into the benefits and how to use the points.
What's the Chase Sapphire Preferred® Card worth to you? Get a personalized estimate.
Enter your personal estimated annual value for each benefit to see a customized calculation of the card's worth.
Your Total Annual Value
Annual Fee: $95
Your Net Value / Cost
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 100,000 PointsElevated | $5,000 in 3 months | June 17, 2026 - July 30, 2026 |
| 75,000 Points | $5,000 in 3 months | Standard since June 23, 2025 |
| 100,000 PointsElevated | $5,000 in 3 months | Ended May 2025 |
| 60,000 Points + $300 Chase TravelElevated | $4,000 in 3 months | Sept - early Nov 2024 |
| 75,000 PointsElevated | $4,000 in 3 months | Early May - mid June 2024 |
| 80,000 PointsElevated | $4,000 in 3 months | Public online offer March 2023 - May 2023 |
| 80,000 PointsElevated | $4,000 in 3 months | Ended Fall 2022 |
| 100,000 PointsElevated | $4,000 in 3 months | Ended Fall 2021 |
| 60,000 Points | $4,000 in 3 months | Long-running historical standard (pre-June 2025) |
Step-by-step guide to activate and maximize every benefit on this card.