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Family of 5: Puerto Rico Spring Break on Points
Thanks so much to Erin for sharing her success story! Erin and her family’s spring break included a trip to Puerto Rico. They were able to cover 7 hotel nights and all of their flights with points! If you’re in my Facebook group, Erin’s name might be familiar–she’s also one of the group moderators!
Hello all! My name is Erin and I am a mom of 3 girls from Des Moines, IA (not exactly travel points central!). I started with travel credit cards in early 2020 but after I found Katie’s Travel Tricks in March 2021 I decided to go all in and have since accumulated almost 900,000 miles (thank you Katie–you have truly changed my life!) We have four big trips planned in 2023, all on points.
In March we headed off to San Juan, Puerto Rico for Spring Break. My sister and I both work in public schools so we don’t have a lot of flexible time during the school year. Every year we sit at home over spring break and think “we should have gone somewhere” but the cost has always been prohibitive. This year, thanks to points and miles, we made it happen.

Our original plan was to go to Costa Rica, but the Southwest flights cost was incredibly high and there was never a flight available on our preferred return date. My sister started researching other options and we found a great deal to San Juan so we shifted our plans. This is another advantage of traveling with points–everything is easier to cancel if needed. We canceled our Hyatt hotel in Costa Rica and booked one in Puerto Rico instead.
How They Saved On Flights
For the flights, we used a total of 79,680 Southwest points + a companion pass for the flights for our family of 5. We drove from Des Moines to Chicago in order to get this great flight deal. I earned these points (and the companion pass) by signing up for a Southwest® Rapid Rewards® Performance Business Credit Card last summer. I then referred my mom and sister to the Southwest Rapid Rewards® Priority Credit Card personal card which got me the rest of the points needed for the companion pass.
How They Saved On Hotels
For lodging, we stayed in 3 different Hyatt hotels, all on points transferred from my Chase Sapphire Preferred® Card. The night before our flight we stayed at the Hyatt Place O’Hare near the airport for 8,000 points. It was a snug fit with myself, my husband, my 3 girls and my sister but for the few hours in the room, it fit our needs.
The next night we arrived in San Juan late so I booked another Hyatt Place in Bayamon for 9,500 points. Again it was a tight fit but met our needs for one night.
Our main resort in Puerto Rico was the Hyatt Residence Club Dorado, Hacienda del Mar. We used 100,000 Hyatt points to book 5 nights at this resort. My sister used her own 100,000 points (earned from her Chase Sapphire Preferred® Card when the sign up bonus was at an all time high a few summers ago) to book a second room and kindly let one of my kids stay with her since the resort only officially allows 4 per room.
The rooms bookable with points are studios which include a king size bed and queen sofa sleeper along with a small kitchenette that had a fridge/freezer, microwave, toaster and sink. The studios also include a balcony which was perfect for enjoying the amazing weather while back home they got 5 inches of snow!

We loved everything about the Hyatt Hacienda del Mar. Despite the hotel being full it never seemed crowded and we didn’t have to fight for chairs by the pool. Our kids loved swimming and participating in the various activities around the resort. There was a soccer field, ping pong, yard games and an activity room with more games for kids. Everything was in great condition and had all necessary pieces to play. I loved that I could see almost the entire outdoor area from my lounge chair by the pool so I could keep an eye on my girls while also enjoying my book. Perhaps the best part about the resort was the staff–everyone was so friendly and helpful.

Some Favorite Spots in Puerto Rico
While in Puerto Rico we visited Old San Juan, did some hiking around El Yunque Rainforest and rode horses at Carabali Rainforest Park. The best part about traveling with points and miles is that our travel budget isn’t spent entirely on flights and hotels so we can say yes to the extras that our kids want to do! We are already talking about a return trip to zipline in the rainforest (my youngest wasn’t old enough this trip) and to check out the Bioluminescent Bay. I would definitely recommend Puerto Rico for anyone thinking about visiting.
Cards That Could Cover This Trip
Southwest® Rapid Rewards® Performance Business Credit Card
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
Steep annual fee but might be worth it to help you earn a Companion Pass.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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9,000 Bonus Points on Each Cardholder Anniversary Receive 9,000 Rapid Rewards bonus points each cardmember anniversary year. Worth approximately $126.
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Preferred Seat Selection at Booking + Extra Legroom Upgrades 48hr Before Departure Select a Preferred or Standard seat at booking, when available, for cardholder + up to 8 passengers on same reservation. Plus, free upgrade to Extra Legroom seat within 48 hours prior to departure when available.
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Up to $120 Global Entry / TSA PreCheck® / NEXUS Statement Credit Statement credit of up to $120 every 4 years as reimbursement when you pay for Global Entry, TSA PreCheck® or NEXUS application fee.
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First Checked Bag Free First checked bag free for cardmember and up to 8 additional passengers in the same reservation.
Offer History
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 80,000 Bonus Points | $5,000 in 3 months | Standard (current as of May 1, 2026) |
| 80,000 Bonus Points | $5,000 in 3 months | Long-running standard since launch |
| 120,000 Bonus Points + Promotional Companion PassElevated | $10,000 in 3 months | Peak elevated; ran in Spring 2025 and Spring 2026 |
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
A perennial favorite! No annual fee and you can convert the cash back > Ultimate Rewards if you also have a card like the Chase Sapphire Preferred® Card
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Complimentary 3-Month Instacart+ Membership + $20/Month Instacart Credit (Through Dec 31, 2027) 3 months of complimentary Instacart+ membership plus $20 in Instacart credits each month through December 31, 2027 while you have Instacart+.
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Move Cash Back into Ultimate Rewards Points Cash back is technically Chase Ultimate Rewards points ($1 cash back = 100 UR points). When paired with a Chase Sapphire (Preferred, Reserve, or Reserve Business) or Ink Business Preferred, you can combine points for transfers to 14+ airline and hotel partners — including World of Hyatt, United, Air Canada Aeroplan, Southwest, JetBlue, and more.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| $750 Cash Back | $6,000 in 3 months | Standard (current as of May 1, 2026) |
| $900 Cash BackElevated | $6,000 in 3 months | Best-ever; ran September 12 - November 13, 2025 |
| $900 Cash BackElevated | $6,000 in 3 months | Returned September 2023 - mid-January 2024 |
| $900 Cash BackElevated | $6,000 in 3 months | Fall 2022 |
| $750 Cash Back | $7,500 in 3 months | Pandemic-era offer |
| $500 Cash Back | $3,000 in 3 months | Long-running historical standard |
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