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Best Universal Orlando Hotel Deals: 16 Hotels Families Can Book with Points
Visit the Wizarding World of Harry Potter and Stay With Points
Covering your hotel stay when you visit Universal Orlando is a great way to start saving on your vacation. To create this guide, I looked for hotels that had family friendly options like free breakfast, free shuttles, or proximity to the parks. These are the best Universal Orlando hotel deals for families to book with points.
Universal Properties with Free Express Passes
There are other Universal Resort properties that you can book with points, but I’m focusing on these three because they are the ones that provide free Express Passes to everyone in your room.
Express Passes are valid for your entire stay, including the day you check in and the day you check out. Because of this policy, even a one night hotel stay can get you two days of Express Passes. You’ll also be able to get into the park an hour early.
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- Loews Portofino Bay
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- Hard Rock Hotel Orlando
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- Loews Royal Pacific Resort
Finding the Cheapest Nights Using Google Hotels
Prices for these hotels vary greatly. The best way to find the cheapest dates is to use the flexible date calendar at Google Hotels.
Once on a page for a hotel, click the dates and you’ll see a calendar with nightly rates drop down. You can see in May and June 2023, for instance, rates at Loews Royal Pacific Resort fluctuate from $309-$606 a night.
Book with points through Amex Travel
If you have the American Express Platinum Card®, you can use your annual Fine Hotels + Resorts® credit (up to $300) at Loews Portofino Bay. You’ll also get daily breakfast for two, late check out, and a $100 Food and Beverage credit. Rooms sleep up to 2 adults and 3 kids.
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
High annual fee, but worth it if you'll actually use the credits. Just note: getting this offer makes you ineligible for Gold or Green welcome offers, so open those first if you want them.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Hotel Credit Two $300 credits. You can use one between Jan 1 - June 30 and one between July 1 - Dec 31. This is just for prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel®. Enrollment required. The Hotel Collection requires a minimum two-night stay.
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Digital Entertainment Credit Get up to $25 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV. Enrollment required.
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Walmart+ Credit Get up to a $12.95* statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Platinum Card(R). *Up to $12.95 plus applicable taxes on one membership fee. Enrollment required.
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Airline Incidental Credit Up to $200 annual airline incidental statement credit. Enrollment required.
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$219 Clear+ Credit Receive up to $219 in statement credits per calendar year after you pay for your Clear+ Membership (subject to auto-renewal) with the Platinum Card®.
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Global Lounge Collection Access Global Lounge Collection, including Centurion, Priority Pass™, Delta Sky Club (when flying Delta), and more.
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Marriott Bonvoy® Gold Elite Status Marriott Bonvoy® Gold Elite Status. Enrollment required.
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$400 Resy Credit Up to $100 in statement credits each quarter after you pay with your card to dine at eligible U.S. Resy restaurants. Enrollment required. Look on Resy.com for restaurants with a Resy Credit Eligible badge.
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$300 lululemon Credit Up to $75 in statement credits each quarter. Enrollment required.
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Up to $120 Global Entry or $85 TSA PreCheck® Statement Credit Statement credit every 4 years for either up to $85 for the TSA PreCheck® application fee or up to $120 for the Global Entry application fee.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| As high as 175,000 Points | $12,000 in 6 months | Feb 2026 - Present |
| As high as 175,000 Points | $8,000 in 6 months | June 2025 - Feb 2026 |
| 80,000 Points | $8,000 in 6 months | Aug 2023 - June 2025 |
| 80,000 Points | $6,000 in 6 months | Nov 2022 - Aug 2023 |
| 100,000 Points | $4,000 in 6 months | Jan 2022 - Nov 2022 |
| 100,000 Points + 10x at restaurants/Shop Small (up to $25,000)Elevated | $4,000 in 6 months | July 2021 - Jan 2022 |
| 75,000 Points + 10x at gas/supermarkets (up to $15,000) | $4,000 in 6 months | Nov 2020 - July 2021 |
Book with miles through Capital One Travel
If you have a Capital One Venture X Rewards Credit Card, you will earn 10 miles per dollar on hotels you book through the Capital One Travel website. They will also price match the best available price if you find a better rate within 24 hours.
Booking one of these hotels will also trigger your $300 travel credit. You can even use miles to cover your hotel purchase after you charge it to your card. Every 10,000 miles you use will give you a statement credit of $100.
If you have a Capital One Venture Rewards Credit Card, you will earn 5 miles per dollar and you can still cover your purchase with your miles.
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
If you can easily use the $300 travel credit, this card is a keeper. Lounge access is pretty stingy though unless you're a high spender.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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$300 Annual Capital One Travel Credit Receive a $300 annual credit for bookings through Capital One Travel. Applies to flights, hotels, and rental cars booked through the portal. Doesn't roll over.
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10,000 Bonus Miles Each Anniversary Every year starting on your first anniversary, get 10,000 bonus miles — redeemable for a minimum of $100 in travel.
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Priority Pass + Capital One Lounge Access Access to Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment.
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Up to $120 Global Entry / TSA PreCheck® Statement Credit Statement credit of up to $120 every 4 years as reimbursement when you pay for Global Entry or TSA PreCheck® application fee.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 75,000 Miles | $4,000 in 3 months | Present |
| 100,000 MilesElevated | $10,000 in 6 months | Launch offer (Nov 2021) |
| 75,000 Miles | Standard spend req | Standard since March 2022 |
| 90,000 MilesElevated | Standard spend req | Referral-only Oct 6 - early Dec 2023 |
| 75,000 Miles | Standard spend req | Standard for all of 2024 and 2025 |
| 100,000 MilesElevated | $10,000 in 6 months | Ended January 2026 |
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
Great overall card option to earn some Venture miles which are very beginner-friendly.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Up to $120 Global Entry / TSA PreCheck® Statement Credit Statement credit of up to $120 every 4 years as reimbursement when you pay for Global Entry or TSA PreCheck® application fee.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 75,000 Miles | $4,000 in 3 mo | Standard ongoing public offer |
| 100,000 MilesElevated | $5,000 in 3 mo | Best-ever public offer (no longer available) |
| 75,000 Miles + $250 Travel CreditElevated | $4,000 in 3 mo | Jan - May 2026 |
Book with points through Chase Travel℠
Chase Travel℠ sometimes has poor pricing and has no guarantees of good rates, but worth checking as an option. If you hold a Chase Sapphire Preferred® Card, you will get a $100 hotel credit per year and this can be used to help offset the cost. You will earn 5 points per dollar spent. The Chase Sapphire Reserve® earns 8 points per dollar spent in Chase Travel℠.
You could also use points to pay for the hotel. If you hold a Sapphire Preferred or Reserve, you have access to Points Boost in Chase Travel℠. Points Boost gives you a discount when you use points at certain properties.
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
High annual fee but if you can use at least some of the coupons on this card, you can come out ahead and have some great perks. I personally really like this card but it does take work to manage.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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$300 Annual Travel Credit Receive an automatic statement credit for travel purchases each cardmember anniversary year.
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Up to $120 Global Entry / TSA PreCheck® / NEXUS Statement Credit Statement credit of up to $120 every 4 years as reimbursement when you pay for Global Entry, TSA PreCheck® or NEXUS application fee.
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Airport Lounge Access (Sapphire + Priority Pass + 2 Guests) Access to Sapphire Lounges and Priority Pass™ lounges for you and 2 guests. One of the few remaining premium cards offering 2 free guest entries — most competitors have curtailed this.
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DashPass Subscription + $25/Month DoorDash Credit (Through Dec 31, 2027) Complimentary DashPass membership plus $25/month in DoorDash credits ($300/yr). Available through December 31, 2027.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 100,000 Points | $6,000 in 3 months | Current |
| 60,000 Points | Standard spend req | Long-running historical standard (post-2016 launch) |
| 100,000 PointsElevated | Standard spend req | Launch offer 2016 |
| 100,000 PointsElevated | Standard spend req | Ended 2019 |
| 80,000 PointsElevated | Standard spend req | Public online offer December 2022 |
| 75,000 Points | Standard spend req | Ended June 2024 |
| 100,000 Points + $500 Chase TravelElevated | Standard spend req | Relaunch offer July - late August 2025 |
| 125,000 PointsElevated | $6,000 in 3 months | August 2025 - April 2026 |
| 150,000 PointsElevated | $6,000 in 3 months | Ended June 15, 2026 |
| — | — |
Hyatt Hotels
Hyatt House across from Universal Orlando Resort™
8,000-20,000 points per night, depending on the day [Hyatt Category 3]
Hyatt House rooms sleep up to 6 in the 2 queen studio suite and even have a kitchenette!
Free Breakfast
Parking: $15/day
Shuttle to Universal: Free
Hyatt Place across from Universal Orlando Resort™
6,000-15,000 points per night, depending on the day [Hyatt Category 2]
Hyatt Place rooms sleep up to 6 in the 2 queen room
Free Breakfast
Parking: $15/day
Shuttle to Universal: Free
Hyatt Regency Orlando
12,000-25,000 points per night, depending on the day [Hyatt Category 4]
Rooms sleep 4 in the 2 queen standard room.
Parking: $30/night
Shuttle: None
Notes: Hyatt Globalists (or those with a Club Lounge Upgrade) will enjoy the Club Lounge for breakfast and appetizers.
Earn Hyatt Points with These Cards
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
Long term keeper card for the annual free night certificate alone!
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Annual Free Night at Category 1-4 Hyatt (Cardmember Anniversary) Receive one free night at any Category 1-4 Hyatt hotel or resort every year after your cardmember anniversary.
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Bonus Free Night at Category 1-4 Hyatt After $15,000 Calendar Year Spend Earn an additional Cat 1-4 free night certificate after spending $15,000 on the card in a calendar year.
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World of Hyatt Discoverist Status (For Life of Account) Automatic Discoverist status for as long as your account is open. Benefits include: late checkout (when available), preferred rooms, premium internet, 10% bonus on base points earned, waived resort fees on award stays.
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Annual Elite Night Credits Receive 5 Elite Qualifying Night credits each year toward your next World of Hyatt status tier. Plus earn 2 additional credits every time you spend $5,000 on the card.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| Up to 60,000 Bonus Points (30K + up to 30K via 2x)Elevated | $3,000 in 3 months + 2x on $15K in 6 months | Ended Spring 2026 |
| 5 Cat 1-4 Free Night Awards (3 + 2 Tier)Elevated | $5K + $15K total in 6 months | Ended Feb 2026 |
| 35,000 Bonus Points | $3,000 in 3 months | January 2025 |
| 30,000 Bonus Points | $3,000 in 3 months | Standard Offer |
| 25,000 Bonus Points | $3,000 in 3 months | July 2025 |
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
A perennial favorite! No annual fee and you can convert the cash back > Ultimate Rewards if you also have a card like the Chase Sapphire Preferred® Card
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Complimentary 3-Month Instacart+ Membership + $20/Month Instacart Credit (Through Dec 31, 2027) 3 months of complimentary Instacart+ membership ($99/year value) plus $20 in Instacart credits each month when you have Instacart+ through December 31, 2027.
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Move Cash Back into Ultimate Rewards Points Cash back is technically Chase Ultimate Rewards points ($1 cash back = 100 UR points). When paired with a Chase Sapphire (Preferred, Reserve, or Reserve Business) or Ink Business Preferred, you can combine points for transfers to 14+ airline and hotel partners — including World of Hyatt, United, Air Canada Aeroplan, Southwest, JetBlue, and more.
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0% Intro APR on Purchases (12 Months) 0% intro APR on purchases for 12 months from account opening. After that, a variable APR applies
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| $750 Cash Back | $6,000 in 3 months | Standard (current as of May 1, 2026) |
| $900 Cash BackElevated | $6,000 in 3 months | Best-ever; ran September 12 - November 13, 2025 |
| $900 Cash BackElevated | $6,000 in 3 months | Fall 2024 (mid-September to early November) |
| $900 Cash BackElevated | $6,000 in 3 months | Returned September 2023 - mid-January 2024 |
| $900 Cash BackElevated | $6,000 in 3 months | Fall 2022 |
| $750 Cash Back | $7,500 in 3 months | Pandemic-era offer |
| $500 Cash Back | $3,000 in 3 months | Long-running historical standard |
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
A perennial favorite! No annual fee and you can convert the cash back > Ultimate Rewards if you also have a card like the Chase Sapphire Preferred® Card
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Complimentary 3-Month Instacart+ Membership + $20/Month Instacart Credit (Through Dec 31, 2027) 3 months of complimentary Instacart+ membership plus $20 in Instacart credits each month through December 31, 2027 while you have Instacart+.
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Move Cash Back into Ultimate Rewards Points Cash back is technically Chase Ultimate Rewards points ($1 cash back = 100 UR points). When paired with a Chase Sapphire (Preferred, Reserve, or Reserve Business) or Ink Business Preferred, you can combine points for transfers to 14+ airline and hotel partners — including World of Hyatt, United, Air Canada Aeroplan, Southwest, JetBlue, and more.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| $750 Cash Back | $6,000 in 3 months | Standard (current as of May 1, 2026) |
| $900 Cash BackElevated | $6,000 in 3 months | Best-ever; ran September 12 - November 13, 2025 |
| $900 Cash BackElevated | $6,000 in 3 months | Returned September 2023 - mid-January 2024 |
| $900 Cash BackElevated | $6,000 in 3 months | Fall 2022 |
| $750 Cash Back | $7,500 in 3 months | Pandemic-era offer |
| $500 Cash Back | $3,000 in 3 months | Long-running historical standard |
IHG Hotels and Resorts
Holiday Inn Express & Suites: Nearest Universal Orlando
When booking with IHG One Rewards points, room prices are dynamic and can vary. I saw this hotel priced anywhere between 21,000 and 41,000 points per night. If you hold an IHG One Rewards Premier Credit Card you’ll get the 4th night free on award bookings.
Standard rooms sleep 4. There are some suites that sleep 6 — if you have IHG Platinum Elite status (free if you have an IHG One Rewards Premier Credit Card), you may get upgraded to a larger room.
Free Breakfast
Parking: $0
Shuttle to Universal: Free
Rooms also include a fridge and microwave.
Holiday Inn & Suites Across From Universal Orlando
When booking with IHG One Rewards points, room prices are dynamic and can vary. I saw this hotel priced anywhere between 21,000 and 41,000 points per night. If you hold an IHG One Rewards Premier Credit Card you’ll get the 4th night free on award bookings.
Standard rooms sleep 4. There are some suites that sleep 6-8 — if you have IHG Platinum Elite status (free if you have an IHG One Rewards Premier Credit Card), you may get upgraded to a larger room.
Kids under 12 eat free with adult entree.
Parking: $24
Shuttle to Universal: Free
Earn IHG Points with These Cards
Plus when you hold them, you’ll get your 4th night free when you book 4 consecutive nights with points!
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
I love the annual free night certificate on this one and 4th night free when you book with points.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Anniversary Free Night (up to 40,000 Points) Each cardmember anniversary, after paying the $99 annual fee, you receive a free night certificate worth up to 40,000 IHG points. You can top off the certificate with extra points to redeem at hotels charging more than 40,000 points.
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4th Reward Night Free on Consecutive 4-Night IHG Stays Enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG hotel stay.
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Automatic IHG Platinum Elite Status Automatic IHG One Rewards Platinum Elite status as long as you remain a Premier cardmember. Includes welcome amenities at IHG hotels, space-available room upgrades, and the 26x total points earning rate at IHG properties.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 140,000 Bonus Points | $3,000 in 3 months | Standard offer |
| Up to 185,000 Bonus Points (150K + 35K)Elevated | $3,000 in 3 months, then $6,000 total in 6 months | Ended June 25, 2026 |
| 175,000 Bonus PointsElevated | $5,000 in 3 months | Limited-time elevated; ended March 18, 2026 |
| 165,000 Bonus PointsElevated | Standard spend req | Ended October 2025 |
| 5 Free Nights (up to 60K per night)Elevated | Standard spend req | Ended July 24, 2025 |
| 5 Free Nights (up to 60K per night)Elevated | Standard spend req | Ended September 2024 |
| 165,000 Bonus PointsElevated | Standard spend req | Ended April 3, 2024 |
| 175,000 Bonus PointsElevated | Standard spend req | Ended Spring 2023 |
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
I prefer this to the personal version of this card since it has less of an impact on your credit score and 5/24 status.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Anniversary Free Night (up to 40,000 Points) Each cardmember anniversary, after paying the $99 annual fee, you receive a free night certificate worth up to 40,000 IHG points. You can top off the certificate with extra points to redeem at hotels charging more than 40,000 points.
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4th Reward Night Free on Consecutive 4-Night IHG Stays Enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG hotel stay.
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Automatic IHG Platinum Elite Status Automatic IHG One Rewards Platinum Elite status as long as you remain a Premier Business cardmember. Includes welcome amenities at IHG hotels, space-available room upgrades, and the 26x total points earning rate at IHG properties.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 140,000 Bonus Points | $4,000 in 3 months | Standard (current as of May 1, 2026) |
| Up to 200,000 Bonus Points (140K + 60K)Elevated | $4,000 in 3 months, then $9,000 total in 6 months | Limited-time elevated; ENDED April 30, 2026 9 AM ET |
| Up to 200,000 Bonus PointsElevated | $9,000 total spend | Earlier 200K offer ended October 2025 |
| Up to 200,000 Bonus PointsElevated | $9,000 total spend | Earlier 200K offer ended May 2025 |
| 175,000 Bonus PointsElevated | Standard spend req | Ended May 16, 2024 |
| 165,000 Bonus PointsElevated | Standard spend req | Ended June 2023 |
Marriott Hotels
Fairfield Inn & Suites Orlando Near Universal Orlando Resort
Pricing is dynamic. I saw prices from 20,000-31,000 points per night. With Marriott your 5th night is free with award stays.
Standard rooms sleep 5 with 2 queens and a sofa bed.
Free breakfast
Parking: Free
Shuttle to Universal: Free
Residence Inn Near Universal Orlando
Pricing is dynamic. I saw prices from 33,000-42,000 points per night. With Marriott your 5th night is free with award stays.
Standard rooms sleep officially 4 but have 2 queens and a sofa bed.
Rooms also include a kitchen
Free breakfast
Parking: Free
Shuttle to Universal: Free
TownePlace Suites Orlando Southwest Near Universal
Pricing is dynamic. I saw prices from 21,000-30,000 points per night. With Marriott your 5th night is free with award stays.
Standard rooms sleep officially 4 but have 2 queens and a sofa bed.
Rooms also include a kitchen
Free breakfast
Parking: $24
Shuttle to Universal: None
Castle Hotel, Autograph Collection
Pricing is dynamic. I saw prices from 20,000-31,000 points per night. With Marriott your 5th night is free with award stays.
A boutique hotel option.
Standard rooms sleep 4 with 2 queens
Parking: $20
Shuttle to Universal: None
Earn Marriott Points With These Cards
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
If you like Marriott, this is a keeper card — we find that the annual free night is easy to redeem at hotels that cost $250+ per night.
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The key benefits and earning rates at a glance.
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The key benefits and earning rates at a glance.
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Annual Free Night Award 1 Free Night Award each year after your card account anniversary, valid at properties costing up to 35,000 points per night. Can be 'topped up' with up to 25,000 additional points from your Bonvoy account, allowing redemptions at properties costing up to 60,000 points per night.
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Automatic Marriott Bonvoy® Silver Elite Status Automatic Silver Elite status as long as the account is open. Benefits include 10% bonus on base points (1x extra at Marriott), late checkout (subject to availability), and exclusive Member Rates.
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15 Elite Night Credits Annually + 1 Elite Night Credit Per $5K Spent 15 Elite Night Credits each calendar year automatically toward next status tier. Plus 1 Elite Night Credit per $5,000 spent.
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Up to $100 Airline Statement Credits ($50 Biannually) Earn up to $100 in airline statement credits each year through 6/30/2027 — a $50 credit after spending $250 on eligible airline purchases in the first half of the year, and another $50 after spending $250 in the second half. Eligible spending includes base fares, seat selection, checked bags, and in-flight purchases charged directly by the airline. No enrollment required.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 125,000 Bonus Points + 1 Free Night AwardElevated | $3,000 in 3 months | Ended August 6, 2026 |
| Up to 4 Free Nights (3 + 1 additional after $4K)Elevated | $3,000 in 3 mo + $4,000 total in 4 mo | Launched March 12, 2026 |
| 5 Free Night Awards (Up to 50K Points Each)Elevated | $3,000 in 3 mo | Ended March 11, 2026 |
| 125,000 Bonus Points + 1 Free Night AwardElevated | Standard spend | Ended November 2025 |
| 3 Free Night Awards (Up to 50K Each) | $3,000 in 3 mo | Standard offer |
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
I like that it won't affect your 5/24 status + has a free night certificate every year
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The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Automatic Marriott Bonvoy® Gold Elite Status Automatic Marriott Bonvoy® Gold Elite status with your Card. Earn 25% more points on every eligible hotel purchase.
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Annual Free Night Award 1 Free Night Award annually after your Card account anniversary, with a redemption level at or under 35,000 Marriott Bonvoy® points. Plus you could top off with up to 25k more points. Certain hotels have resort fees.
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7% Marriott Booking Discount Receive a 7% discount on eligible bookings as a benefit of being both a Marriott Bonvoy® member & a Marriott Bonvoy Business® American Express® Card Member when you book directly with Marriott through an eligible channel for a participating property under the Amex Business Card Rate.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 150,000 Points + $125 Statement CreditElevated | $8,000 in 6 months | Ended 07/15/2026 |
| 175,000 PointsElevated | $5,000 in 6 months | Ended second quarter 2026 |
| 5 Free Night Awards (up to 50K each)Elevated | $6K + $3K in 6 mo | Ended second quarter 2026 |
| 5 Free Night Awards (up to 50K each)Elevated | — | Ended July 2024 |
| 5 Free Night Awards (up to 50K each)Elevated | — | Ended March 2024 |
| 3 Free Night Certificates (up to 50K each) | — | Recurring |
| 75,000 - 125,000 Points | — | Typical fluctuation range |
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
High annual fee but the perks can easily justify it for Marriott loyalists.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Complimentary Marriott Bonvoy® Platinum Elite Status With Marriott Bonvoy® Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available at select properties and booked with a Qualifying Rate. Includes lounge access, complimentary breakfast at select properties, and 4pm late checkout.
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Annual Free Night Award 1 Free Night Award annually after your Card account anniversary, with a redemption level at or under 85,000 Marriott Bonvoy® points. Plus you could top off with up to 25k more points. Certain hotels have resort fees.
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$300 Brilliant Dining Credit Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide.
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Priority Pass™ Select Membership Enroll in Priority Pass™ Select, which offers unlimited airport lounge visits around the world.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 200,000 PointsElevated | $6,000 in 6 months | Ended 5/13/26 |
| 185,000 PointsElevated | Standard spend req | Ended 9/25/25 |
| 185,000 PointsElevated | Standard spend req | Ended 5/14/25 |
| 185,000 PointsElevated | Standard spend req | Ended May 2024 |
| 150,000 PointsElevated | $6,000 in 3 months | Ended August 2023 |
Hilton Hotels
Home2 Suites by Hilton Orlando Near Universal
Pricing is dynamic. I saw rates from 38,000-50,000 points per night. With Hilton, your 5th night is free on award bookings.
Standard rooms sleep 4-6 with 2 queens and a sofa bed
Rooms also include a kitchen
Free breakfast
Parking: Free
Shuttle to Universal: Free
Homewood Suites by Hilton Orlando-Nearest to Universal Studios
Pricing is dynamic. I saw rates from 38,000-50,000 points per night. With Hilton, your 5th night is free on award bookings.
Standard rooms sleep 4-6 with 2 queens and a sofa bed and a separate bedroom.
Rooms also include a kitchen
Free breakfast
Parking: Free
Shuttle to Universal: Free
Hampton Inn closest to Universal Orlando
Pricing is dynamic. I saw rates from 32,000-50,000 points per night. With Hilton, your 5th night is free on award bookings.
Standard rooms sleep 4 with 2 queens
Rooms also include a fridge and microwave
Free breakfast
Parking: Free
Shuttle to Universal: Free
Earn Hilton Points with These Cards
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
A solid way to earn Hilton points without adding to your 5/24 count.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Complimentary Hilton Honors™ Gold Status Complimentary Hilton Honors™ Gold status with your Card.
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Diamond Status Upgrade ($40K spend) You may receive an upgrade to Hilton Honors™ Diamond Status through the end of the next calendar year if the total eligible purchases that you spend on your Card Account during a calendar year reach $40,000 or more.
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$240 Hilton Credit Get up to $60 in statement credits each quarter for eligible purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Business Card.
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National Car Rental® Emerald Club Executive® Status Complimentary National Car Rental® Emerald Club Executive® status. Enrollment in the complimentary Emerald Club® program is required. Terms apply.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 130,000 Points | $6,000 in 6 months | Standard offer |
| 175,000 Points + 1 Free NightElevated | $8,000 in 6 months | Recurring elevated (last: 4/15/26 expired; also 1/14/26 expired) |
| 175,000 PointsElevated | $6,000 in 6 months | Ended 4/29/25 |
| 175,000 PointsElevated | $6,000 in 6 months | Ended 6/5/24 |
| 150,000 Points + Free NightElevated | $6,000 in 6 months | Earlier elevated |
| 150,000 + 25,000 PointsElevated | Higher spend req | Ended 8/13/25 |
| 130,000 Points + Annual Fee Waived in Y1Elevated | $8,000 | July 2026 |
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
Wait for an elevated offer on this card, I especially like the ones that include a free night certificate
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Complimentary Hilton Honors™ Silver Status Complimentary Hilton Honors™ Silver Status with your Card.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
Show
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 100,000 Points + $100 Statement CreditElevated | $2,000 in 6 months | Ended 7/29/26 |
| 80,000 Points | $2,000 in 6 months | Ended second quarter 2026 |
| 70,000 Points + Free Night RewardElevated | $2,000 in 6 months | Recurring elevated (last: 4/15/26 expired) |
| 100,000 PointsElevated | $2,000 in 6 months | Oct 2025 - Jan 2026 |
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
Easy to recoup the $150 annual fee if you stay at Hilton regularly — between the $200 Hilton credit and Gold status perks.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Complimentary Hilton Honors™ Gold Status Complimentary Hilton Honors™ Gold status with your Card.
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$200 Hilton Credit Get up to $200 back each year ($50 in statement credits each quarter) on eligible Hilton purchases after you use your Hilton Honors American Express Surpass® Card.
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National Car Rental® Emerald Club Executive® Status Enjoy complimentary National Car Rental® Emerald Club Executive® status. Enrollment in the complimentary Emerald Club® program is required. Terms apply.
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Free Night Reward (after $15K spend) Earn a Free Night Reward certificate after spending $15,000 in eligible purchases on your Card in a calendar year. Redeemable at almost any Hilton property worldwide.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
Show
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 130,000 Points | $3,000 in 6 months | Standard offer |
| 130,000 Points + Free Night RewardElevated | $3,000 in 6 months | Recurring elevated (last: 4/15/26 expired) |
| 155,000 PointsElevated | $3,000 in 6 months | Ended 1/14/26 |
| 130,000 Points + Free Night RewardElevated | $3,000 in 6 months | Ended 4/28/25 |
| 130,000 Points + Free Night RewardElevated | $3,000 in 6 months | Ended 7/31/24 |
| 170,000 PointsElevated | $3,000 in 6 months | Ended 1/17/24 |
| 130,000 Points + Free Night AwardElevated | $2,000 in 6 months | Ended 7/19/23 |
Choice Hotels
Comfort Suites Near Universal Orlando Resort
Rates from 16,000-20,000 points per night. Choice Hotels can only be booked 100 days in advance.
Standard rooms sleep 5 with 2 queens and a sofa bed
Rooms also include a fridge and microwave
Free breakfast
Parking: Free
Shuttle to Universal: Free
Earn Choice Privileges Points with These Cards
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
Best perks on this are the ability to transfer to American Airlines and a 2 year extended warrany on items you purchase.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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$100 Annual Hotel Credit ($500+ Single Stay via cititravel.com) Once per calendar year, $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through cititravel.com.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 60,000 ThankYou Points (Affiliate Path) | $4,000 in 3 mo | Current (May 2026) |
| 75,000 ThankYou Points (Direct from Citi)Elevated | $4,000 in 3 mo | Current via direct application at citi.com (May 2026; timing uncertain) |
| 80,000 ThankYou Points (All-Time High)Elevated | $4,000 in 3 mo | Highest ever (Feb 2026) |
| 75,000 ThankYou Points (Page-Stated Past) | $4,000 in 3 mo | Earlier 75K offer ended April 2025 (75K now available again direct from Citi) |
| 80,000 ThankYou Points (Legacy Citi Premier)Elevated | $4,000 in 3 mo | Legacy Citi Premier offer; last 80K offer expired January 2023 |
| 60,000 ThankYou Points (Legacy Citi Premier) | $4,000 in 3 mo | Legacy Citi Premier standard offer |
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