Advertiser Disclosure: Katie's Travel Tricks has partnered with CardRatings for our coverage of credit card products. Katie's Travel Tricks and CardRatings may receive a commission from card issuers. Editorial Disclosure: Opinions, reviews, analyses & recommendations are the author's alone.

The World of Hyatt Credit Card

Earns World of Hyatt Counts Toward 5/24 Keeper Card Part of 3-Year Plan

Welcome Offer

bonus_miles

bonus_miles_full

How to Earn Rewards

Up to 9x Points total for Hyatt stays — 4 Bonus Points per $1 on qualifying purchases at Hyatt hotels, plus up to 5 Base Points from Hyatt per eligible $1 spent just for being a World of Hyatt member

2x Points per $1 spent at restaurants, on airline tickets purchased directly from the airline, fitness club and gym memberships, and local transit and commuting (including rideshare)

1x Points per $1 spent on all other purchases

Key Benefits

Tap any benefit to see details.

Annual Free Night at Category 1-4 Hyatt (Cardmember Anniversary)

Receive one free night at any Category 1-4 Hyatt hotel or resort every year after your cardmember anniversary.

Bonus Free Night at Category 1-4 Hyatt After $15,000 Calendar Year Spend

Earn an additional Cat 1-4 free night certificate after spending $15,000 on the card in a calendar year.

World of Hyatt Discoverist Status (For Life of Account)

Automatic Discoverist status for as long as your account is open. Benefits include: late checkout (when available), preferred rooms, premium internet, 10% bonus on base points earned, waived resort fees on award stays.

Annual Elite Night Credits

Receive 5 Elite Qualifying Night credits each year toward your next World of Hyatt status tier. Plus earn 2 additional credits every time you spend $5,000 on the card.

Trip Cancellation/Interruption Insurance + Baggage Delay + Lost Luggage

Trip cancellation/interruption insurance (up to $5,000 per covered traveler, $10,000 per trip), baggage delay reimbursement, lost luggage reimbursement.

Auto Rental Collision Damage Waiver

Charge the entire rental cost to your card and decline the rental company's collision insurance. Coverage provides reimbursement for theft and collision damage for most rental vehicles.

Purchase Protection (120 Days) + Extended Warranty (+1 Year)

Purchase protection covers eligible new purchases for 120 days against damage or theft. Extended warranty adds an additional year to eligible U.S. manufacturer's warranties of 3 years or less.

Katie's Take

Why this card might (or might not) be right for you.

Show Hide

We consider this card a long term keeper. You'll get a Free Night Award every year on your account anniversary (for a Category 1-4 hotel) and instant Discoverist status (which is helpful for guaranteeing breakfast at Hyatt Places now that it's not a guarantee). For anyone trying to earn Globalist or trying to earn 20 Elite Night credits to get Club Lounge Access, this card is also a must! You'll get 5 elite night credits added to your tracker just for holding the card.

Benefits Calculator

What's the The World of Hyatt Credit Card worth to you? Get a personalized estimate.

Calculate Hide