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American Express Platinum Card®

Earns Membership Rewards Counts Toward 5/24

Welcome Offer

How to Earn Rewards

5x Flights booked directly with airlines or through American Express Travel® (up to $500,000 per calendar year)

5x Prepaid hotels booked on AmexTravel.com

1x All other eligible purchases

Key Benefits

Tap any benefit to see details.

Hotel Credit

Two $300 credits. You can use one between Jan 1 - June 30 and one between July 1 - Dec 31. This is just for prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel®. Enrollment required. The Hotel Collection requires a minimum two-night stay.

Digital Entertainment Credit

Get up to $25 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV. Enrollment required.

Walmart+ Credit

Get up to a $12.95* statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Platinum Card(R). *Up to $12.95 plus applicable taxes on one membership fee. Enrollment required.

Airline Incidental Credit

Up to $200 annual airline incidental statement credit. Enrollment required.

Monthly Uber Cash

Platinum Card® Members can get $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account.

$120 Uber One Credit

Receive up to $120 in statement credits per calendar year on Uber One membership fees. Can be used for annual or monthly payments.

$219 Clear+ Credit

Receive up to $219 in statement credits per calendar year after you pay for your Clear+ Membership (subject to auto-renewal) with the Platinum Card®.

Global Lounge Collection Access

Global Lounge Collection, including Centurion, Priority Pass™, Delta Sky Club (when flying Delta), and more.

Hilton Honors™ Gold Status

Hilton Honors™ Gold Status. Enrollment required.

Marriott Bonvoy® Gold Elite Status

Marriott Bonvoy® Gold Elite Status. Enrollment required.

$400 Resy Credit

Up to $100 in statement credits each quarter after you pay with your card to dine at eligible U.S. Resy restaurants. Enrollment required. Look on Resy.com for restaurants with a Resy Credit Eligible badge.

$300 lululemon Credit

Up to $75 in statement credits each quarter. Enrollment required.

$200 Oura Ring Credit

Statement credit for Oura Ring purchases each calendar year. Enrollment required.

Up to $120 Global Entry or $85 TSA PreCheck® Statement Credit

Statement credit every 4 years for either up to $85 for the TSA PreCheck® application fee or up to $120 for the Global Entry application fee.

Katie's Take

Why this card might (or might not) be right for you.

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This has a high annual fee. BUT may be worth it for some people, especially if you can leverage the airline, digital entertainment, and Uber credits. The airline incidental statement credit is per calendar year. That means most people can actually get the $200 airline credit twice in the first year of holding the card.

This is a strong offer for points that transfer to a lot of airline partners. You apply and find out your welcome offer. After you apply — if approved, you will find out your offer amount and then can decide to accept the card and your offer. Then you'd need to meet the minimum spend requirement to earn your points.

Just note that if you get this offer, you'll become ineligible to earn a welcome offer on the Gold or Green cards. To maximize your points earned, start with the Green card, then get the Gold, then this one.

Lounge Access Details

Networks Included

Priority Pass Centurion Lounges Delta Sky Club Escape Lounges Plaza Premium

Priority Pass Scope

Lounges Only

Guest Access

Centurion: 0 free guests (pay per guest, or unlock 2 free with $75K annual spend); Escape: 2 guests; Plaza Premium (select US locations): 2 guests; Priority Pass: 2 guests; Delta Sky Club: cardholder only, no guests, only when flying Delta

Authorized Users

Paid $195 per AU

Terms Apply. Priority Pass™ benefit is Lounge access only — does NOT include Experiences or Restaurants. Includes 10 Delta Sky Club visits per year when flying Delta (subject to visit limitations).

Benefits Calculator

What's the American Express Platinum Card® worth to you? Get a personalized estimate.

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American Express Platinum Card® Benefits Calculator

Enter your personal estimated annual value for each benefit to see a customized calculation of the card's worth.

Hotel Credit Two $300 credits. You can use one between Jan 1 - June 30 and one between July 1 - Dec 31. This is just for prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel®. Enrollment required. The Hotel Collection requires a minimum two-night stay.

Digital Entertainment Credit Get up to $25 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV. Enrollment required.

Walmart+ Credit Get up to a $12.95* statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Platinum Card(R). *Up to $12.95 plus applicable taxes on one membership fee. Enrollment required.

Airline Incidental Credit Up to $200 annual airline incidental statement credit. Enrollment required.

Monthly Uber Cash Platinum Card® Members can get $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account.

$120 Uber One Credit Receive up to $120 in statement credits per calendar year on Uber One membership fees. Can be used for annual or monthly payments.

$219 Clear+ Credit Receive up to $219 in statement credits per calendar year after you pay for your Clear+ Membership (subject to auto-renewal) with the Platinum Card®.

$400 Resy Credit Up to $100 in statement credits each quarter after you pay with your card to dine at eligible U.S. Resy restaurants. Enrollment required. Look on Resy.com for restaurants with a Resy Credit Eligible badge.

$300 lululemon Credit Up to $75 in statement credits each quarter. Enrollment required.

$200 Oura Ring Credit Statement credit for Oura Ring purchases each calendar year. Enrollment required.

Up to $120 Global Entry or $85 TSA PreCheck® Statement Credit Statement credit every 4 years for either up to $85 for the TSA PreCheck® application fee or up to $120 for the Global Entry application fee. ($120 every 4 years = $30/yr)

Your Total Annual Value

Annual Fee: $895

Your Net Value / Cost

Offer History

See past welcome bonuses to gauge whether the current offer is elevated.

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Offer	Spend Req.	Date
As high as 175,000 Points	$12,000 in 6 months	Feb 2026 - Present
As high as 175,000 Points	$8,000 in 6 months	June 2025 - Feb 2026
80,000 Points	$8,000 in 6 months	Aug 2023 - June 2025
80,000 Points	$6,000 in 6 months	Nov 2022 - Aug 2023
100,000 Points	$4,000 in 6 months	Jan 2022 - Nov 2022
100,000 Points + 10x at restaurants/Shop Small (up to $25,000)Elevated	$4,000 in 6 months	July 2021 - Jan 2022
75,000 Points + 10x at gas/supermarkets (up to $15,000)	$4,000 in 6 months	Nov 2020 - July 2021