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Capital One Venture X Rewards Credit Card

Earns Capital One Miles Counts Toward 5/24 Keeper Card Part of 3-Year Plan

Welcome Offer

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How to Earn Rewards

10x Miles per $1 on hotels and rental cars booked through Capital One Travel

5x Miles per $1 on flights and vacation rentals booked through Capital One Travel

2x Miles per $1 on all other purchases

Key Benefits

Tap any benefit to see details.

$300 Annual Capital One Travel Credit

Receive a $300 annual credit for bookings through Capital One Travel. Applies to flights, hotels, and rental cars booked through the portal. Doesn't roll over.

10,000 Bonus Miles Each Anniversary

Every year starting on your first anniversary, get 10,000 bonus miles — redeemable for a minimum of $100 in travel.

Priority Pass + Capital One Lounge Access

Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment. Heads up: as of February 1, 2026, lounge benefits are being trimmed.

$120 Global Entry or TSA PreCheck® Credit

Receive up to a $120 credit for Global Entry or TSA PreCheck® application fee, every 4 years.

Complimentary Hertz President's Circle® Status

Cardholders get complimentary top-tier Hertz President's Circle® rental car status (must enroll through the Capital One website or mobile app — enrolling directly through Hertz won't trigger the upgrade).

Travel and Purchase Protections

Cellphone protection, trip cancellation, return protection, extended warranty, travel accident insurance, and rental car CDW. Refer to the Guide to Benefits for claim processes and exclusions.

Up to 4 Authorized Users (Lounge Status Changing Feb 1, 2026)

Add up to 4 authorized users at no fee. Pre-Feb 1, 2026: each authorized user receives their own Priority Pass™ lounge membership. As of February 1, 2026, lounge access for authorized users requires a $125 fee. Guest access is also being curtailed.

15+ Travel Loyalty Transfer Partners

Transfer your Capital One miles 1:1 to 15+ travel loyalty partners (including Air Canada Aeroplan, British Airways Club, Singapore KrisFlyer, Air France-KLM Flying Blue, and more). Or redeem at fixed 1 cent/mile for travel purchases.

No Foreign Transaction Fees

No foreign transaction fees on international purchases.

Katie's Take

Why this card might (or might not) be right for you.

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Despite the $395 fee, the $300 annual travel credit and the 10,000 miles every year on account anniversary make this card a keeper for a lot of people. See my complete Venture X guide for full details.

Lounge access is pretty stingy as of Feb 2026 and no longer automatically includes any guests or any access for authorized users (unless you pay $125 per authorized user)

Fine print also mean that if you get this offer, you won't be eligible to earn the bonus for the $95 fee Capital One Venture Rewards Credit Card for 48 months. You will still be able to earn more Venture miles by opening a number of business cards in the Spark Cash and Venture business family and combining those with your Venture miles.

Lounge Access Details

Networks Included

Capital One Lounges Priority Pass

Priority Pass Scope

Lounges Only

Guest Access

Member-only access. Guests pay $45/visit ($25 for guests 17 and under). $75,000 annual spend unlocks 2 free guests per visit.

Authorized Users

Paid $125 per AU for lounge access (AUs are free to add otherwise)

Feb 1, 2026 lounge changes now in effect. Pre-change: cardholder + 2 guests free, 4 AUs free each with own lounge access + 2 guests. Now: member-only access with guest fees, $125 per AU for lounge access benefit.

Benefits Calculator

What's the Capital One Venture X Rewards Credit Card worth to you? Get a personalized estimate.

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Capital One Venture X Rewards Credit Card Benefits Calculator

Enter your personal estimated annual value for each benefit to see a customized calculation of the card's worth.

$300 Annual Capital One Travel Credit Receive a $300 annual credit for bookings through Capital One Travel. Applies to flights, hotels, and rental cars booked through the portal. Doesn't roll over.

10,000 Bonus Miles Each Anniversary Every year starting on your first anniversary, get 10,000 bonus miles — redeemable for a minimum of $100 in travel.

$120 Global Entry or TSA PreCheck® Credit Receive up to a $120 credit for Global Entry or TSA PreCheck® application fee, every 4 years. ($120 every 4 years = $30/yr)

Your Total Annual Value

Annual Fee: annual_fees

Your Net Value / Cost

Offer History

See past welcome bonuses to gauge whether the current offer is elevated.

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Offer	Spend Req.	Date
75,000 MilesCurrent	$4,000 in 3 months	Present
100,000 MilesElevated	$10,000 in 6 months	Launch offer (Nov 2021)
75,000 Miles	Standard spend req	Standard since March 2022
90,000 MilesElevated	Standard spend req	Referral-only Oct 6 - early Dec 2023
75,000 Miles	Standard spend req	Standard for all of 2024 and 2025
100,000 MilesElevated	$10,000 in 6 months	Ended January 2026