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160+ All Inclusive Resorts to Book With Points: Ultimate Guide 2023 [with Map]
Disclaimer: We have not been keeping the map updated so some of the resorts may have changed in pricing.
Booking all inclusive resorts with points is one of my favorite uses for my hotel points since it makes the vacation even closer to free. It is also a great vacation for families who want to stick to a budget because besides food and drink being included, activities and entertainment are usually included. And an added bonus for parents: free childcare in a Kids Club!
Our family has stayed eight times at all-inclusive resorts using points. Our favorite spot is the Hyatt Ziva Cancun, where we’ve visited 4 times. We love the ceviche, the beach, the pools, and the entertainment!
Check out the map below of all the all inclusive resorts you can book with major hotel loyalty programs, as well as how to earn the points to book.
Which hotel program is best for all inclusive resorts?
Hyatt is the best overall hotel loyalty program for booking all inclusive stays with points. It has the largest number of all inclusive resorts you can book with points with nearly 100 properties currently bookable and more being added. Hyatt points are fairly easy to earn due to options with Hyatt branded cards from Chase, as well as the option to transfer Chase Ultimate Rewards® from a card like the Chase Sapphire Preferred® Card to your Hyatt account.
A Category A property at the lowest rate (like we did when we visited the Dreams Palm Beach property in Punta Cana), costs just 12,000 Hyatt points per night. That property has now been demolished, but there are other Category A resorts.
Hyatt isn’t the only option — you can also book all-inclusive stays with Hilton, Marriott, Choice, IHG Hotels & Resorts, and Wyndham.
Map: 160+ All inclusive resorts bookable with points
This map is best viewed full screen from a computer.
Click the [ ] in the top right corner to view in another window. This is the best way to see it.
You will then be able to sort by hotel chain. Hyatt hotels have been divided according to pricing categories. Category A is the cheapest for Hyatt. Click on a property to see details.
If you have a stayed at a property and have notes to add, please leave them in the comments and our team will update the map.
Tips on Finding Availability
For best availability, book up to a year in advance. Also check frequently for available rooms. In my experience, some of the Hyatt Ziva properties will have no rooms available on points and then a few weeks later may open up for many dates. So keep checking if what you are looking for is unavailable.
You can also make your life easy by looking for room availability and setting up available room alerts with StayWithPoints.com or MaxMyPoint.com
Booking tips are noted for each individual property including occupancy limits if we know them.
In general, even if you’re booking for a family, I suggest searching for 2 adults. Some of the properties will not allow you to book 2 adults and 2 children into a room while paying with points (even if occupancy allows this).
If you book for 2 adults, you will have to pay to add your children. With Hyatt, you can choose to pay with points or with a credit card on arrival. Generally we prefer to save our points and pay with our credit card. If you want to add the children with points, you will need to call World of Hyatt or send them a DM on Twitter.
If the cost to add children to a room is known, it is noted on the map at each resort. If you’ve stayed at a resort and know the fee to add a child, let me know in the comments.
Which All-Inclusive Resorts Sleep 5+?
Hyatt Ziva Cap Cana (in Punta Cana) is the only one on this map that usually pulls up the ability to sleep 5 in a standard room. In practice, some families have been able to sleep 5 at Hyatt Ziva Los Cabos. Availability will not show if you search 2 adults and 3 children. You will need to search for 2 adults and call Hyatt to add the kids later.
If you have a larger family, a better option may be to just book 2 rooms. Each room includes double occupancy so if you are paying for your kids with points, you may as well have the extra room anyway! The price of adding 2 kids with points is the same as booking a second room.
How to earn Hyatt points
The way to earn Hyatt points the quickest is by opening a card that earns Hyatt points or Chase Ultimate Rewards® point. Chase Ultimate Rewards® transfer to Hyatt at a ratio of 1:1. This means if you transfer 1,000 Ultimate Rewards points you will have 1,000 Hyatt points.
Keep in mind the Chase 5/24 rule if you want to apply.
Or follow this simple plan if you’re a beginner.
Best Personal Cards for Hyatt Points
The Chase Sapphire Preferred® Card requires a set amount of spend in the first three months to earn the welcome bonus. There are occasionally elevated welcome offers with this card, but the standard offer is still a great value.
The World of Hyatt Credit Card rarely has elevated offers. I usually only consider it a good option for opening if you like Hyatt.
Even better, both cards have referral bonuses! If you open one, you can then refer a friend (or a spouse!) to the same card. They will earn their own bonus and you’ll get a referral bonus.
The Chase Freedom Unlimited® is another great way to get a big chunk of points and keep earning Chase Ultimate Rewards®. The bonus says it earns “cash back” but really this is given as Chase Ultimate Rewards® points that can only be redeemed for cash back. Every cent of cash back is one Ultimate Rewards point. If you have a Chase Sapphire Preferred® Card, you can then combine the points (and move them over to the Sapphire card). From there, you can transfer to Hyatt!
If you apply using one of my affiliate links, I love to hear from you and say thanks to you personally for supporting my business, so send me an email or DM on Instagram.
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
THE top beginner card I recommend for miles & points. The travel protections it provides are top tier, too!
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Highlights
The key benefits and earning rates at a glance.
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Up to $120 Global Entry / TSA PreCheck® / NEXUS Statement Credit Statement credit of up to $120 every 4 years as reimbursement when you pay for Global Entry, TSA PreCheck® or NEXUS application fee.
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$100 Annual Chase Travel℠ Hotel Credit Get up to $100 in statement credits each account anniversary year for hotel stays purchased through Chase Travel℠.
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One year of Apple TV Get one year of complimentary Apple TV after activation. Must activate by 12/31/2026. Or receive $7.50 per month off AppleOne bundle for 1 year.
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Complimentary DashPass + $10 Monthly DoorDash Credit (Through Dec 31, 2027) Activate your complimentary DashPass subscription for $0 delivery fees on eligible DoorDash and Caviar orders. Plus, receive up to $10 in promo credits each month to use on non-restaurant DoorDash orders.
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Comprehensive Travel & Purchase Protections Includes primary car rental coverage, trip cancellation/interruption insurance, trip delay reimbursement, baggage delay insurance, emergency evacuation coverage, lost luggage reimbursement, purchase protection, and travel and emergency assistance.
Offer History
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 100,000 PointsElevated | $5,000 in 3 months | Ended May 2025, Restarted June 17, 2026 |
| 75,000 Points | $5,000 in 3 months | Standard since June 23, 2025 |
| 60,000 Points + $300 Chase TravelElevated | $4,000 in 3 months | Sept - early Nov 2024 |
| 75,000 PointsElevated | $4,000 in 3 months | Early May - mid June 2024 |
| 80,000 PointsElevated | $4,000 in 3 months | Public online offer March 2023 - May 2023 |
| 80,000 PointsElevated | $4,000 in 3 months | Ended Fall 2022 |
| 100,000 PointsElevated | $4,000 in 3 months | Ended Fall 2021 |
| 60,000 Points | $4,000 in 3 months | Long-running historical standard (pre-June 2025) |
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
Long term keeper card for the annual free night certificate alone!
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The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Annual Free Night at Category 1-4 Hyatt (Cardmember Anniversary) Receive one free night at any Category 1-4 Hyatt hotel or resort every year after your cardmember anniversary.
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Bonus Free Night at Category 1-4 Hyatt After $15,000 Calendar Year Spend Earn an additional Cat 1-4 free night certificate after spending $15,000 on the card in a calendar year.
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World of Hyatt Discoverist Status (For Life of Account) Automatic Discoverist status for as long as your account is open. Benefits include: late checkout (when available), preferred rooms, premium internet, 10% bonus on base points earned, waived resort fees on award stays.
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Annual Elite Night Credits Receive 5 Elite Qualifying Night credits each year toward your next World of Hyatt status tier. Plus earn 2 additional credits every time you spend $5,000 on the card.
Offer History
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| Up to 60,000 Bonus Points (30K + up to 30K via 2x)Elevated | $3,000 in 3 months + 2x on $15K in 6 months | Ended Spring 2026 |
| 5 Cat 1-4 Free Night Awards (3 + 2 Tier)Elevated | $5K + $15K total in 6 months | Best-ever offer ran early 2026, ended Feb 2026 |
| 65,000 Bonus PointsElevated | Standard spend req | Highest bonus-points offer since 2024 |
| 35,000 Bonus Points | $3,000 in 3 months | Small jump in January 2025 |
| 30,000 Bonus Points | $3,000 in 3 months | Long-running standard offer |
| 25,000 Bonus Points | $3,000 in 3 months | Decreased July 2025 |
Business Cards for Hyatt Points (DON’T SKIP THIS!)
Chase offers very similar cards in business versions as it does in personal versions. Similar to the personal cards, you could refer a spouse or a friend to the card once you have it.
This means you have even MORE opportunities to earn points. This is one of the biggest ways we earn millions of points.
Think you don’t qualify for these cards? Read more here.
Katie's Take
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Katie's Take
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Overall good card option for earning Ultimate Rewards. One of the few that still earns 3x on travel.
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Cell Phone Protection (Up to $1,000/Claim) Get up to $1,000 per claim in cell phone protection against covered theft or damage when you pay your monthly cell phone bill with the card. Maximum 3 claims per year, $100 deductible per claim.
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Complimentary DashPass + $10/Month DoorDash Grocery Credit (Through Dec 31, 2027) Complimentary access to DashPass by DoorDash for a minimum of one year (activate by 12/31/2027). Includes $0 delivery fees and reduced service fees. Plus, $10/month statement credit on DoorDash grocery and retail orders.
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Auto Rental Collision Damage Waiver (PRIMARY for Business Rentals) Primary auto rental collision damage waiver coverage for business rentals. Charge the entire rental cost to your card and decline the rental company's CDW.
Offer History
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 100,000 Bonus Points (ELEVATED)Elevated | $8,000 in 3 months | Current ELEVATED offer; available online since early January 2026 |
| 80,000 Bonus Points | $8,000 in 3 months | Standard baseline offer |
| 90,000 Bonus Points | $8,000 in 3 months | Standard offer for most of 2025 |
| 100,000 Bonus Points (Older) | $15,000 in 3 months | Older offer with higher spend requirement |
| 120,000 Bonus Points (BEST-EVER)Elevated | $8,000 in 3 months | Best-ever; ran July - early September 2024 |
Katie's Take
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Katie's Take
Why this card might (or might not) be right for you.
A perennial favorite! No annual fee and you can convert the cash back > Ultimate Rewards if you also have a card like the Chase Sapphire Preferred® Card
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Complimentary 3-Month Instacart+ Membership + $20/Month Instacart Credit (Through Dec 31, 2027) 3 months of complimentary Instacart+ membership plus $20 in Instacart credits each month through December 31, 2027 while you have Instacart+.
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Move Cash Back into Ultimate Rewards Points Cash back is technically Chase Ultimate Rewards points ($1 cash back = 100 UR points). When paired with a Chase Sapphire (Preferred, Reserve, or Reserve Business) or Ink Business Preferred, you can combine points for transfers to 14+ airline and hotel partners — including World of Hyatt, United, Air Canada Aeroplan, Southwest, JetBlue, and more.
Offer History
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| $750 Cash Back | $6,000 in 3 months | Standard (current as of May 1, 2026) |
| $900 Cash BackElevated | $6,000 in 3 months | Best-ever; ran September 12 - November 13, 2025 |
| $900 Cash BackElevated | $6,000 in 3 months | Returned September 2023 - mid-January 2024 |
| $900 Cash BackElevated | $6,000 in 3 months | Fall 2022 |
| $750 Cash Back | $7,500 in 3 months | Pandemic-era offer |
| $500 Cash Back | $3,000 in 3 months | Long-running historical standard |
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
A perennial favorite! No annual fee and you can convert the cash back > Ultimate Rewards if you also have a card like the Chase Sapphire Preferred® Card
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Highlights
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Complimentary 3-Month Instacart+ Membership + $20/Month Instacart Credit (Through Dec 31, 2027) 3 months of complimentary Instacart+ membership ($99/year value) plus $20 in Instacart credits each month when you have Instacart+ through December 31, 2027.
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Move Cash Back into Ultimate Rewards Points Cash back is technically Chase Ultimate Rewards points ($1 cash back = 100 UR points). When paired with a Chase Sapphire (Preferred, Reserve, or Reserve Business) or Ink Business Preferred, you can combine points for transfers to 14+ airline and hotel partners — including World of Hyatt, United, Air Canada Aeroplan, Southwest, JetBlue, and more.
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0% Intro APR on Purchases (12 Months) 0% intro APR on purchases for 12 months from account opening. After that, a variable APR applies
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| $750 Cash Back | $6,000 in 3 months | Standard (current as of May 1, 2026) |
| $900 Cash BackElevated | $6,000 in 3 months | Best-ever; ran September 12 - November 13, 2025 |
| $900 Cash BackElevated | $6,000 in 3 months | Fall 2024 (mid-September to early November) |
| $900 Cash BackElevated | $6,000 in 3 months | Returned September 2023 - mid-January 2024 |
| $900 Cash BackElevated | $6,000 in 3 months | Fall 2022 |
| $750 Cash Back | $7,500 in 3 months | Pandemic-era offer |
| $500 Cash Back | $3,000 in 3 months | Long-running historical standard |
Katie's Take
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Katie's Take
Why this card might (or might not) be right for you.
Other than the ability to spend and earn elite night credits to get to Globalist status, the annual fee doesn't provide so much value compared to the perks.
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Highlights
The key benefits and earning rates at a glance.
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Up to $100 in Annual Hyatt Statement Credits Spend $50 or more at any Hyatt property and earn $50 statement credit, up to two times each anniversary year (up to $100 total).
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5 Tier-Qualifying Night Credits Per $10,000 Spent Earn 5 Tier-Qualifying Night credits toward World of Hyatt status (and Milestone rewards) for every $10,000 spent in a calendar year.
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World of Hyatt Discoverist Status — for Cardholder + 5 Employees Cardholder gets automatic Discoverist status for as long as the account is open. PLUS, gift Discoverist status to up to FIVE employees. The benefits aren't huge but you will get later check out and free breakfast at all Hyatt Places (since some are restrictive now)
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10% Points Redemption Bonus After $50,000 Calendar Year Spend After spending $50,000 in a calendar year, receive 10% of redeemed Hyatt points back as a bonus for the rest of the year. Capped at 20,000 points back per year (so applies to first 200,000 points redeemed).
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 70,000 Bonus PointsElevated | $7,000 in 3 months | — |
| 80,000 Bonus PointsElevated | $10,000 in 3 months | Best-ever; ENDED April 30, 2026 9 AM EST |
| 60,000 Bonus Points | $5,000 in 3 months | Standard offer baseline |
| 75,000 Bonus PointsElevated | $7,500 in 3 months | Recurring elevated structure |
| 60,000 + Explorist Status thru 2/28/26Elevated | $7,000 in 3 months | Ended June 30, 2025 |
| 60,000 + Free Night Cat 1-4Elevated | $20,000 spend | Ran early 2025 |
| 75,000 (60K + 15K Tier)Elevated | $5K + additional $12K total | Fall 2024 elevated offer |
| 75,000 (60K + 15K Tier)Elevated | $5K + additional $12K total | Fall 2023 elevated offer |
| 75,000 + Double Elite Night CreditsElevated | Standard spend req | Fall 2021 + Fall 2022 launch-era elevated offers |
| 75,000 Bonus PointsElevated | $10,000 in 3 months | Card launch offer late 2021 |
How to earn Marriott Points
The way to earn Marriott points the quickest is by opening a card that earns Marriott points. You can also transfer Chase Ultimate Rewards® or American Express Membership Rewards® to Marriott. This can be a good use if you need a few more points for a redemption, but otherwise not often a great value.
Marriott does offer a 5th night free when you book with points. Your cheapest night out of five consecutive nights will be free.
Keep in mind the Chase 5/24 rule if you want to apply. And read the terms carefully before you apply. Essentially if you have any Marriott card from Chase you won’t be able to get the bonus on a Marriott card from American Express and vice versa.
Personal Cards for Marriott Points
Marriott card offers can vary widely throughout the year. There are also strict rules that will prohibit you from earning a bonus on a Marriott card from Chase and American Express — read the terms of the card offers to confirm that you qualify.
When the cards offers free night certificates worth up to 50,000 points as a sign up bonus these can sometimes be used for all-inclusives! These can be “topped off” with up to 15,000 additional points. Some of the all-inclusives would be bookable with these certificates. But keep in mind that these certificates expire one year after you receive them.
Katie's Take
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Katie's Take
Why this card might (or might not) be right for you.
If you like Marriott, this is a keeper card — we find that the annual free night is easy to redeem at hotels that cost $250+ per night.
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The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Annual Free Night Award 1 Free Night Award each year after your card account anniversary, valid at properties costing up to 35,000 points per night. Can be 'topped up' with up to 25,000 additional points from your Bonvoy account, allowing redemptions at properties costing up to 60,000 points per night.
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Automatic Marriott Bonvoy® Silver Elite Status Automatic Silver Elite status as long as the account is open. Benefits include 10% bonus on base points (1x extra at Marriott), late checkout (subject to availability), and exclusive Member Rates.
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15 Elite Night Credits Annually + 1 Elite Night Credit Per $5K Spent 15 Elite Night Credits each calendar year automatically toward next status tier. Plus 1 Elite Night Credit per $5,000 spent.
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Up to $100 Airline Statement Credits ($50 Biannually) Earn up to $100 in airline statement credits each year through 6/30/2027 — a $50 credit after spending $250 on eligible airline purchases in the first half of the year, and another $50 after spending $250 in the second half. Eligible spending includes base fares, seat selection, checked bags, and in-flight purchases charged directly by the airline. No enrollment required.
Offer History
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 125,000 Bonus Points + 1 Free Night AwardElevated | $3,000 in 3 months | Current as of June 2026 |
| Up to 4 Free Nights (3 + 1 additional after $4K) + $100 Airline CreditElevated | $3,000 in 3 mo + $4,000 total in 4 mo | Launched March 12, 2026 |
| 5 Free Night Awards (Up to 50K Points Each)Elevated | $3,000 in 3 mo | Best-ever; ENDED March 11, 2026 |
| 125,000 Bonus Points + 1 Free Night AwardElevated | Standard spend | ENDED November 2025 |
| 3 Free Night Awards (Up to 50K Each) | $3,000 in 3 mo | Previous standard offer |
| 75,000 Bonus Points | Standard spend | Standard baseline offer |
Marriott Bonvoy Brilliant® American Express® Card
Katie's Take
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Katie's Take
Why this card might (or might not) be right for you.
High annual fee but the perks can easily justify it for Marriott loyalists.
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Complimentary Marriott Bonvoy® Platinum Elite Status With Marriott Bonvoy® Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available at select properties and booked with a Qualifying Rate. Includes lounge access, complimentary breakfast at select properties, and 4pm late checkout.
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Annual Free Night Award 1 Free Night Award annually after your Card account anniversary, with a redemption level at or under 85,000 Marriott Bonvoy® points. Plus you could top off with up to 25k more points. Certain hotels have resort fees.
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$300 Brilliant Dining Credit Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide.
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Priority Pass™ Select Membership Enroll in Priority Pass™ Select, which offers unlimited airport lounge visits around the world.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 150,000 PointsElevated | $6,000 in 3 months | Ended August 2023 |
| 185,000 PointsElevated | Standard spend req | Ended May 2024 |
| 185,000 PointsElevated | Standard spend req | Ended 5/14/25 |
| 185,000 PointsElevated | Standard spend req | Ended 9/25/25 |
| 200,000 PointsElevated | $6,000 in 6 months | Ended 5/13/26 |
Business card for Marriott Points
Offers vary throughout the year — if possible, apply when the offer is at least 100,000 points.
Marriott Bonvoy Business® American Express® Card
Katie's Take
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Katie's Take
Why this card might (or might not) be right for you.
I like that it won't affect your 5/24 status + has a free night certificate every year
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Automatic Marriott Bonvoy® Gold Elite Status Automatic Marriott Bonvoy® Gold Elite status with your Card. Earn 25% more points on every eligible hotel purchase.
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Annual Free Night Award 1 Free Night Award annually after your Card account anniversary, with a redemption level at or under 35,000 Marriott Bonvoy® points. Plus you could top off with up to 25k more points. Certain hotels have resort fees.
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7% Marriott Booking Discount Receive a 7% discount on eligible bookings as a benefit of being both a Marriott Bonvoy® member & a Marriott Bonvoy Business® American Express® Card Member when you book directly with Marriott through an eligible channel for a participating property under the Amex Business Card Rate.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 150,000 Points + $125 Statement CreditElevated | $8,000 in 6 months | Ended 07/15/2026 |
| 175,000 PointsElevated | $5,000 in 6 months | Ended second quarter 2026 |
| 5 Free Night Awards (up to 50K each)Elevated | $6K + $3K in 6 mo | Ended second quarter 2026 |
| 5 Free Night Awards (up to 50K each)Elevated | — | Ended July 2024 |
| 5 Free Night Awards (up to 50K each)Elevated | — | Ended March 2024 |
| 3 Free Night Certificates (up to 50K each) | — | Recurring |
| 75,000 - 125,000 Points | — | Typical fluctuation range |
How to earn Hilton Points
The way to earn Hilton points for all inclusive resorts the quickest is by opening a card that earns Hilton points. You can also transfer American Express Membership Rewards® to Hilton. Like Marriott, that can be a good use if you need a few more points for a redemption, but otherwise not often a great value.
Hilton does offer a 5th night free when you book 5 consecutive nights with points.
Keep in mind the Chase 5/24 rule if you want to apply.
Personal Cards for Hilton Points
Hilton Honors American Express Surpass® Card
Katie's Take
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Katie's Take
Why this card might (or might not) be right for you.
Easy to recoup the $150 annual fee if you stay at Hilton regularly — between the $200 Hilton credit and Gold status perks.
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Highlights
The key benefits and earning rates at a glance.
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Complimentary Hilton Honors™ Gold Status Complimentary Hilton Honors™ Gold status with your Card.
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$200 Hilton Credit Get up to $200 back each year ($50 in statement credits each quarter) on eligible Hilton purchases after you use your Hilton Honors American Express Surpass® Card.
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National Car Rental® Emerald Club Executive® Status Enjoy complimentary National Car Rental® Emerald Club Executive® status. Enrollment in the complimentary Emerald Club® program is required. Terms apply.
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Free Night Reward (after $15K spend) Earn a Free Night Reward certificate after spending $15,000 in eligible purchases on your Card in a calendar year. Redeemable at almost any Hilton property worldwide.
Offer History
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 130,000 Points | $3,000 in 6 months | Present (standard offer) |
| 130,000 Points + Free Night AwardElevated | $2,000 in 6 months | Ended 7/19/23 |
| 170,000 PointsElevated | Standard spend req | Ended 1/17/24 |
| 130,000 Points + Free Night RewardElevated | $3,000 in 6 months | Ended 7/31/24 |
| 130,000 Points + Free Night RewardElevated | $3,000 in 6 months | Ended 4/28/25 |
| 155,000 PointsElevated | $3,000 in 6 months | Ended 1/14/26 |
| 130,000 Points + Free Night RewardElevated | $3,000 in 6 months | Recurring elevated (last: 4/15/26 expired) |
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
Wait for an elevated offer on this card, I especially like the ones that include a free night certificate
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The key benefits and earning rates at a glance.
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Complimentary Hilton Honors™ Silver Status Complimentary Hilton Honors™ Silver Status with your Card.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 100,000 Points + $100 Statement CreditElevated | $2,000 in 6 months | Current as of June 2026; offer ends 7/29/26 |
| 100,000 PointsElevated | $2,000 in 6 months | Oct 2025 - Jan 2026 |
| 70,000 Points + Free Night RewardElevated | $2,000 in 6 months | Recurring elevated (last: 4/15/26 expired) |
| 80,000 Points | $2,000 in 6 months | Ended second quarter 2026 |
Business Cards for Hilton Points
The Hilton Honors American Express Business Card
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
A solid way to earn Hilton points without adding to your 5/24 count.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Complimentary Hilton Honors™ Gold Status Complimentary Hilton Honors™ Gold status with your Card.
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Diamond Status Upgrade ($40K spend) You may receive an upgrade to Hilton Honors™ Diamond Status through the end of the next calendar year if the total eligible purchases that you spend on your Card Account during a calendar year reach $40,000 or more.
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$240 Hilton Credit Get up to $60 in statement credits each quarter for eligible purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Business Card.
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National Car Rental® Emerald Club Executive® Status Complimentary National Car Rental® Emerald Club Executive® status. Enrollment in the complimentary Emerald Club® program is required. Terms apply.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 130,000 Points | $8,000 in 6 months | Current as of June 2026; offer ends 7/29/26 |
| 130,000 Points | $6,000 in 6 months | Ended second quarter 2026 |
| 175,000 Points + 1 Free NightElevated | $8,000 in 6 months | Recurring elevated (last: 4/15/26 expired; also 1/14/26 expired) |
| 175,000 PointsElevated | $6,000 in 6 months | Ended 4/29/25 |
| 175,000 PointsElevated | $6,000 in 6 months | Ended 6/5/24 |
| 150,000 Points + Free NightElevated | $6,000 in 6 months | Earlier elevated |
| 150,000 + 25,000 PointsElevated | Higher spend req | Ended 8/13/25 |
How to earn Wyndham Points
The quickest way to earn Wyndham points for all inclusive resorts is by opening a card that earns Wyndham points or transferring from a card that earns Wells Fargo Rewards, Ultimate Rewards points, Venture miles, or Citi ThankYou® Points.
Wells Fargo offers the best transfer ratio at 1:2. The other programs all transfer to Wyndham at 1:1.
Keep in mind the Chase 5/24 rule if you want to apply.
Personal cards to earn Wyndham Points
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
Great overall card option to earn some Venture miles which are very beginner-friendly.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Up to $120 Global Entry / TSA PreCheck® Statement Credit Statement credit of up to $120 every 4 years as reimbursement when you pay for Global Entry or TSA PreCheck® application fee.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 75,000 Miles | $4,000 in 3 mo | Standard ongoing public offer |
| 100,000 MilesElevated | $5,000 in 3 mo | Best-ever public offer (no longer available) |
| 75,000 Miles + $250 Travel CreditElevated | $4,000 in 3 mo | Jan - May 2026 |
Capital One Venture X Rewards Credit Card
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
If you can easily use the $300 travel credit, this card is a keeper. Lounge access is pretty stingy though unless you're a high spender.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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$300 Annual Capital One Travel Credit Receive a $300 annual credit for bookings through Capital One Travel. Applies to flights, hotels, and rental cars booked through the portal. Doesn't roll over.
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10,000 Bonus Miles Each Anniversary Every year starting on your first anniversary, get 10,000 bonus miles — redeemable for a minimum of $100 in travel.
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Priority Pass + Capital One Lounge Access Access to Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment.
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Up to $120 Global Entry / TSA PreCheck® Statement Credit Statement credit of up to $120 every 4 years as reimbursement when you pay for Global Entry or TSA PreCheck® application fee.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 75,000 Miles | $4,000 in 3 months | Present |
| 100,000 MilesElevated | $10,000 in 6 months | Launch offer (Nov 2021) |
| 75,000 Miles | Standard spend req | Standard since March 2022 |
| 90,000 MilesElevated | Standard spend req | Referral-only Oct 6 - early Dec 2023 |
| 75,000 Miles | Standard spend req | Standard for all of 2024 and 2025 |
| 100,000 MilesElevated | $10,000 in 6 months | Ended January 2026 |
non affiliate link
Current Bonus:
30,000 points
Earn 30,000 bonus points after spending $1,000 on purchases in the first three months.
Annual Fee:
$0
Business cards to earn Wyndham Points
Wyndham Rewards Earner® Business Card
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
Annual points on account anniversary can easily offset the annual fee plus 8x on gas!
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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15,000 Anniversary Points Each Year 15,000 bonus Wyndham points each cardmember anniversary.
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Wyndham Rewards Diamond Status Top-tier Wyndham Rewards Diamond elite status as a cardmember benefit.
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10% Discount on Wyndham Free Night Awards Save 10% on Wyndham free night award redemptions as a cardmember.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 45,000 Wyndham Points | $3,000 in 90 days | May 2026 - Present |
How to earn Choice points
The way to earn Choice points for all inclusive resorts the quickest is by opening a card that earns Choice points or transferring from a card that earns Venture miles or Citi Thank You points. Citi ThankYou® Points offer the best value as they transfer 1:2. This means that 1,000 Thank You points becomes 2,000 Choice points.
Keep in mind the Chase 5/24 rule if you want to apply.
Personal cards to earn Choice points
Citi Strata Premier® Card
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
Best perks on this are the ability to transfer to American Airlines and a 2 year extended warrany on items you purchase.
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The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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$100 Annual Hotel Credit ($500+ Single Stay via cititravel.com) Once per calendar year, $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through cititravel.com.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 60,000 ThankYou Points (Affiliate Path) | $4,000 in 3 mo | Current (May 2026) |
| 75,000 ThankYou Points (Direct from Citi)Elevated | $4,000 in 3 mo | Current via direct application at citi.com (May 2026; timing uncertain) |
| 80,000 ThankYou Points (All-Time High)Elevated | $4,000 in 3 mo | Highest ever (Feb 2026) |
| 75,000 ThankYou Points (Page-Stated Past) | $4,000 in 3 mo | Earlier 75K offer ended April 2025 (75K now available again direct from Citi) |
| 80,000 ThankYou Points (Legacy Citi Premier)Elevated | $4,000 in 3 mo | Legacy Citi Premier offer; last 80K offer expired January 2023 |
| 60,000 ThankYou Points (Legacy Citi Premier) | $4,000 in 3 mo | Legacy Citi Premier standard offer |
Capital One Venture X Rewards Credit Card
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
If you can easily use the $300 travel credit, this card is a keeper. Lounge access is pretty stingy though unless you're a high spender.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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$300 Annual Capital One Travel Credit Receive a $300 annual credit for bookings through Capital One Travel. Applies to flights, hotels, and rental cars booked through the portal. Doesn't roll over.
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10,000 Bonus Miles Each Anniversary Every year starting on your first anniversary, get 10,000 bonus miles — redeemable for a minimum of $100 in travel.
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Priority Pass + Capital One Lounge Access Access to Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment.
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Up to $120 Global Entry / TSA PreCheck® Statement Credit Statement credit of up to $120 every 4 years as reimbursement when you pay for Global Entry or TSA PreCheck® application fee.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
Show
Hide
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 75,000 Miles | $4,000 in 3 months | Present |
| 100,000 MilesElevated | $10,000 in 6 months | Launch offer (Nov 2021) |
| 75,000 Miles | Standard spend req | Standard since March 2022 |
| 90,000 MilesElevated | Standard spend req | Referral-only Oct 6 - early Dec 2023 |
| 75,000 Miles | Standard spend req | Standard for all of 2024 and 2025 |
| 100,000 MilesElevated | $10,000 in 6 months | Ended January 2026 |
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
Great overall card option to earn some Venture miles which are very beginner-friendly.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
-
Up to $120 Global Entry / TSA PreCheck® Statement Credit Statement credit of up to $120 every 4 years as reimbursement when you pay for Global Entry or TSA PreCheck® application fee.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
Show
Hide
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 75,000 Miles | $4,000 in 3 mo | Standard ongoing public offer |
| 100,000 MilesElevated | $5,000 in 3 mo | Best-ever public offer (no longer available) |
| 75,000 Miles + $250 Travel CreditElevated | $4,000 in 3 mo | Jan - May 2026 |
How to earn IHG One Rewards points
The way to earn IHG points the quickest is by opening a card that earns IHG points. You can also transfer Chase Ultimate Rewards®. Keep in mind that can be a good use if you need a few more points for a redemption, but otherwise not often a great value.
IHG does offer a 4th night free when you book with points and one of the IHG co-branded cards below. Your fourth night out of four consecutive nights will be free.
Keep in mind the Chase 5/24 rule if you want to apply.
Personal Cards for IHG Points
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
I love the annual free night certificate on this one and 4th night free when you book with points.
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The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Anniversary Free Night (up to 40,000 Points) Each cardmember anniversary, after paying the $99 annual fee, you receive a free night certificate worth up to 40,000 IHG points. You can top off the certificate with extra points to redeem at hotels charging more than 40,000 points.
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4th Reward Night Free on Consecutive 4-Night IHG Stays Enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG hotel stay.
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Automatic IHG Platinum Elite Status Automatic IHG One Rewards Platinum Elite status as long as you remain a Premier cardmember. Includes welcome amenities at IHG hotels, space-available room upgrades, and the 26x total points earning rate at IHG properties.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
Show
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 140,000 Bonus Points | $3,000 in 3 months | Standard offer |
| Up to 185,000 Bonus Points (150K + 35K)Elevated | $3,000 in 3 months, then $6,000 total in 6 months | Ended June 25, 2026 |
| 175,000 Bonus PointsElevated | $5,000 in 3 months | Limited-time elevated; ended March 18, 2026 |
| 165,000 Bonus PointsElevated | Standard spend req | Ended October 2025 |
| 5 Free Nights (up to 60K per night)Elevated | Standard spend req | Ended July 24, 2025 |
| 5 Free Nights (up to 60K per night)Elevated | Standard spend req | Ended September 2024 |
| 165,000 Bonus PointsElevated | Standard spend req | Ended April 3, 2024 |
| 175,000 Bonus PointsElevated | Standard spend req | Ended Spring 2023 |
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
Good option for a no annual fee card! This card also unlocks the ability to get your 4th night free on IHG award stays.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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4th Reward Night Free on Stays of 4+ Nights When you redeem points for any consecutive stay of 4 or more nights at an IHG hotel, the 4th reward night is free.
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Automatic IHG Silver Elite Status Automatic IHG One Rewards Silver Elite status as long as you remain a Traveler cardmember. Includes a 20% bonus on points earned during paid IHG stays and points that don't expire while you hold the card.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
Show
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 80,000 Bonus Points | $2,000 in 3 months | Standard sign-up bonus |
| Up to 125,000 Bonus Points (90K + 35K)Elevated | $2,000 in 3 months, then $4,000 total in 6 months | Current limited-time elevated (just launched ~April 30, 2026) |
| 2 Free Nights + 40,000 Bonus PointsElevated | $2,000 in 3 months | Ended October 2025 |
| 120,000 Bonus PointsElevated | Standard spend req | Ended July 2025 |
| 100,000-120,000 Bonus PointsElevated | Standard spend req | Periodic elevated offers |
Business cards for IHG Points
IHG One Rewards Premier Business Credit Card
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
I prefer this to the personal version of this card since it has less of an impact on your credit score and 5/24 status.
Highlights
The key benefits and earning rates at a glance.
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Highlights
The key benefits and earning rates at a glance.
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Anniversary Free Night (up to 40,000 Points) Each cardmember anniversary, after paying the $99 annual fee, you receive a free night certificate worth up to 40,000 IHG points. You can top off the certificate with extra points to redeem at hotels charging more than 40,000 points.
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4th Reward Night Free on Consecutive 4-Night IHG Stays Enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG hotel stay.
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Automatic IHG Platinum Elite Status Automatic IHG One Rewards Platinum Elite status as long as you remain a Premier Business cardmember. Includes welcome amenities at IHG hotels, space-available room upgrades, and the 26x total points earning rate at IHG properties.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
Show
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 140,000 Bonus Points | $4,000 in 3 months | Standard (current as of May 1, 2026) |
| Up to 200,000 Bonus Points (140K + 60K)Elevated | $4,000 in 3 months, then $9,000 total in 6 months | Limited-time elevated; ENDED April 30, 2026 9 AM ET |
| Up to 200,000 Bonus PointsElevated | $9,000 total spend | Earlier 200K offer ended October 2025 |
| Up to 200,000 Bonus PointsElevated | $9,000 total spend | Earlier 200K offer ended May 2025 |
| 175,000 Bonus PointsElevated | Standard spend req | Ended May 16, 2024 |
| 165,000 Bonus PointsElevated | Standard spend req | Ended June 2023 |
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Some standard rooms with 2 Queen beds only list an occupancy = 3, will they allow 4 with 2/adult + 2/kids?
Any experience booking Hilton all inclusive with 2 adults and paying for children at check in?
I don’t have experience with it so you’d probably need to call the hotel to confirm. It doesn’t make sense that the occupancy would actually be only 3 in a 2 queen room.
Hi- we are going to stay at DREAMS Los Cabos thanks to all of your point tips. I just got confirmation from the hotel that it will cost $80/night/kid to add them on when we get there. Thanks for all of your help!
Hi Katie and team! I was listening to the “Mistake: Not staying organized” podcast and Katie mentioned something about “almost” missing out on her rewards bonus a while ago and the date the Chase gave her was completely different than what she believe her 90/3-month period of time was. I don’t know if this is for everyone, but my wife just signed up for a card and reviewing her application date, the date she got the card and the date her spending has to be done by, none of it equals 90 days. What I’m guessing is that the date the card ships is when the countdown starts.
My reasoning is she filled out the application on Saturday or Sunday July 27/28 and received her card on August 11th. The spend by date is 11/4/2024 and 90 days before that is 8/6/2024. I’m only guessing here, but Chase sent her card out that day, which is what started the 90 day countdown.
I’m no expert, just wanted to share my findings and see if it could help anyone out.
So interesting, thanks for sharing your data point!
Dreams Playa Mujeres has some rooms that can sleep five! The Junior Suite Ocean View – Two Queen Beds and Junior Suite Partial Ocean View – Two Queen Beds have a maximum occupancy of 5 guests (adults + children) with a maximum of 3 adults.
We paid $83/child last week.
Great! Thanks for the data point!