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IHG One Rewards Traveler Credit Card

Earns IHG One Rewards Counts Toward 5/24 Keeper Card
Welcome Offer
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How to Earn Rewards
17x Total points per $1 spent at IHG hotels (5x card + 10x IHG base + 2x Silver Elite bonus)
3x Points per $1 spent on dining, utilities, select streaming services, and gas stations
2x Points per $1 spent on all other purchases
Key Benefits

Tap any benefit to see details.

4th Reward Night Free on Stays of 4+ Nights
When you redeem points for any consecutive stay of 4 or more nights at an IHG hotel, the 4th reward night is free.
Automatic IHG Silver Elite Status
Automatic IHG One Rewards Silver Elite status as long as you remain a Traveler cardmember. Includes a 20% bonus on points earned during paid IHG stays and points that don't expire while you hold the card.

Offer History

See past welcome bonuses to gauge whether the current offer is elevated.

View History Hide
Offer Spend Req. Date
80,000 Bonus Points $2,000 in 3 months Standard sign-up bonus
Up to 125,000 Bonus Points (90K + 35K)Elevated $2,000 in 3 months, then $4,000 total in 6 months Current limited-time elevated (just launched ~April 30, 2026)
2 Free Nights + 40,000 Bonus PointsElevated $2,000 in 3 months Ended October 2025
120,000 Bonus PointsElevated Standard spend req Ended July 2025
100,000-120,000 Bonus PointsElevated Standard spend req Periodic elevated offers

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IHG Rewards offers 3 cards that will help you earn more free hotel nights! Low fees and great benefits make any of these cards…

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Advertiser Disclosure katiestraveltricks.com has partnered with CardRatings for our coverage of credit card products. katiestraveltricks.com and CardRatings may receive a commission from our partners. American Express is a katiestraveltricks.com advertiser. We may earn compensation when you click on a link, when an application is approved, or when an account is opened. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. For Capital One products listed on this page, some benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

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Points for normal people.

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