Current welcome offer
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Annual Fee
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how to earn rewards
5%
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
2%
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
1%
Earn 1% cash back on all other purchases, with no limit on how much you can earn.
Benefits
Free cards for employees
10% business relationship bonus- if you have the Ink Business Cash card plus a Chase Business Checking account on your first card anniversary
My Take
This offer is a lot easier to earn than other cards in the Ink family due to the longer time you have to do the full amount of spending.
The bonus for this card is listed as cash back. But if you have a Chase Sapphire Preferred® Card or Chase Ink Business Preferred® Credit Card, you can actually combine the “cash back” points with your Sapphire card. (If you have a Chase Ink Business Premier® Credit Card you cannot combine the points.)
You can get a Chase Ink Business Cash® Credit Card and Chase Ink Business Unlimited® Credit Card . You can also get multiple if you have multiple businesses. Don’t forget to refer your spouse to this one! Full guide here.
offer History
For many years, the bonus on this card offered $500 after you spent $3000 in 3 months. The offer changed to $750 after spending $7500 in 3 months during the pandemic. In fall 2022, the offer went to $900 after spending $6,000 in 3 months. In fall 2023, we saw the $900 offer return from September to mid-January 2024.
Learn More About Ink Business Cash® Credit Card
My complete guide to this card and its benefits.
Almost everyone qualifies for a business card, even if you don’t have an LLC. Here’s how.
Free Downloadable Guide
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