Southwest® Rapid Rewards® Performance Business Credit Card2025-08-06T16:46:34-05:00

This content was accurate at the time of publication. Check the bank site for the most up to date information.

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Advertiser Disclosure

Current welcome offer

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Annual Fee

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How to Earn Rewards

4x

Earn 4X points on Southwest® purchases.

3x

Earn 3X points on Rapid Rewards® hotel and car rental partners.

2x

Earn 2X points at gas stations and restaurants, local transit and commuting, including rideshare. Earn 2 points per dollar on hotel accommodations booked directly with hotel.

1x

1X points on all other purchases.

Benefits

Select a Preferred or Standard seat at booking, at no additional charge, when available – for Cardmembers and up to 8 additional Passengers on the same reservation.

Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit (every 4 years)

Free first checked bag for Cardmembers and up to 8 additional Passengers on the same reservation.

Anniversary bonus- 9,000 bonus points on each cardholder anniversary

My Take

I thought the fee was inflated on this card back when it was $199. At $299 it’s a tough calculation to justify keeping long term. But since it typically has a higher welcome offer than the Premier Business card, a lot of people may end up with this one for at least a year to help earn a Companion Pass. It does have perks like the credit for Global Entry or TSA Pre√ or Nexus. Do your own calculation with our benefits calculators on all the Southwest cards.

Once Southwest makes the switch to assigned seating, the ability to select a preferred seat for free at booking is potentially valuable for some people. And if you spend a lot with Southwest, the 4x earning rate is a good way to rack up a lot of Southwest points.

Overall, this card really helps make it so easy to get a Southwest Companion Pass. Just pay close attention to your timing when applying if you’re trying to maximize the Companion Pass.

offer History

80,000 points is the standard offer on this card. In the late summer/early fall, the offer has raised to include a higher tier of spending which unlocks additional points. But the timing of the higher offer is usually difficult for earning a Companion Pass.

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