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Chase Sapphire Reserve® for Business

Earns Ultimate Rewards

Welcome Offer

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How to Earn Rewards

8x Points on Chase Travel℠ for airline tickets, hotels (including The Edit℠), car rentals, cruises, activities and tours

5x Points on Lyft rides through 9/30/27

4x Points on flights & hotels booked direct

3x Points on social media & search engine advertising

1x Point on all other purchases

Key Benefits

Tap any benefit to see details.

$300 Annual Travel Credit

$300 in statement credits each anniversary year on travel purchases. Automatically applied.

$120 Trusted Traveler Credit (Every 4 Years)

Up to $120 statement credit for TSA PreCheck®, NEXUS, or Global Entry application fee. Available every 4 years.

Lounge Access (Sapphire + Priority Pass + 2 Guests)

Access to the Chase Sapphire Lounge® and Priority Pass lounges, with 2 guests included.

DashPass + $25/Month DoorDash Credits (Through Dec 31, 2027)

$25 per month total in DoorDash credits ($300/yr) plus complimentary DashPass membership ($120/yr value) — up to $420/yr in total value. Activate by December 31, 2027.

$120/yr Lyft Credits ($10/mo)

$10 in Lyft credits applied to your account each month.

$500 Annual Hotel/Resort Credit (The Edit Collection)

Up to $500 in annual statement credits ($250 twice per year) for prepaid bookings of 2+ nights through The Edit, Chase's luxury hotel booking platform.

$250 Credit for Select Chase Travel Hotels in 2026

$250 statement credit for IHG Hotels & Resorts, Montage Hotels & Resorts, Pendry Hotels & Resorts, Omni Hotels & Resorts, Virgin Hotels, Minor Hotels, and Pan Pacific Hotels and Resorts booked through Chase Travel in 2026.

$400 Annual ZipRecruiter Credit ($200 Biannually)

$200 in statement credits available every 6 months (max $400/year) for ZipRecruiter purchases. Useful for businesses that hire.

$200 Annual Google Workspace Credit

Statement credits for eligible Google Workspace subscriptions (Gmail, Drive, Meet, Calendar for businesses).

$100 Annual Giftcards.com Credit

Statement credits for eligible purchases at reservebusiness.giftcards.com.

Comprehensive Travel & Purchase Protections

Includes Auto Rental Coverage, Trip Cancellation/Interruption Insurance, Trip Delay Reimbursement, Baggage Delay Insurance, Lost Luggage Reimbursement, Emergency Evacuation and Transportation, Emergency Medical and Dental, Cell Phone Protection, Purchase Protection, Return Protection, Extended Warranty Protection, Roadside Assistance, Travel Accident Insurance, and No Foreign Transaction Fees.

Free Employee Cards

$0 fee per employee card. Add unlimited employee cards to earn rewards on their business spending.

Doesn't Report to Personal Credit

As a Chase business card, this does NOT automatically report to your personal credit report — does NOT count toward Chase's 5/24 rule. Useful for staying under 5/24 while still earning premium Sapphire benefits.

Chase Ultimate Rewards Transfer Partners

Transfer points 1:1 to 14+ Chase travel partners (including World of Hyatt, Air Canada Aeroplan, British Airways Avios, Singapore KrisFlyer, United MileagePlus, Southwest Rapid Rewards, JetBlue TrueBlue, Air France KLM Flying Blue, and more). Points Boost feature can deliver up to 2x point value on select flight and hotel redemptions through Chase Travel.

Katie's Take

Why this card might (or might not) be right for you.

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This annual fee is certainly hefty but if your business will use the credits it could provide some solid value.

Unique credits that may be useful include:

- $300 annual travel credit (easy to use)
- $25 a month (Across 3 credits) for DoorDash.
- $200 ZipRecruiter credit every 6 months (total of $400 max annually)
- $200 annual Google Workspace Credit
- $50 Giftcards.com credit every 6 months (total of $100 max annually)

Use our benefits calculator to help you decide if the benefits are worth the annual fee for you.

These are still our favorite points. And for a lot of people the fact that they have a new opportunity to earn more of them with this card will be a huge win.

Lounge Access Details

Networks Included

Priority Pass Chase Sapphire Lounges Other

Priority Pass Scope

Lounges + Experiences

Guest Access

2 guests at Sapphire lounges; 2 guests at Priority Pass lounges (Experiences included); 1 guest at Air Canada Maple Leaf lounges/Cafes

Authorized Users

Same Star Alliance / Air Canada Maple Leaf benefit as personal Sapphire Reserve. US locations: LAX, SFO, LGA. "other" network = Air Canada Maple Leaf.

Benefits Calculator

What's the Chase Sapphire Reserve® for Business worth to you? Get a personalized estimate.

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Chase Sapphire Reserve® for Business Benefits Calculator

Enter your personal estimated annual value for each benefit to see a customized calculation of the card's worth.

$300 Annual Travel Credit $300 in statement credits each anniversary year on travel purchases. Automatically applied.

$120 Trusted Traveler Credit (Every 4 Years) Up to $120 statement credit for TSA PreCheck®, NEXUS, or Global Entry application fee. Available every 4 years. ($120 every 4 years = $30/yr)

DashPass + $25/Month DoorDash Credits (Through Dec 31, 2027) $25 per month total in DoorDash credits ($300/yr) plus complimentary DashPass membership ($120/yr value) — up to $420/yr in total value. Activate by December 31, 2027.

$120/yr Lyft Credits ($10/mo) $10 in Lyft credits applied to your account each month.

$500 Annual Hotel/Resort Credit (The Edit Collection) Up to $500 in annual statement credits ($250 twice per year) for prepaid bookings of 2+ nights through The Edit, Chase's luxury hotel booking platform.

$250 Credit for Select Chase Travel Hotels in 2026 $250 statement credit for IHG Hotels & Resorts, Montage Hotels & Resorts, Pendry Hotels & Resorts, Omni Hotels & Resorts, Virgin Hotels, Minor Hotels, and Pan Pacific Hotels and Resorts booked through Chase Travel in 2026.

$400 Annual ZipRecruiter Credit ($200 Biannually) $200 in statement credits available every 6 months (max $400/year) for ZipRecruiter purchases. Useful for businesses that hire.

$200 Annual Google Workspace Credit Statement credits for eligible Google Workspace subscriptions (Gmail, Drive, Meet, Calendar for businesses).

$100 Annual Giftcards.com Credit Statement credits for eligible purchases at reservebusiness.giftcards.com.

Your Total Annual Value

Annual Fee: annual_fees

Your Net Value / Cost

Offer History

See past welcome bonuses to gauge whether the current offer is elevated.

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Offer	Spend Req.	Date
150,000 Points + $6,000+ first-year valueCurrent	$20,000 in 3 months	Current standard (since Jan 22, 2026)
200,000 PointsElevated	$30,000 in 6 months	Launch offer ended January 22, 2026 9 AM ET

Benefit Activation Checklist

Step-by-step guide to activate and maximize every benefit on this card.