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Current welcome offer
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Annual Fee
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How to Earn Rewards
1.5%
Earn unlimited 1.5% cash back on every purchase
Benefits
Free Cards for Employees
My Take
This matches the highest ever offer on this card! If you can meet the spend requirements, we can easily say this card makes sense for you.
Chase Ink cards are our favorite option when we have larger expenses coming that help us to meet the higher minimum spend. The bonus for this card is listed as cash back. But if you have a Chase Sapphire Preferred® Card or Chase Ink Business Preferred® Credit Card, you can actually combine the “cash back” points with your Sapphire card. (If you have a Chase Ink Business Premier® Credit Card you cannot combine the points.)
Later on you can also add a Chase Ink Business Cash® Credit Card to keep earning even more of these favorite points.
Want to learn more about Chase Ultimate Rewards®? Check out season 1 of Points for Normal People (our podcast) — we go into detail there. Or see more ideas for how to use your points here.
offer History
For many years, the bonus on this card offered $500 after you spent $3000 in 3 months. The offer changed to $750 after spending $7500 in 3 months during the pandemic. In fall 2022, the offer went to $900 after spending $6,000 in 3 months. In fall 2023, we saw the $900 offer return from September to mid-January 2024.
Learn More About Ink Business Unlimited® Credit Card
My complete guide to this card and its benefits.
Almost everyone qualifies for a business card, even if you don’t have an LLC. Here’s how.
I’ll take you step-by-step through a business card application.
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