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American Express® Gold Card

Earns Membership Rewards Counts Toward 5/24 Keeper Card

Welcome Offer

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How to Earn Rewards

4x Restaurants worldwide (up to $50,000 per calendar year, then 1x)

4x U.S. supermarkets (up to $25,000 per calendar year, then 1x)

5x Prepaid hotels and other eligible travel through AmexTravel.com or Amex Travel App™

3x Flights booked directly with airlines or on AmexTravel.com or Amex Travel App™

1x All other eligible purchases

Key Benefits

Tap any benefit to see details.

$120 Uber Cash

Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction.

$120 Dining Credit

Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. Enrollment required.

$100 Resy Credit

Get up to $50 in statement credits semi-annually (One $50 credit from Jan 1-June 30, One $50 credit between July 1 - Dec 31) after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. Enrollment required.

$84 Dunkin' Credit

Earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.

Katie's Take

Why this card might (or might not) be right for you.

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This is a solid card for points that transfer to a lot of airline partners -- especially if you can get that full 100,000 point offer to show for you. American Express switched to the "as high as" variable offers and it's hard to know what you'll actually be offered.

A lot of people really like the 4x earning possibilities on this card. But it's a card that takes a bit of work to find value in the annual fee, you have to make sure to use all the little credits.

If you're interested in this card, know that getting this offer will make you ineligible to get a welcome offer on the American Express® Green Card. So to maximize your points you'd want to get that card first. Also if you have (or have had recently) the Platinum® Card from American Express, you'll be ineligible for this offer.

Benefits Calculator

What's the American Express® Gold Card worth to you? Get a personalized estimate.

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American Express® Gold Card Benefits Calculator

Enter your personal estimated annual value for each benefit to see a customized calculation of the card's worth.

$120 Uber Cash Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction.

$120 Dining Credit Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. Enrollment required.

$100 Resy Credit Get up to $50 in statement credits semi-annually (One $50 credit from Jan 1-June 30, One $50 credit between July 1 - Dec 31) after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. Enrollment required.

$84 Dunkin' Credit Earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.

Your Total Annual Value

Annual Fee: annual_fees

Your Net Value / Cost

Offer History

See past welcome bonuses to gauge whether the current offer is elevated.

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Offer	Spend Req.	Date
As high as 100,000 PointsCurrent	$8,000 in 6 months	Present
60,000 Points	$6,000 in 6 months	Standard public offer (pre-2025)
100,000 Points + $100 statement creditElevated	$6,000 in 6 months	Aug-Nov 2024 (limited time)
90,000 Points (targeted/referral)Elevated	$6,000 in 6 months	2024-2025
As high as 100,000 Points	$6,000 in 6 months	Late 2025 - Spring 2026

Benefit Activation Checklist

Step-by-step guide to activate and maximize every benefit on this card.