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Limited Time Offer

IHG One Rewards Premier Credit Card

Earns IHG One Rewards Counts Toward 5/24 Keeper Card
Welcome Offer
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How to Earn Rewards
26x Total points per $1 spent at IHG hotels (combination of base IHG points + card bonus + Platinum Elite bonus)
5x Points per $1 spent on travel, at gas stations, and restaurants
3x Points per $1 spent on all other purchases
Key Benefits

Tap any benefit to see details.

Anniversary Free Night (up to 40,000 Points)
Each cardmember anniversary, after paying the $99 annual fee, you receive a free night certificate worth up to 40,000 IHG points. You can top off the certificate with extra points to redeem at hotels charging more than 40,000 points. Easily covers the annual fee.
4th Reward Night Free on Consecutive 4-Night IHG Stays
Enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG hotel stay.
Automatic IHG Platinum Elite Status
Automatic IHG One Rewards Platinum Elite status as long as you remain a Premier cardmember. Includes welcome amenities at IHG hotels, space-available room upgrades, and the 26x total points earning rate at IHG properties.
Diamond Elite Status with $40K Annual Spend
The primary cardmember earns IHG Diamond Elite status through December 31st of the following year after spending $40,000 in a calendar year on the card.
$120 Global Entry / TSA PreCheck® / NEXUS Statement Credit
Statement credit of up to $120 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS charged to your card.
Up to $50/Year United TravelBank Cash
Earn up to $50 in United TravelBank cash each year. Useful for offsetting United flight purchases for cardholders who fly United.
20% Discount on IHG Point Purchases
Save 20% when you purchase IHG One Rewards points using the card.
No Foreign Transaction Fees
No foreign transaction fees — useful for IHG's large European footprint.
Trip Cancellation/Interruption + Baggage Delay + Purchase Protection
Trip Cancellation/Interruption Insurance (up to $5,000 of prepaid, nonrefundable travel expenses), Baggage Delay Insurance ($100/day for up to 3 days for delays over 6 hours), Lost Luggage Reimbursement, Purchase Protection.

Offer History

See past welcome bonuses to gauge whether the current offer is elevated.

View History Hide
Offer Spend Req. Date
140,000 Bonus PointsCurrent $3,000 in 3 months Standard offer
Up to 185,000 Bonus Points (150K + 35K)CurrentElevated $3,000 in 3 months, then $6,000 total in 6 months Current limited-time elevated (launched April 30, 2026)
175,000 Bonus PointsElevated Standard spend req Ended Spring 2023
165,000 Bonus PointsElevated Standard spend req Ended April 3, 2024
5 Free Nights (up to 60K per night)Elevated Standard spend req Ended September 2024
5 Free Nights (up to 60K per night)Elevated Standard spend req Ended July 24, 2025
165,000 Bonus PointsElevated Standard spend req Ended October 2025
175,000 Bonus PointsElevated $5,000 in 3 months Limited-time elevated; ended March 18, 2026

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Advertiser Disclosure

Advertiser Disclosure katiestraveltricks.com has partnered with CardRatings for our coverage of credit card products. katiestraveltricks.com and CardRatings may receive a commission from our partners. American Express is a katiestraveltricks.com advertiser. We may earn compensation when you click on a link, when an application is approved, or when an account is opened. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. For Capital One products listed on this page, some benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

Editorial Disclosure Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed, or approved by any of these entities. This content has not been provided or commissioned by any bank advertiser.

User Generated Content (UGC) Disclosure Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

Points for normal people.

Advertiser and Editorial Disclosure
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