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American Express Platinum Card®
Welcome Offer
bonus_miles
bonus_miles_full
How to Earn Rewards
5x
Flights booked directly with airlines or through American Express Travel® (up to $500,000 per calendar year)
5x
Prepaid hotels booked on AmexTravel.com
1x
All other eligible purchases
Key Benefits
Tap any benefit to see details.
Hotel Credit
Get two $300 credits every calendar year. You can use one credit January 1 – June 30 and another credit July 1 – December 31. This is just for prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel®. Enrollment required. The Hotel Collection requires a minimum two-night stay.
Digital Entertainment Credit
Get up to $25 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV. Enrollment required.
Walmart+ Credit
Get up to $12.95* back in statement credits each month when you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Platinum Card®. *Up to $12.95 plus applicable taxes on one membership fee, excluding Plus Ups. Enrollment required. Members get free delivery and shipping options plus:
- 10¢ off per gallon at Walmart, Exxon™, Mobil™, and Murphy stations and member prices on fuel at Sam's Club
- A free subscription to Paramount+ or Peacock
- 25% off digital orders at Burger King every day and a free Whopper® with any purchase every 3 months
- 10¢ off per gallon at Walmart, Exxon™, Mobil™, and Murphy stations and member prices on fuel at Sam's Club
- A free subscription to Paramount+ or Peacock
- 25% off digital orders at Burger King every day and a free Whopper® with any purchase every 3 months
Airline Incidental Credit
Get up to $200 in statement credits per calendar year for airline incidental purchases for one selected airline. Enrollment required.
Uber Cash Credit
Get $15 in Uber Cash each month, plus a bonus $20 in December totaling $35, for U.S.-based Uber rides and Uber Eats orders.
$120 Uber One Credit
Get up to $120 in statement credits per calendar year on monthly or annual Uber One membership fees (subject to auto-renewal). Members pay a $0 delivery fee on eligible Uber Eats orders and get 5% back in credit on eligible Uber rides that can be used toward future rides.
$219 Clear+ Credit
Get up to $219 in statement credits per calendar year on an annual Clear+ membership (subject to auto-renewal). Clear+ is a security screening service at participating U.S. airports that uses biometrics (eyes, fingerprints, facial recognition) to verify your identity. Clear+ offers a dedicated lane, which can shorten security wait times.
American Express Global Lounge Collection Access
Get free access to many lounges in airports worldwide, such as:
- American Express Centurion lounges (U.S. and abroad and including Sidecar by The Centurion Lounge)
- Delta Sky Clubs (when flying Delta; 10 visits per year)
- Escape lounges
- Plaza Premium lounges
- Priority Pass™ lounges (enrollment required)
- Select Lufthansa lounges (when flying Lufthansa; access ends September 30, 2026)
- Select Virgin Clubhouses
- American Express Centurion lounges (U.S. and abroad and including Sidecar by The Centurion Lounge)
- Delta Sky Clubs (when flying Delta; 10 visits per year)
- Escape lounges
- Plaza Premium lounges
- Priority Pass™ lounges (enrollment required)
- Select Lufthansa lounges (when flying Lufthansa; access ends September 30, 2026)
- Select Virgin Clubhouses
Hilton Honors™ Gold Status
Get automatic Gold status with the Hilton Honors loyalty program. Enrollment required. Benefits include free breakfast and free room upgrades when available at participating hotels.
Marriott Bonvoy® Gold Elite Status
Get automatic Gold Elite status with the Marriott Bonvoy® loyalty program. Enrollment required. Benefits include free room upgrades and 2 p.m. checkout when available at participating hotels.
$400 Resy Credit
Get up to $100 in statement credits each quarter on eligible purchases at participating U.S.-based Resy restaurants. Enrollment required. Reservations through the Resy app or website are not required to use this benefit; just pay with your card. If you choose to make a reservation, the restaurant may require you to link your card to your Resy account.
$300 lululemon Credit
Get up to $75 in statement credits each quarter on lululemon's website and at U.S.-based stores (outlet stores are excluded). Enrollment required.
$200 Oura Ring Credit
Get up to $200 in statement credits per calendar year for Oura Ring purchases. Enrollment required. This credit can only be used to purchase an Oura Ring; it cannot be used for anything else, such as memberships, accessories, or gift cards.
Up to $120 Global Entry or $85 TSA PreCheck® Statement Credit
Get a statement credit every 4 years for either up to $85 for the TSA PreCheck® application fee or up to $120 for the Global Entry application fee. Both memberships last 5 years.
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
This has a high annual fee. BUT may be worth it for some people, especially if you can leverage the airline, digital entertainment, and Uber credits. The airline incidental statement credit is per calendar year. That means most people can actually get the $200 airline credit twice in the first year of holding the card.
This is a strong offer for points that transfer to a lot of airline partners. You apply and find out your welcome offer. After you apply — if approved, you will find out your offer amount and then can decide to accept the card and your offer. Then you'd need to meet the minimum spend requirement to earn your points.
Just note that if you get this offer, you'll become ineligible to earn a welcome offer on the Gold or Green cards. To maximize your points earned, start with the Green card, then get the Gold, then this one.
Lounge Access Details
Networks Included
Priority Pass
Centurion Lounges
Delta Sky Club
Escape Lounges
Plaza Premium
Priority Pass Scope
Lounges Only
Guest Access
Centurion: 0 free guests (pay per guest, or unlock 2 free with $75K annual spend); Escape: 2 guests; Plaza Premium (select US locations): 2 guests; Priority Pass: 2 guests; Delta Sky Club: cardholder only, no guests, only when flying Delta
Authorized Users
Paid
$195 per AU
Terms Apply. Priority Pass™ benefit is Lounge access only — does NOT include Experiences or Restaurants. Includes 10 Delta Sky Club visits per year when flying Delta (subject to visit limitations).
Benefits Calculator
What's the American Express Platinum Card® worth to you? Get a personalized estimate.
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Benefits Calculator
What's the American Express Platinum Card® worth to you? Get a personalized estimate.
American Express Platinum Card® Benefits Calculator
Enter your personal estimated annual value for each benefit to see a customized calculation of the card's worth.
Get two $300 credits every calendar year. You can use one credit January 1 – June 30 and another credit July 1 – December 31. This is just for prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel®. Enrollment required. The Hotel Collection requires a minimum two-night stay.
$
Get up to $25 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV. Enrollment required.
$
Get up to $12.95* back in statement credits each month when you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Platinum Card®. *Up to $12.95 plus applicable taxes on one membership fee, excluding Plus Ups. Enrollment required. Members get free delivery and shipping options plus:
- 10¢ off per gallon at Walmart, Exxon™, Mobil™, and Murphy stations and member prices on fuel at Sam's Club
- A free subscription to Paramount+ or Peacock
- 25% off digital orders at Burger King every day and a free Whopper® with any purchase every 3 months
$
Get up to $200 in statement credits per calendar year for airline incidental purchases for one selected airline. Enrollment required.
$
Get $15 in Uber Cash each month, plus a bonus $20 in December totaling $35, for U.S.-based Uber rides and Uber Eats orders.
$
Get up to $120 in statement credits per calendar year on monthly or annual Uber One membership fees (subject to auto-renewal). Members pay a $0 delivery fee on eligible Uber Eats orders and get 5% back in credit on eligible Uber rides that can be used toward future rides.
$
Get up to $219 in statement credits per calendar year on an annual Clear+ membership (subject to auto-renewal). Clear+ is a security screening service at participating U.S. airports that uses biometrics (eyes, fingerprints, facial recognition) to verify your identity. Clear+ offers a dedicated lane, which can shorten security wait times.
$
Get up to $100 in statement credits each quarter on eligible purchases at participating U.S.-based Resy restaurants. Enrollment required. Reservations through the Resy app or website are not required to use this benefit; just pay with your card. If you choose to make a reservation, the restaurant may require you to link your card to your Resy account.
$
Get up to $75 in statement credits each quarter on lululemon's website and at U.S.-based stores (outlet stores are excluded). Enrollment required.
$
Get up to $200 in statement credits per calendar year for Oura Ring purchases. Enrollment required. This credit can only be used to purchase an Oura Ring; it cannot be used for anything else, such as memberships, accessories, or gift cards.
$
Get a statement credit every 4 years for either up to $85 for the TSA PreCheck® application fee or up to $120 for the Global Entry application fee. Both memberships last 5 years. ($120 every 4 years = $30/yr)
$
Your Total Annual Value
$0
Annual Fee: $895
Your Net Value / Cost
$0
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| As high as 175,000 Points | $12,000 in 6 months | Feb 2026 - Present |
| As high as 175,000 Points | $8,000 in 6 months | June 2025 - Feb 2026 |
| 80,000 Points | $8,000 in 6 months | Aug 2023 - June 2025 |
| 80,000 Points | $6,000 in 6 months | Nov 2022 - Aug 2023 |
| 100,000 Points | $4,000 in 6 months | Jan 2022 - Nov 2022 |
| 100,000 Points + 10x at restaurants/Shop Small (up to $25,000)Elevated | $4,000 in 6 months | July 2021 - Jan 2022 |
| 75,000 Points + 10x at gas/supermarkets (up to $15,000) | $4,000 in 6 months | Nov 2020 - July 2021 |
