Current welcome offer
$200 Bonus Cash Back
Earn $200 bonus cash back after you spend $500 on purchases in your first 3 months from account opening.
Annual Fee
$0
How to Earn Rewards
5%
Earn 5% cash back on up to $1500 in combined purchases in bonus categories, which rotate each quarter (must activate).
5x
Earn 5% back on travel purchased through Chase Ultimate Rewards.
3%
Earn 3% back on dining at restaurants (including takeout and eligible delivery services) and drugstore purchases.
1x
Earn 1% back on all other purchases.
Benefits
Get up to $800 per claim and $1,000 per 12-month period in cell phone protection against covered theft or damage for cell phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 2 claims in a 12-month period with a $50 deductible per claim.
Get 6 months of complimentary access to DashPass– a membership for both DoorDash and Caviar – which unlocks $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027.*Opens offer details overlay
Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027
My Take
A great starter card from Chase mainly due to the bonus categories (5% back on rotating categories each quarter, on up to $1500 per quarter, 3% back on dining and drugstores) and decent welcome bonus.
Keep in mind that while this card is billed as earning cash back -- it technically earns a limited type of Chase Ultimate Rewards®. But you can combine these points with other Chase Ultimate Rewards cards to be used with transfer partners and booking travel through Chase Ultimate Rewards®. So this card is ideally paired with a Chase Sapphire Preferred® Card, Chase Sapphire Reserve® or Ink Business Preferred® Credit Card.
offer History
$200 (20k points) is the standard offer.
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