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Community Referral

Chase Freedom Flex® Credit Card

Earns Ultimate Rewards Counts Toward 5/24 Keeper Card

How to Earn Rewards

5% Cash back on rotating quarterly bonus categories (up to $1,500 in combined purchases each quarter, activation required).

5% Cash back on travel purchased through Chase Travel℠ (no cap)

3% Cash back on dining at restaurants (including takeout and eligible delivery services)

3% Cash back on drugstore purchases

1% Cash back on all other purchases

Bonus 10x Additional points when checking out with Paze at participating online merchants (up to $1,500 in purchases per month = 15,000 bonus points/month). Promo runs 5/1/2026 – 12/31/2026.

Key Benefits

Tap any benefit to see details.

Cell Phone Protection (Up to $800/Claim, $1,000/Year)

Get up to $800 per claim and $1,000 per 12-month period in cell phone protection against covered theft or damage for cell phones listed on your monthly cell phone bill (when you pay your phone bill with the card). Maximum of 2 claims in a 12-month period with a $50 deductible per claim.

6 Months Free DashPass + $10/Quarter DashPass Credit (Through Dec 31, 2027)

6 months of complimentary DashPass — a membership for both DoorDash and Caviar — which unlocks $0 delivery fees and lower service fees on eligible orders. After that, automatically enrolled in DashPass at the current monthly rate. PLUS DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027. Activate by Dec 31, 2027.

0% Intro APR for 15 Months on Purchases + Balance Transfers

0% intro APR for 15 months from account opening on purchases AND balance transfers. After the intro period, a variable APR applies.

Cash Back can be coverted to Ultimate Rewards Points if you have a Sapphire card (1 Point = $0.01)

Pair it with a Chase Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred to transfer points to Chase's airline/hotel partners (Hyatt, United, Southwest, etc.).

Trip Cancellation/Interruption Insurance

Reimbursement up to $1,500 per covered traveler and $6,000 per trip for prepaid, non-refundable passenger fares if your trip is canceled or cut short by sickness, severe weather or other covered situations.

Purchase Protection (120 Days, $500/Item) + Extended Warranty (+1 Year)

Purchase protection covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $500 per item. Extended warranty adds an additional year to eligible U.S. manufacturer's warranties of 3 years or less.

Katie's Take

Why this card might (or might not) be right for you.

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A great starter card from Chase mainly due to the bonus categories (5% back on rotating categories each quarter, on up to $1500 per quarter, 3% back on dining and drugstores).

Keep in mind that while this card is billed as earning cash back -- it technically earns a limited type of Chase Ultimate Rewards®. But you can combine these points with other Chase Ultimate Rewards cards to be used with transfer partners and booking travel through Chase Ultimate Rewards®. So this card is ideally paired with a Chase Sapphire Preferred® Card, Chase Sapphire Reserve® or Ink Business Preferred® Credit Card.

Offer History

See past welcome bonuses to gauge whether the current offer is elevated.

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Offer	Spend Req.	Date
$200 Bonus Cash Back (20K Points)	$500 in 3 months	Standard offer (current)
$250 Bonus Cash BackElevated	$500 in 3 months	Limited-time elevated; ENDED 9 AM EST April 30, 2026

Chase Freedom Flex® Credit Card

Katie's Take

Offer History

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