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Current offer:

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Annual Fee:

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This card has a few niche but great transfer partners. The biggest is new in 2025 — Citi added American Airlines as a transfer partner. Another favorite transfer partner is Choice Hotels — especially with the 1:2 ratio this card offers. That means your points double when you transfer to Choice. Another strong partner is Turkish Airways, especially for United domestic redemptions. I also really like that the extended warranty is the best of all the starter cards and offers an additional 2 years of protection on items you purchase.

An offer of 75,000 points ended in April 2025. The previous version (Citi Premier) had a standard offer of 60,000 points. We saw some 80,000 point offers as well — the last one expired in January 2023.