Annual Fee:
- If you have a Chase Sapphire Preferred® Card, you can transfer the Ink points to the Sapphire card to get all the airline and hotel transfer benefits!
Chase Ink cards are our favorite option when we have larger expenses coming that help us to meet the higher minimum spend. We love the Instacart+ benefit and the $20 per month for Instacart — an amazing perk for a no-annual fee card.
The bonus for this card is listed as cash back. But if you have a card like the Chase Sapphire Preferred® Card or Chase Ink Business Preferred® Credit Card, you can actually combine the "cash back" points with your Sapphire card. See our full guide with details on combining points here.
Want to learn more about Chase Ultimate Rewards®? Check out season 1 of Points for Normal People (our podcast) — we go into detail there. And see more ideas for how to use your points here.
Nota bene: If you have multiple business cards from Chase already, it might be harder to be approved. See data points here.
