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United Quest℠ Card
Welcome Offer
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How to Earn Rewards
10x
Total miles on eligible United flights (6x as MileagePlus member + 4x as cardholder; differs for Basic Economy)
5x
Miles on hotel stays at Renowned Hotels and Resorts when prepaid directly using your Quest Card
4x
Miles on all other eligible United® purchases
2x
Miles on travel, restaurants, and select streaming services
1x
Mile on all other purchases
Key Benefits
Tap any benefit to see details.
$200 United Travel Credit Annually (TravelBank Cash)
Automatically receive $200 in United TravelBank cash after account opening and on each account anniversary. Use on future United-operated or United Express flights. No enrollment required.
10,000-Mile Award Flight Discount Each Anniversary
Starting on your first cardmember anniversary, receive a 10,000-mile discount you can apply toward an eligible United or United Express award flight (any class). Reduces award cost in actual miles, not statement credit.
Additional 10,000-Mile Award Discount After $20,000 Calendar Year Spend
Earn an additional 10,000-mile award flight discount after $20,000 in card purchases per calendar year.
Free First and Second Checked Bags
Free first AND second checked bag for cardholder + 1 companion on same reservation, when you charge the United ticket to your card.
Group 2 Priority Boarding
Cardholders board with Group 2 (priority boarding), giving earlier access to overhead bins.
Up to $120 Global Entry / TSA PreCheck® / NEXUS Statement Credit
Statement credit of up to $120 every 4 years as reimbursement when you pay for Global Entry, TSA PreCheck® or NEXUS application fee.
Complimentary Premier® Upgrades on Award Tickets (Premier Status Required)
Cardmembers who hold MileagePlus Premier status receive complimentary Premier upgrades on award tickets.
Up to $150 Renowned Hotels Credit (Annual)
Up to $150 in statement credits each anniversary year on prepaid hotel stays through the Renowned Hotels and Resorts for United Cardmembers program. Plus exclusive perks at Renowned Hotels (e.g., $100 property credit, daily breakfast for two, room upgrades when available).
Up to $100 Rideshare Credit (Annual)
Up to $100 in rideshare credits per calendar year — $8/month January through November + $12 in December. Enroll to receive credits when you pay with your card.
Up to $80 Avis/Budget Travel Credit
$40 TravelBank cash on first 2 Avis or Budget rentals each year (up to $80 total annually).
Up to $180 Instacart Credits (Annual)
$15 monthly in Instacart credits ($10 + $5 per month = $180/year max) when you pay with your card on Instacart.
3 Months Free Instacart+ + 50% Off Annual Rate (Through Dec 31, 2027)
Complimentary 3-month Instacart+ membership, then 50% off the annual rate. Available through December 31, 2027.
10% Off Award Flights Booked With Miles
Save 10% or more on flights booked with United miles. Premier members save even more.
25% Back on Inflight Food, Beverages & WiFi
Earn 25% back as a statement credit on purchases of food, beverages, and Wi-Fi on board United-operated flights when you pay with your card.
Trip Cancellation/Interruption + Baggage + Auto Rental + Purchase Protection
Trip cancellation/interruption (up to $1,500/traveler, $6,000/trip), baggage delay ($100/day x 3 days), lost luggage ($3,000/traveler, $10,000/trip), auto rental CDW (secondary), purchase protection (90 days), extended warranty.
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
I think this card has a very steep annual fee for not too many benefits. But when the offer is good — and if you have plans to use United miles, it might make sense for you. Overall I'd generally recommend the United Explorer Card instead to start with.
Benefits Calculator
What's the United Quest℠ Card worth to you? Get a personalized estimate.
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Benefits Calculator
What's the United Quest℠ Card worth to you? Get a personalized estimate.
United Quest℠ Card Benefits Calculator
Enter your personal estimated annual value for each benefit to see a customized calculation of the card's worth.
Automatically receive $200 in United TravelBank cash after account opening and on each account anniversary. Use on future United-operated or United Express flights. No enrollment required.
$
Starting on your first cardmember anniversary, receive a 10,000-mile discount you can apply toward an eligible United or United Express award flight (any class). Reduces award cost in actual miles, not statement credit.
$
Free first AND second checked bag for cardholder + 1 companion on same reservation, when you charge the United ticket to your card. (per-use benefit — value depends on how often you'll use it)
$
Cardholders board with Group 2 (priority boarding), giving earlier access to overhead bins. (per-use benefit — value depends on how often you'll use it)
$
Statement credit of up to $120 every 4 years as reimbursement when you pay for Global Entry, TSA PreCheck® or NEXUS application fee. ($120 every 4 years = $30/yr)
$
Up to $150 in statement credits each anniversary year on prepaid hotel stays through the Renowned Hotels and Resorts for United Cardmembers program. Plus exclusive perks at Renowned Hotels (e.g., $100 property credit, daily breakfast for two, room upgrades when available).
$
Up to $100 in rideshare credits per calendar year — $8/month January through November + $12 in December. Enroll to receive credits when you pay with your card.
$
$40 TravelBank cash on first 2 Avis or Budget rentals each year (up to $80 total annually).
$
$15 monthly in Instacart credits ($10 + $5 per month = $180/year max) when you pay with your card on Instacart.
$
Complimentary 3-month Instacart+ membership, then 50% off the annual rate. Available through December 31, 2027. (one-time benefit)
$
Your Total Annual Value
$0
Annual Fee: $350
Your Net Value / Cost
$0
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 60,000 Miles and 500 Premier qualifying points | $4,000 in 3 months | Current |
| Up to 100,000 Miles + 3,000 PQPElevated | $4,000 in 3 months + add authorized user | Ended May 2026 |
| 110,000 Miles + 3,000 PQPElevated | $4,000 in 3 months | Best-ever; ran summer 2025 |
| 100,000 MilesElevated | $4,000 in 3 months | Ended August 2025 |
| 90,000 Miles | $4,000 in 3 months | Periodic elevated offer |
