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United Quest℠ Card
Welcome Offer
bonus_miles
bonus_miles_full
How to Earn Rewards
10x
Total miles on eligible United flights (6x as MileagePlus member + 4x as cardholder; differs for Basic Economy)
5x
Miles on hotel stays at Renowned Hotels and Resorts when prepaid directly using your Quest Card
4x
Miles on all other eligible United® purchases
2x
Miles on travel, restaurants, and select streaming services
1x
Mile on all other purchases
Key Benefits
Tap any benefit to see details.
$200 United Travel Credit Annually (TravelBank Cash)
Automatically receive $200 in United TravelBank cash after account opening and on each account anniversary. Use on future United-operated or United Express flights. Easy benefit (no enrollment required).
10,000-Mile Award Flight Discount Each Anniversary
Starting on your first cardmember anniversary, receive a 10,000-mile discount you can apply toward an eligible United or United Express award flight (any class). Acts like a mileage rebate — reduces award cost in actual miles, not statement credit.
Additional 10,000-Mile Award Discount After $20,000 Calendar Year Spend
Earn an additional 10,000-mile award flight discount after $20,000 in card purchases per calendar year. Combined with the anniversary discount, can total 20,000 miles in award discounts annually.
Free First and Second Checked Bags (Cardholder + 1 Companion)
Your first and second checked bags are free for you and one companion on United-operated flights. With checked bag fees now $40 each way, that can save you up to $440 per roundtrip.
Group 2 Priority Boarding (~$15-25/Flight)
Cardholders board with Group 2 (priority boarding), giving earlier access to overhead bins.
$120 Global Entry / TSA PreCheck® / NEXUS Statement Credit
Statement credit of up to $120 every 4 years as reimbursement for Global Entry, TSA PreCheck® or NEXUS application fee. Average $30/year value.
Complimentary Premier® Upgrades on Award Tickets (Premier Status Required)
Cardmembers who hold MileagePlus Premier status receive complimentary Premier upgrades on award tickets.
Up to $150 Renowned Hotels Credit (Annual)
Up to $150 in statement credits each anniversary year on prepaid hotel stays through the Renowned Hotels and Resorts for United Cardmembers program. Plus exclusive perks at Renowned Hotels (e.g., $100 property credit, daily breakfast for two, room upgrades when available).
Up to $150 JSX Credit (Annual) — Verify Status
Up to $150 in statement credits annually for JSX flights (semi-private aviation).
Up to $100 Rideshare Credit (Annual)
Up to $100 in rideshare credits per calendar year — $8/month January through November + $12 in December. Enroll to receive credits when you pay with your card. (Note: Quest's rideshare credit is lower than Club's $150.)
Up to $80 Avis/Budget Travel Credit
$40 TravelBank cash on first 2 Avis or Budget rentals each year (up to $80 total annually). Lower than Club's $100.
Up to $180 Instacart Credits (Annual)
$15 monthly in Instacart credits ($10 + $5 per month = $180/year max) when you pay with your card on Instacart. Lower than Club's $240 annual.
3 Months Free Instacart+ + 50% Off Annual Rate (Through Dec 31, 2027)
Complimentary 3-month Instacart+ membership, then 50% off the annual rate. Less generous than Club's full complimentary membership. Available through December 31, 2027.
1,000 PQP Annual Cardholder Bonus (Each Year)
1,000 bonus PQPs (Premier Qualifying Points) awarded each year within 8 weeks of February 1, starting in the calendar year following your account open date. Helps accelerate United Premier elite status.
1 PQP per $20 Spent (Up to 18,000 PQP/Year)
Earn 1 Premier Qualifying Point (PQP) for every $20 in card purchases, up to 18,000 PQP per calendar year. PQPs help reach United Premier elite status (valid through Premier 1K level). Major mid-tier card differentiator — Quest is the only United card outside the Club where you can earn this many PQPs from spending.
10% Off Award Flights Booked With Miles (NEW 2026)
Save 10% or more on flights booked with United miles. Premier members save even more. NEW 2026 benefit added across all United co-branded cards.
25% Back on Inflight Food, Beverages & WiFi
Earn 25% back as a statement credit on purchases of food, beverages, and Wi-Fi on board United-operated flights when you pay with your card.
Pay Yourself Back® for Annual Fee (25,000 Miles for $350 Credit)
Use 25,000 MileagePlus miles to receive a $350 statement credit covering the annual fee — a 1.4 cpp redemption ratio. Not the highest mileage redemption value, but useful as a 'free year' option once welcome offer is earned.
Trip Cancellation/Interruption + Baggage + Auto Rental + Purchase Protection
Trip cancellation/interruption (up to $1,500/traveler, $6,000/trip), baggage delay ($100/day x 3 days), lost luggage ($3,000/traveler, $10,000/trip), auto rental CDW (secondary), purchase protection (90 days), extended warranty.
No Foreign Transaction Fees
No foreign transaction fees on international purchases.
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
I think this card has a very steep annual fee for not too many benefits. But when the offer is good — and if you have plans to use United miles, it might make sense for you. Overall I'd generally recommend the United Explorer Card instead to start with.
Benefits Calculator
What's the United Quest℠ Card worth to you? Get a personalized estimate.
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Benefits Calculator
What's the United Quest℠ Card worth to you? Get a personalized estimate.
United Quest℠ Card Benefits Calculator
Enter your personal estimated annual value for each benefit to see a customized calculation of the card's worth.
Automatically receive $200 in United TravelBank cash after account opening and on each account anniversary. Use on future United-operated or United Express flights. Easy benefit (no enrollment required).
$
Starting on your first cardmember anniversary, receive a 10,000-mile discount you can apply toward an eligible United or United Express award flight (any class). Acts like a mileage rebate — reduces award cost in actual miles, not statement credit.
$
Your first and second checked bags are free for you and one companion on United-operated flights. With checked bag fees now $40 each way, that can save you up to $440 per roundtrip. (per-use benefit — value depends on how often you'll use it)
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Cardholders board with Group 2 (priority boarding), giving earlier access to overhead bins. (per-use benefit — value depends on how often you'll use it)
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Statement credit of up to $120 every 4 years as reimbursement for Global Entry, TSA PreCheck® or NEXUS application fee. Average $30/year value. ($30 every 4 years = $8/yr)
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Up to $150 in statement credits each anniversary year on prepaid hotel stays through the Renowned Hotels and Resorts for United Cardmembers program. Plus exclusive perks at Renowned Hotels (e.g., $100 property credit, daily breakfast for two, room upgrades when available).
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Up to $150 in statement credits annually for JSX flights (semi-private aviation).
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Up to $100 in rideshare credits per calendar year — $8/month January through November + $12 in December. Enroll to receive credits when you pay with your card. (Note: Quest's rideshare credit is lower than Club's $150.)
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$40 TravelBank cash on first 2 Avis or Budget rentals each year (up to $80 total annually). Lower than Club's $100.
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$15 monthly in Instacart credits ($10 + $5 per month = $180/year max) when you pay with your card on Instacart. Lower than Club's $240 annual.
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Complimentary 3-month Instacart+ membership, then 50% off the annual rate. Less generous than Club's full complimentary membership. Available through December 31, 2027. (one-time benefit)
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Your Total Annual Value
$0
Annual Fee: annual_fees
Your Net Value / Cost
$0
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| Up to 100,000 Miles + 3,000 PQPCurrentElevated | $4,000 in 3 months + add authorized user | Current |
| 90,000 Miles + 3,000 PQPElevated | $4,000 in 3 months | Ended second quarter 2026 |
| 70,000 Miles | Standard spend req | Long-running standard sign-up offer |
| 90,000 Miles | $4,000 in 3 months | Periodic standard offer |
| 100,000 MilesElevated | $4,000 in 3 months | Ended August 2025 |
| 110,000 Miles + 3,000 PQPElevated | $4,000 in 3 months | Best-ever; ran summer 2025 |
