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Non-Affiliate Offer
Citi Strata℠ Card
Welcome Offer
How to Earn Rewards
5x
Hotels, car rentals, and attractions booked on Citi Travel℠
3x
Supermarkets
3x
Gas stations and EV charging
3x
Select transit (rideshare, taxis, parking, tolls, trains, transit and more)
3x
Self-select category (Fitness Clubs, Streaming Services, Live Entertainment, Cosmetic Stores/Salons, or Pet Supply Stores)
2x
Restaurants
1x
All other purchases
Key Benefits
Tap any benefit to see details.
Choose Your Own 3x Bonus Category
Pick one category to earn 3x on: Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Salons, or Pet Supply Stores.
Transfer to ThankYou Travel Partners (Reduced Ratios)
Points transfer to ThankYou travel partners — but at reduced ratios compared to the Strata Premier and Strata Elite cards. To keep points alive long-term at full transfer ratios, pair this with a higher Strata product.
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
With lower transfer partner ratios than the Strata products with annual fees, this isn't necessarily one you'd want to keep all your Thank You points alive with. But the 3x on grocery stores and gas/EV charging are strong earning rates as part of a full Thank You points strategy.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 20,000 ThankYou Points | $1,000 in 3 months | May 2026 - Present |
