This content was accurate at the time of publication. Check the bank site for the most up to date information.
Current welcome offer
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Annual Fee
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How to Earn Rewards
3x
Earn 3X points on Southwest Airlines purchases.
2x
Earn 2X points on Rapid Rewards hotel and car rental partners and rideshare.
1x
Earn 1X points on all other purchases.
Benefits
Free first checked bag for Cardmembers and up to 8 additional Passengers on the same reservation.
Anniversary bonus: 6,000 bonus points on each cardholder anniversary
Select a Preferred or Standard seat within 48 hours prior to departure, when available – for Cardmembers and up to 8 additional Passengers on the same reservation.same page link to footnote reference
My Take
This card is the lower annual fee business card to help you earn a Companion Pass. The offer is also typically lower than on the Southwest® Rapid Rewards® Performance Business Credit Card. Compare the Southwest cards in our detailed card guide. It’s the one I’d pick — and pair with one of the personal cards to get a Companion Pass. For best seating benefits, pair this with a Southwest Rapid Rewards® Priority Credit Card.
Overall, you’ll always need to pay attention to your timing when applying if you’re trying to maximize the Companion Pass.
offer History
The standard offer on this card is 60,000 points after you spend $3,000 in 3 months. In Summer 2023, we saw an offer that also included a a higher tier bonus (but required an additional $12,000 of spending to get another 60k points). We saw a similar elevated offer for an additional 60k bonus points in summer 2024, but with a $15,000 spending requirement.
Eligibility checker
Is your credit score 700 or above?
Note: Data points show you'll have a better chance to be approved if you also have 2 or fewer business cards from this bank.
Are you under 5/24?
(Have you opened fewer than 5 cards in the last 24 months?)
Do you have a Chase checking account?
Have you earned the bonus on ANY Southwest business card in the past 24 months?
Do you want to apply for a card you still hold?
Can you closely track your spending and be sure NOT to meet your bonus before December 31?
Does your partner already have a SW card?
Switch Card Types
You can apply for the other SW business card. If you have Premier, you can apply for Performance (and vice versa).
Apply In Person
Your best chance for approval is if you apply in a physical branch.
Wait for 5/24
You need to wait until you are under 5/24 to apply. In the meantime, check out offers from other banks!
View Best Offers »Limit Reached
You are only eligible to hold one of each SW business card type. You can't open another of the same one you have.
View Other Offers »Wait until December 1st
Wait until Dec 1st to apply. You won't have to be so detailed oriented and can still earn a Companion Pass.
View Best Offers »Use Partner Referral
They should refer you to the card! Follow the timelines carefully.
You are Eligible!
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View Best Offers »Benefit Calculator
Southwest® Premier Business: What's It Worth to You?
Enter your personal estimated annual value for each benefit to see a customized calculation of the card's worth.
Your Total Annual Value:
Annual Fee: $149
Your Net Value / Cost:
Benefit Checklist
Southwest® Premier Business Card Benefit Checklist
A handy guide for Katie's Travel Tricks readers to maximize your card benefits.
Reminder: You receive 6,000 bonus points every year after your card account anniversary. Potential Value: ~$84.
Reminder: Reimbursement for up to 2 EarlyBird Check-Ins each anniversary year. Potential Value: $30-$50.
Reminder: 15% promo code each year.
Reminder: Better seating options on every flight (when available) within 48 hours of flight.
Reminder: On drinks & WiFi.
Reminder: $35 per bag x flights per year.
Reminder: Auto Rental Coverage, Roadside Assistance, Purchase Protection, Extended Warranty, Lost/Delayed Luggage, Travel Assistance, & Travel Accident Insurance.
Learn More About Southwest® Rapid Rewards® Premier Business Credit Card
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