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This content was accurate at the time of publication. Check the bank site for the most up to date information.

Learn How to Apply

welcome offer

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Annual Fee

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How to Earn Rewards

10x

total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually.

5x

total points on flights.

3x

points on other travel and dining.

1x

point per $1 spent on all other purchases.

Benefits

$300 annual travel credit.

TSA Precheck or Global Entry credit up to $120.

Access to Priority Pass lounges and Sapphire Lounges for cardmember + 2 guests access.

Credits for companies like StubHub, DoorDash, Restaurants, Hotels, and more!

My Take

This had a major refresh in June 2025. For some people these changes are great, for others they are tough to swallow.

The annual fee is now the highest of all premium cards. If you can use the credits/coupons — you'll come out ahead! But if they don't match your typical spending, this might not be a great card for you. Here are the key "coupons" to consider:

$300 travel credit annually (easy to use!)
Complimentary Apple TV+ and Apple Music through 6/22/27
$150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
$150 in statement credits every six months (for a maximum of $300 annually) for Stubhub or viagogo
A total of $25 per month (in 3 credits) for DoorDash + complimentary access to DashPass which unlocks $0 delivery fees and lower service fees (through December 31, 2027).

Use our benefits calculator at the bottom of this article to see if it makes sense for you!

This is one of the few cards that still gives you access to Priority Pass experiences (restaurants were discontinued as of July 1, 2024). Most other cards just give access to the lounges but if you frequent an airport with a Priority pass experience, this benefit can be worth a lot to you! It also gives access to a growing network of Sapphire Lounges.

The travel credit is also very easy to use which is a huge plus.

offer History

An offer for 100k + $500 for Chase Travel ran when it relaunched from July to late August 2025.

An offer for 75k points ended in June 2024. A publicly available online offer for 80,000 points ran in December 2022.

An offer for 100,000 points ended in 2019.

This card was launched in 2016 with a 100,000 point offer. After that the standard became 60.000.

Benefit Calculator

Chase Sapphire Reserve® Value Calculator

Chase Sapphire Reserve®: What's It Worth to You?

Enter your personal estimated annual value for each benefit to see a customized calculation of the card's worth.

$300 Annual Travel Credit Receive an automatic statement credit for travel purchases.

$

$120 Trusted Traveler Credit Fee credit for Global Entry or TSA PreCheck® every 4 years.

$

Airport Lounge Access Access to Sapphire & Priority Pass lounges for you and 2 guests.

$

Annual DoorDash Value DashPass membership ($120/yr) and $25/mo ($300/yr) in credits.

$

$120/yr Lyft Credits $10 in credits applied to your account each month.

$

$500 Annual Hotel/Resort Credit With The Edit Collection ($250 biannually).

$

$300 Annual Dining Credit Via Sapphire Reserve Exclusive Tables ($150 biannually).

$

$250 Annual Apple Subscriptions Credit for Apple TV+ and Apple Music.

$

$300 Annual StubHub Credits $150 in credits delivered biannually.

$

$120 in Peloton Credits $10 in statement credits each month on eligible memberships.

$

Travel and Purchase Protections Car Rental CDW, baggage delay insurance, emergency evacuation and transportation, emergency medical and dental benefit, extended warranty, lost luggage reimbursement, purchase protection, return protection, roadside assistance, travel accident insurance, trip cancellation/interruption insurance, trip delay reimbursement

$

Your Total Annual Value:

$0

Annual Fee: $795

Your Net Value / Cost:

-$795

Learn More About Chase Sapphire Reserve®