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welcome offer
bonus_miles
bonus_miles_full
Annual Fee
annual_fees
How to Earn Rewards
5x
points on rental cars and flights booked through Chase Travel℠
3x
points on restaurants, select streaming services, and online groceries (excluding Target, Walmart, and wholesale clubs). Note this excludes in-store grocery purchases.
2x
points on all other travel purchases outside of the Chase Travel℠.
1x
on all other purchases.
10%
point bonus annually based on your card spending, earned after you renew and pay your annual fee.
Benefits
Primary rental car insurance when you pay with the card.
No foreign transaction fees.
My Take
The Chase Sapphire Preferred® Card is THE top beginner card I recommend for miles & points. The travel protections it provides is top tier, too! Get this card early in your travel points journey, it’s a keeper. It’s the first card in my Three Year Plan.
The points you’ll earn are easy to redeem and it’s also easy to keep earning them. Our favorite use is to transfer them to Hyatt for hotel stays but you can use them for cash back, for any travel expense, or for airlines, too.
It has a fun extra benefit through December 31, 2027: $10 a month for non-restaurant purchases at DoorDash. Read here how to use this benefit.
If you want to learn more about it, check out Season 1 of my podcast — I dive into the benefits and how to use the points.
offer History
The standard bonus used to be 60,000 points but 75,000 is the new standard offer (as of June 23, 2025) since the points are now worth less via Chase Travel.
A 100,000 point offer ended in May 2025.
An offer for 60,000 points + $300 credit towards Chase Travel in the first year ran from September – early November 2024.
An offer for 75,000 points ran from early May – mid June 2024.
A publicly available online offer for 80,000 points ran from March 2023-May 2023.
An 80,000 point bonus ended in Fall 2022.
An offer for 100,000 points ended in Fall 2021.
Learn More About Chase Sapphire Preferred® Card
Complete guide to this card and its benefits
Season 1 of the podcast does a deep dive into this card, its benefits, and its rewards.
Get inspired! Here’s some ways to use these points.
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