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Current Bonus:

75,000 points

Earn 75,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel and car rentals bookings on the Citi Travel portal through June 30, 2024

Annual Fee:

$95

Citi has been very stingy with approvals for this card so this is a good one to get early on. The extended warranty is the best of all the starter cards and offers an additional 2 years of protection on items you purchase. This card often raises the bonus to 80,000 points so if you’re not in a rush for the points, it can be worth waiting for a higher offer.