Benefit Activation Checklist
Step-by-step guide to activate and maximize every benefit on this card.
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United℠ Business Card
Welcome Offer
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How to Earn Rewards
8x
Total miles on eligible United flights (6x as MileagePlus member + 2x as cardholder; differs for Basic Economy)
2x
Miles on all other eligible United® purchases, dining, gas stations, office supply stores, and local transit/commuting (including rideshare, taxis, train tickets, tolls)
1x
Mile on all other purchases
Key Benefits
Tap any benefit to see details.
5,000-Mile 'Better Together' Anniversary Bonus (with Personal United Card)
Receive a 5,000-mile anniversary bonus each year when you hold both this card and a personal Chase United credit card.
$125 United Travel Credit (After 5 Qualifying Flight Purchases)
$125 United TravelBank credit after making 5 United flight purchases of $100 or more each calendar year with your card. Threshold is 5.
2 United Club℠ One-Time Passes Annually
2 one-time United Club passes per year, usable by primary cardholder, authorized users, or guests traveling with them.
Free First Checked Bag
Free first checked bag for cardholder + 1 companion on same reservation, when you charge the United ticket to your card.
Priority Boarding
Cardholder + companions on the same reservation board United-operated flights prior to general boarding.
Up to $100 United Hotels Credit (Annual)
$50 statement credit on each of your first 2 prepaid United Hotels bookings each card anniversary year (up to $100 total).
Up to $100 JSX Credit (Annual)
Up to $100 in statement credits each anniversary year for JSX flights (semi-private aviation) booked directly with your card.
Up to $100 Rideshare Credit (Annual)
Up to $100 in rideshare credits per calendar year — $8/month January through November + $12 in December. Enrollment required (yearly opt-in).
Up to $50 Avis/Budget TravelBank Cash
$25 TravelBank cash on first 2 Avis or Budget rentals booked through cars.united.com each year (up to $50 total annually).
Up to $25 FareLock Credit (Annual)
Up to $25 statement credit each anniversary year when you purchase FareLock on a United or United Express-operated flight.
Up to $120 Instacart Credits (Annual)
$10 monthly statement credit for purchases made directly through Instacart (up to $120/year) which you have Instacart+. Available through December 31, 2027.
10% Off Award Flights Booked With Miles
Save 10% or more on flights booked with United miles. Premier members save even more.
25% Back on Inflight Food, Beverages & WiFi
Earn 25% back as a statement credit on inflight purchases of food, beverages, and Wi-Fi on United-operated flights, plus on Club premium drinks.
Trip Cancellation/Interruption + Baggage + Auto Rental + Purchase Protection
Trip cancellation/interruption insurance, baggage delay/lost luggage, auto rental collision damage waiver (secondary), roadside dispatch, purchase protection (120 days), extended warranty protection.
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
This card got more valuable in April 2026 when it added a perk of 10% off (or more) on all United award flights. That discount applies to anyone that you book for with your United miles and savings can add up for a family.
You'll also get a free checked bag and 2 United Club one-time passes per year.
Benefits Calculator
What's the United℠ Business Card worth to you? Get a personalized estimate.
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Benefits Calculator
What's the United℠ Business Card worth to you? Get a personalized estimate.
United℠ Business Card Benefits Calculator
Enter your personal estimated annual value for each benefit to see a customized calculation of the card's worth.
Receive a 5,000-mile anniversary bonus each year when you hold both this card and a personal Chase United credit card.
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$125 United TravelBank credit after making 5 United flight purchases of $100 or more each calendar year with your card. Threshold is 5.
$
2 one-time United Club passes per year, usable by primary cardholder, authorized users, or guests traveling with them.
$
Free first checked bag for cardholder + 1 companion on same reservation, when you charge the United ticket to your card. (per-use benefit — value depends on how often you'll use it)
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Cardholder + companions on the same reservation board United-operated flights prior to general boarding. (per-use benefit — value depends on how often you'll use it)
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$50 statement credit on each of your first 2 prepaid United Hotels bookings each card anniversary year (up to $100 total).
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Up to $100 in statement credits each anniversary year for JSX flights (semi-private aviation) booked directly with your card.
$
Up to $100 in rideshare credits per calendar year — $8/month January through November + $12 in December. Enrollment required (yearly opt-in).
$
$25 TravelBank cash on first 2 Avis or Budget rentals booked through cars.united.com each year (up to $50 total annually).
$
Up to $25 statement credit each anniversary year when you purchase FareLock on a United or United Express-operated flight.
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$10 monthly statement credit for purchases made directly through Instacart (up to $120/year) which you have Instacart+. Available through December 31, 2027.
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Your Total Annual Value
$0
Annual Fee: annual_fees
Your Net Value / Cost
$0
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| Up to 110,000 MilesCurrentElevated | $5,000 in 3 months + add employee card | Current limited-time elevated |
| 50,000 Miles | $5,000 in 3 months | Lower historical offer |
| 75,000 Miles | $5,000 in 3 months | Long-running historical standard offer |
| 100,000 MilesElevated | $5,000 in 3 months | Ended April 2024 |
| 125,000-135,000 Miles (with promo code/auth user)Elevated | $5,000 in 3 months | Ended June 2025 |
| 150,000 Miles (75K + 75K Tier)Elevated | $5,000 in 3 months + $20K total in 6 months | Best-ever; 2024-2025 |
