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Non-Affiliate Offer

Qatar Airways Privilege Club Signature & Infinite credit cards

Earns Avios

Welcome Offer

Up to 50K Avios (Signature) / Up to 50K Avios + 150 Qpoints (Infinite)

Both cards: standard welcome offer is up to 50,000 bonus Avios (25K after first eligible purchase + 25K after $5,000 spend in 90 days). Infinite version adds 150 Qpoints. Past elevated offers reached 70K (Signature) and 100K (Infinite) through Feb 4, 2026 — verify current offer with Cardless before publishing.

How to Earn Rewards

5x Avios per $1 on Qatar Airways purchases (INFINITE only — Signature earns 4x)

4x Avios per $1 on Qatar Airways purchases (SIGNATURE only — Infinite earns 5x)

3x Avios per $1 at restaurants (INFINITE only — Signature earns 2x)

2x Avios per $1 at restaurants (SIGNATURE only — Infinite earns 3x)

1x Avios per $1 on all other purchases (BOTH CARDS)

Key Benefits

Tap any benefit to see details.

Issued by Cardless — Does NOT Count Toward Chase 5/24

Cards are issued by Cardless / First Electronic Bank — NOT one of the typical 5/24-relevant issuers (Chase, Capital One, AmEx, Wells Fargo, Barclays, Citi, US Bank). So opening these cards doesn't 'spend' a Chase 5/24 slot. Useful for 5/24-conscious applicants who still want to earn Avios.

Automatic Privilege Club Silver (Signature) or Gold (Infinite) Status — Year 1

Automatic Privilege Club Silver (= oneworld Ruby) for the first year — priority check-in, priority boarding, preferred seating, and a 25% tier bonus on Avios. On the Infinite version, you instead get automatic Privilege Club Gold (= oneworld Sapphire) for the first year — business class lounge access on AA, Alaska, Qatar, and partners; priority everything; extra baggage allowance; and a 50% tier bonus on Avios.

Avios Transfer Freely Between 5 Airline Programs

Avios earned here are FREELY and INSTANTLY transferable between Qatar Airways Privilege Club, British Airways Executive Club, Iberia Plus, Aer Lingus AerClub, and Finnair Plus at 1:1. So you're not locked into Qatar — move Avios to whichever Avios program has the best redemption price for your trip.

$0 Foreign Transaction Fees (Both Cards)

No foreign transaction fees on international purchases — both cards. Important for an airline card.

Reward Flight Fee Waiver (INFINITE Only)

Infinite cardholders earn a Reward Flight Fee Waiver upon meeting qualifying spend. Waives booking fees on Qatar Airways award flights — meaningful savings on long-haul redemptions where carrier-imposed fees can be substantial.

Earn Qpoints from Card Spending — Fast-Track Elite Status

Earn Qpoints from card spending (separate from miles flown) to fast-track Privilege Club elite tiers. The Signature version earns 2 Qpoints per 2,000 Avios earned, while the Infinite version earns 2 Qpoints per 1,500 Avios earned (a faster track). Different from most airline cards — Qatar lets you earn elite tier credit through credit card spending alone.

Visa Infinite Luxury Hotel Collection (INFINITE Only)

Per Cardless: Infinite cardholders get Visa Infinite Luxury Hotel Collection benefits — complimentary breakfast daily, room upgrade when available, special amenity unique to each property at participating luxury hotels.

24/7 Concierge Service (INFINITE Only)

Per Cardless: Infinite cardholders have 24/7 concierge assistance for travel, dining, entertainment, and other requests.

Visa Travel & Purchase Protection Suite

Auto rental collision damage waiver, extended warranty protection (1 extra year on warranties of 3 years or less), purchase security (90-day damage/theft coverage), return protection (90 days), travel accident insurance, trip interruption/cancellation coverage, baggage insurance. Infinite has higher limits than Signature.

Cardless Mobile App Management

Cards are managed via the Cardless mobile app (iOS/Android). Modern mobile-first experience with mobile wallet integration, instant transaction alerts, and ability to lock/unlock card directly in app. Different from a traditional bank card experience.

Issued by First Electronic Bank (Cardless Platform)

Both cards issued by First Electronic Bank (Member FDIC) via the Cardless platform. Available to residents of 50 US states + DC only. Soft credit pull during pre-approval; hard pull only if you accept the offer.

First International Airline Visa Infinite Card in U.S.

Qatar Airways Privilege Club is the first international airline loyalty program to offer a Visa Infinite credit card in the U.S. market — a notable industry milestone since its launch in May 2024.

Katie's Take

Why this card might (or might not) be right for you.

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Qatar Airways now has TWO Avios-earning credit cards in the U.S., issued by Cardless: a $99 Privilege Club Visa Signature and a $499 Privilege Club Visa Infinite. Both earn Avios — which means you can transfer freely and instantly between Qatar, British Airways, Iberia, Aer Lingus, and Finnair.

The first year you hold the card you do get Privilege Club Gold which gives you Oneworld Sapphire status. This might be worth it if you have specific ways you'll use this status. It does give you lounge access on one world international flights for cardholder and one guest. You can also spend to get a reward fee waiver on award flights. But the rules on how to actually use the waiver are somewhat complex.

Overall really only makes sense if you have very specific travel plans that it will help.

Offer History

See past welcome bonuses to gauge whether the current offer is elevated.

View History Hide

Offer	Spend Req.	Date
Up to 50K Avios + 150 Qpoints (INFINITE)Current	$5K in 90 days	Standard ongoing offer: 25K + 25K + 150 Qpoints split
Up to 50K Avios (SIGNATURE)Current	$5K in 90 days	Standard ongoing offer: 25K + 25K split
80K Avios (INFINITE)Elevated	Standard spend	Limited time Nov-Dec 2024
60K Avios (SIGNATURE)Elevated	$3K in 90 days	Limited time Nov-Dec 2024
100K Avios + 150 Qpoints (INFINITE)Elevated	$6K in 90 days	Limited time elevated offer through Feb 4, 2026
70K Avios (SIGNATURE)Elevated	$3,500 in 90 days	Limited time elevated offer through Feb 4, 2026