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Non-Affiliate Offer

Navy Federal’s Visa Signature Flagship Rewards

Welcome Offer
50,000 Bonus Points

Earn 50,000 bonus points (a $500 value) when you spend $4,000 in your first 90 days. Offer valid for members who apply for a new Flagship Premier Visa Signature account between 9/10/2026 and 1/3/2027 and are approved.

How to Earn Rewards
3x Flagship Rewards points per $1 spent on travel — broadly defined to include hotels, airfare, rideshare, taxis, car rentals, RV parks, campgrounds, timeshares, parking, tolls, museums, amusement parks, golf courses, cruises
2x Flagship Rewards points per $1 spent on ALL OTHER PURCHASES — unusually generous 2x base rate (most cards have 1x base)
Key Benefits

Terms Apply

Tap any benefit to see details.

Free Amazon Prime Annual Membership
Receive a free Amazon Prime annual membership every year you hold the card. How it works: pay for Prime annually with this card, and Navy Federal refunds the charge as a statement credit.
Up to $120 Global Entry / TSA PreCheck® Statement Credit
Statement credit of up to $120 every 4 years as reimbursement when you pay for Global Entry or TSA PreCheck® application fee.
2x Points on Everything Else
This card earns 2x points on ALL non-travel purchases.
Trip Cancellation & Interruption Insurance
Reimbursement for non-refundable trip costs if your trip is cancelled or interrupted due to covered reasons. Visa Signature benefit.
Auto Rental Collision Damage Waiver
Coverage for damage and theft of rental vehicles when the rental is paid with this card and you decline the rental company's CDW. Visa Signature benefit.
Lost Luggage Reimbursement
Reimbursement for checked or carry-on luggage that is lost or damaged by a common carrier. Visa Signature benefit.
24/7 Travel & Emergency Assistance Services
Round-the-clock assistance for medical referrals, legal referrals, lost ticket replacement, emergency message services, and more while traveling. Visa Signature benefit.
Cellular Telephone Protection
Coverage for damage or theft of your cell phone (up to a per-claim limit) when you pay your wireless bill with this card.
Extended Warranty Protection
Extends manufacturer's U.S. warranty on eligible purchases.
Points Never Expire (As Long As Account Is Open)
Points don't expire as long as the account remains open.
Navy Federal Credit Union Membership Required to Apply
Must be a Navy Federal member to apply. Eligibility extends to active duty (all branches plus Coast Guard, National Guard, and Space Force), veterans (any length of service), DoD civilians (employees, contractors, retirees), reservists, ROTC, military academy cadets, DEP, immediate family (parents, grandparents, spouses, siblings, children, grandchildren) of any of the above, and household members (including roommates) of current Navy Federal members. Membership is free with a $5 minimum savings deposit.

Benefits Calculator

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Navy Federal’s Visa Signature Flagship Rewards Benefits Calculator

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Receive a free Amazon Prime annual membership every year you hold the card. How it works: pay for Prime annually with this card, and Navy Federal refunds the charge as a statement credit.
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Statement credit of up to $120 every 4 years as reimbursement when you pay for Global Entry or TSA PreCheck® application fee. ($120 every 4 years = $30/yr)
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Your Total Annual Value

Annual Fee: $49

Your Net Value / Cost

Offer History

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Offer Spend Req. Date
35,000 Points + Free Amazon Prime $3,500 in 90 days Standard
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