Advertiser Disclosure: Katie's Travel Tricks has partnered with CardRatings for our coverage of credit card products. Katie's Travel Tricks and CardRatings may receive a commission from card issuers. Editorial Disclosure: Opinions, reviews, analyses & recommendations are the author's alone.
Non-Affiliate Offer

Bank of America® Premium Rewards® credit card

Earns Cash Back Counts Toward 5/24
How to Earn Rewards
2x Points per $1 on travel and dining purchases
1.5x Points per $1 on all other purchases (one of the higher base rates among travel cards)
Key Benefits

Terms Apply

Tap any benefit to see details.

$100 Annual Airline Incidental Credit
Receive up to $100 in statement credits each year for qualifying airline incidental purchases such as seat upgrades, checked bag fees, in-flight purchases, and airline-owned lounge access.
$100 Global Entry or TSA PreCheck® Credit
Receive up to $100 in statement credits for the application fee for either Global Entry or TSA PreCheck® once every four years.
Preferred Rewards Bonus (25%–75% Point Boost)
Bank of America Preferred Rewards members earn between 25% and 75% more points on every eligible purchase, based on their tier (Gold, Platinum, Platinum Honors, or Diamond). Requires an eligible BoA personal checking account plus qualifying balances across BoA deposit and Merrill investment accounts.
Comprehensive Travel & Purchase Protections
Includes trip delay reimbursement, trip cancellation/interruption insurance, lost or delayed baggage coverage, emergency evacuation, rental car collision damage waiver, and Visa Signature® concierge plus Luxury Hotel Collection access.

Offer History

See past welcome bonuses to gauge whether the current offer is elevated.

View History Hide
Offer Spend Req. Date
60,000 Points $4,000 in 90 days Present (standard offer, April 2026)

Related Articles

Best Credit Card for Lounge Access {With Dynamic Charts}
Credit Card Benefits
Best Credit Card for Lounge Access {With Dynamic Charts}

Advertiser Disclosure

Advertiser Disclosure katiestraveltricks.com has partnered with CardRatings for our coverage of credit card products. katiestraveltricks.com and CardRatings may receive a commission from our partners. American Express is a katiestraveltricks.com advertiser. We may earn compensation when you click on a link, when an application is approved, or when an account is opened. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. For Capital One products listed on this page, some benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

Editorial Disclosure Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed, or approved by any of these entities. This content has not been provided or commissioned by any bank advertiser.

User Generated Content (UGC) Disclosure Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

Points for normal people.

Advertiser and Editorial Disclosure
Go to Top