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Non-Affiliate Offer

U.S. Bank Altitude® Connect Visa Signature® Card

Earns U.S. Bank Altitude Counts Toward 5/24 Keeper Card Part of 3-Year Plan

Welcome Offer

20,000 Bonus Points

Earn 20,000 bonus points after spending $1,000 on net purchases in the first 90 days from account opening.

How to Earn Rewards

5x U.S. Bank Altitude points per $1 on PREPAID hotels and car rentals booked directly in the U.S. Bank Travel Center (also called Altitude Rewards Center) with this card

4x U.S. Bank Altitude points per $1 on travel purchases (general travel category)

4x U.S. Bank Altitude points per $1 at gas stations and EV charging stations — CAPPED at first $1,000 each quarter ($4,000/year max at 4x). Above that = 1x.

2x U.S. Bank Altitude points per $1 on dining, streaming services, and groceries — EXCLUDES discount stores/supercenters (Walmart, Target) and wholesale clubs (Costco, Sam's Club)

1x U.S. Bank Altitude point per $1 on all other eligible purchases

Key Benefits

Tap any benefit to see details.

4 Complimentary Priority Pass™ Visits Per Year (1,700+ Lounges + Restaurants + Spas)

4 free Priority Pass visits per year at over 1,700 airport lounges, restaurants, and experiences worldwide. Visits can be used at restaurants, lounges, participating spas, and gaming lounges, so restaurant access is a great perk in cities without airport lounges. Cardholder plus guest sharing available. After your 4 free visits, it's $35 per person per visit. A rare benefit for a no-annual-fee card. Enroll at prioritypass.com/usbankaltitudeconnect once you get the card.

Up to $100 Statement Credit for Global Entry® or TSA PreCheck® (Every 4 Years)

Up to $100 statement credit for Global Entry application fee ($120 - covers $100 of it; $20 remaining out of pocket) OR TSA PreCheck ($85 - FULLY COVERED). Available once every 4 years per cardholder.

Trip Cancellation and Interruption Insurance

Reimbursement for non-refundable trip costs if your trip is cancelled or interrupted due to covered reasons. Visa Signature benefit.

Trip Delay Reimbursement (2+ Hour Delays)

Reimbursement for reasonable expenses (meals, lodging, etc.) when your trip is delayed for more than 2 hours.

SmartDelay — Free Lounge Access During Flight Delays

SmartDelay benefit provides complimentary lounge access during flight delays.

Auto Rental Collision Damage Waiver (Visa Signature)

Coverage for damage and theft of rental vehicles when the rental is paid with this card and you decline the rental company's CDW. Visa Signature benefit.

Points Never Expire (As Long As Account Is Active)

Per U.S. Bank: 'Points do not expire as long as the account remains active.' No 'use it or lose it' deadline.

Katie's Take

Why this card might (or might not) be right for you.

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This might be the best no-annual fee card out there!

You'll get 4 Priority Pass visits a year (you can share with a guest) and that even includes access to Priority Pass restaurants. That makes this a great option for people who only occasionally visit airports with lounges or people who want to specifically gain access to Priority Pass restaurants.

You'll also get $100 every 4 years for TSA Precheck or Global Entry. That won't totally cover Global Entry but does fully cover Precheck.

The points themselves aren't particularly valuable — most people will probably choose to cash them out. For 10,000 points you'd get $80. But this card is easily a long term keeper just for the benefits.

Lounge Access Details

Networks Included

Priority Pass

Priority Pass Scope

Lounges + Experiences + Restaurants

Guest Access

4 Priority Pass visits per year total; one visit can cover cardholder plus kids

Authorized Users

$0 annual fee. 4 PP visits per year total across lounges, experiences, and restaurants combined. Includes PP Restaurants and Experiences — rare for a no-AF card.

Benefits Calculator

What's the U.S. Bank Altitude® Connect Visa Signature® Card worth to you? Get a personalized estimate.

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U.S. Bank Altitude® Connect Visa Signature® Card Benefits Calculator

Enter your personal estimated annual value for each benefit to see a customized calculation of the card's worth.

4 Complimentary Priority Pass™ Visits Per Year (1,700+ Lounges + Restaurants + Spas) 4 free Priority Pass visits per year at over 1,700 airport lounges, restaurants, and experiences worldwide. Visits can be used at restaurants, lounges, participating spas, and gaming lounges, so restaurant access is a great perk in cities without airport lounges. Cardholder plus guest sharing available. After your 4 free visits, it's $35 per person per visit. A rare benefit for a no-annual-fee card. Enroll at prioritypass.com/usbankaltitudeconnect once you get the card.

Up to $100 Statement Credit for Global Entry® or TSA PreCheck® (Every 4 Years) Up to $100 statement credit for Global Entry application fee ($120 - covers $100 of it; $20 remaining out of pocket) OR TSA PreCheck ($85 - FULLY COVERED). Available once every 4 years per cardholder. ($100 every 4 years = $25/yr)

Your Total Annual Value

Annual Fee: $0

Your Net Value / Cost

Offer History

See past welcome bonuses to gauge whether the current offer is elevated.

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Offer	Spend Req.	Date
20,000 Bonus Points	$1,000 in 90 days	Current public standard offer (May 2026)
50,000 Bonus PointsElevated	Standard spend	Highest documented offer; available when card refreshed in fall 2024 (when $95 AF was dropped to $0)
30,000 Bonus PointsElevated	Standard spend	Past elevated offer; ended November 2025