Benefit Activation Checklist
Step-by-step guide to activate and maximize every benefit on this card.
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Non-Affiliate Offer
U.S. Bank Altitude® Connect Visa Signature® Card
Welcome Offer
20,000 Bonus Points
Earn 20,000 bonus points after spending $1,000 on net purchases in the first 90 days from account opening.
How to Earn Rewards
5x
U.S. Bank Altitude points per $1 on PREPAID hotels and car rentals booked directly in the U.S. Bank Travel Center (also called Altitude Rewards Center) with this card
4x
U.S. Bank Altitude points per $1 on travel purchases (general travel category)
4x
U.S. Bank Altitude points per $1 at gas stations and EV charging stations — CAPPED at first $1,000 each quarter ($4,000/year max at 4x). Above that = 1x.
2x
U.S. Bank Altitude points per $1 on dining, streaming services, and groceries — EXCLUDES discount stores/supercenters (Walmart, Target) and wholesale clubs (Costco, Sam's Club)
1x
U.S. Bank Altitude point per $1 on all other eligible purchases
Key Benefits
Tap any benefit to see details.
4 Complimentary Priority Pass™ Visits Per Year (1,700+ Lounges + Restaurants + Spas)
4 free Priority Pass visits per year at over 1,700 airport lounges, restaurants, and experiences worldwide. Visits can be used at restaurants, lounges, participating spas, and gaming lounges, so restaurant access is a great perk in cities without airport lounges. Cardholder plus guest sharing available. After your 4 free visits, it's $35 per person per visit. A rare benefit for a no-annual-fee card. Enroll at prioritypass.com/usbankaltitudeconnect once you get the card.
Up to $100 Statement Credit for Global Entry® or TSA PreCheck® (Every 4 Years)
Up to $100 statement credit for Global Entry application fee ($120 - covers $100 of it; $20 remaining out of pocket) OR TSA PreCheck ($85 - FULLY COVERED). Available once every 4 years per cardholder. Worth $25/year amortized.
GigSky 5GB / 15-Day Complimentary Global Data Plan Every Month
GigSky 5GB / 15-day complimentary global mobile data plan every month for use in over 175 countries, plus a 20% discount on additional plans. There's no maximum on how many times the complimentary plans can be redeemed annually, though a new plan can't be activated until the prior plan's 15-day duration has expired — effectively up to 24 free 15-day plans per year. Excellent for international travelers who would otherwise pay carrier roaming fees ($10-15 per day).
No Foreign Transaction Fees
$0 foreign transaction fees on international purchases. Significant feature for a no-AF travel card.
$0 Annual Fee — Reduced from $95 in Fall 2024
No annual fee. The card was previously $95 until fall 2024, when U.S. Bank dropped the fee to $0 alongside a card refresh. Significant value, since most cards with comparable benefits charge $95 or more.
Trip Cancellation and Interruption Insurance
Reimbursement for non-refundable trip costs if your trip is cancelled or interrupted due to covered reasons. Visa Signature benefit.
Trip Delay Reimbursement (2+ Hour Delays)
Reimbursement for reasonable expenses (meals, lodging, etc.) when your trip is delayed for more than 2 hours.
SmartDelay — Free Lounge Access During Flight Delays
SmartDelay benefit provides complimentary lounge access during flight delays.
Auto Rental Collision Damage Waiver (Visa Signature)
Coverage for damage and theft of rental vehicles when the rental is paid with this card and you decline the rental company's CDW. Visa Signature benefit.
0% Intro APR on Balance Transfers for 12 Billing Cycles
0% intro APR on balance transfers for 12 billing cycles. After intro: 17.24-28.24% variable APR. Balance transfer fee: 3% / $5 minimum. Useful for moving high-interest debt with low cost.
Visa Signature® Premium Benefits Suite
Standard Visa Signature benefits including travel & emergency assistance, lost luggage reimbursement, roadside dispatch, 24/7 concierge, Visa Signature Luxury Hotel Collection access.
Points Never Expire (As Long As Account Is Active)
Per U.S. Bank: 'Points do not expire as long as the account remains active.' No 'use it or lose it' deadline.
Counts Toward Chase 5/24 (U.S. Bank Consumer Card Opening)
As a U.S. Bank consumer card opening, this card DOES count toward Chase's 5/24 rule (5 personal cards opened in past 24 months). Plan timing if you're trying to stay under 5/24 for a Chase card application.
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
This might be the best no-annual fee card out there!
You'll get 4 Priority Pass visits a year (you can share with a guest) and that even includes access to Priority Pass restaurants. That makes this a great option for people who only occasionally visit airports with lounges or people who want to specifically gain access to Priority Pass restaurants.
You'll also get $100 every 4 years for TSA Precheck or Global Entry. That won't totally cover Global Entry but does full cover Precheck.
The points themselves aren't particularly valuable — most people will probably choose to cash them out. For 10,000 points you'd get $80. But this card is easily a long term keeper just for the benefits.
Lounge Access Details
Networks Included
Priority Pass
Priority Pass Scope
Lounges + Experiences + Restaurants
Guest Access
4 Priority Pass visits per year total; one visit can cover cardholder plus kids
Authorized Users
No
$0 annual fee. 4 PP visits per year total across lounges, experiences, and restaurants combined. Includes PP Restaurants and Experiences — rare for a no-AF card.
Benefits Calculator
What's the U.S. Bank Altitude® Connect Visa Signature® Card worth to you? Get a personalized estimate.
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Benefits Calculator
What's the U.S. Bank Altitude® Connect Visa Signature® Card worth to you? Get a personalized estimate.
U.S. Bank Altitude® Connect Visa Signature® Card Benefits Calculator
Enter your personal estimated annual value for each benefit to see a customized calculation of the card's worth.
4 free Priority Pass visits per year at over 1,700 airport lounges, restaurants, and experiences worldwide. Visits can be used at restaurants, lounges, participating spas, and gaming lounges, so restaurant access is a great perk in cities without airport lounges. Cardholder plus guest sharing available. After your 4 free visits, it's $35 per person per visit. A rare benefit for a no-annual-fee card. Enroll at prioritypass.com/usbankaltitudeconnect once you get the card.
$
Up to $100 statement credit for Global Entry application fee ($120 - covers $100 of it; $20 remaining out of pocket) OR TSA PreCheck ($85 - FULLY COVERED). Available once every 4 years per cardholder. Worth $25/year amortized. ($100 every 4 years = $25/yr)
$
Your Total Annual Value
$0
Annual Fee: $0
Your Net Value / Cost
$0
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 20,000 Bonus PointsCurrent | $1,000 in 90 days | Current public standard offer (May 2026) |
| 50,000 Bonus PointsElevated | Standard spend | Highest documented offer; available when card refreshed in fall 2024 (when $95 AF was dropped to $0) |
| 30,000 Bonus PointsElevated | Standard spend | Past elevated offer; ended November 2025 |
