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Non-Affiliate Offer

Navy Federal’s Visa Signature Flagship Rewards

Counts Toward 5/24 Keeper Card
Welcome Offer
35,000 Points + Free Amazon Prime ($489 Combined Value)

Earn 35,000 bonus points (a $350 value) after spending $3,500 within 90 days of opening your account. PLUS receive a FREE Amazon Prime® annual membership (a $139 value). Combined welcome offer worth $489. Offer valid for accounts applied for between 1/2/2026 - 6/30/2026.

How to Earn Rewards
3x Flagship Rewards points per $1 spent on travel — broadly defined to include hotels, airfare, rideshare, taxis, car rentals, RV parks, campgrounds, timeshares, parking, tolls, museums, amusement parks, golf courses, cruises
2x Flagship Rewards points per $1 spent on ALL OTHER PURCHASES — unusually generous 2x base rate (most cards have 1x base)
Key Benefits

Tap any benefit to see details.

Free Amazon Prime Annual Membership
Receive a free Amazon Prime annual membership every year you hold the card. How it works: pay for Prime annually with this card, and Navy Federal refunds the charge as a statement credit.
Up to $120 Global Entry / TSA PreCheck® Statement Credit
Statement credit of up to $120 every 4 years as reimbursement when you pay for Global Entry or TSA PreCheck® application fee.
2x Points on Everything Else
This card earns 2x points on ALL non-travel purchases.
Trip Cancellation & Interruption Insurance
Reimbursement for non-refundable trip costs if your trip is cancelled or interrupted due to covered reasons. Visa Signature benefit.
Auto Rental Collision Damage Waiver
Coverage for damage and theft of rental vehicles when the rental is paid with this card and you decline the rental company's CDW. Visa Signature benefit.
Lost Luggage Reimbursement
Reimbursement for checked or carry-on luggage that is lost or damaged by a common carrier. Visa Signature benefit.
24/7 Travel & Emergency Assistance Services
Round-the-clock assistance for medical referrals, legal referrals, lost ticket replacement, emergency message services, and more while traveling. Visa Signature benefit.
Cellular Telephone Protection
Coverage for damage or theft of your cell phone (up to a per-claim limit) when you pay your wireless bill with this card.
Extended Warranty Protection
Extends manufacturer's U.S. warranty on eligible purchases.
Points Never Expire (As Long As Account Is Open)
Points don't expire as long as the account remains open.
Navy Federal Credit Union Membership Required to Apply
Must be a Navy Federal member to apply. Eligibility extends to active duty (all branches plus Coast Guard, National Guard, and Space Force), veterans (any length of service), DoD civilians (employees, contractors, retirees), reservists, ROTC, military academy cadets, DEP, immediate family (parents, grandparents, spouses, siblings, children, grandchildren) of any of the above, and household members (including roommates) of current Navy Federal members. Membership is free with a $5 minimum savings deposit.

Benefits Calculator

What's the Navy Federal’s Visa Signature Flagship Rewards worth to you? Get a personalized estimate.

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Navy Federal’s Visa Signature Flagship Rewards Benefits Calculator

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Receive a free Amazon Prime annual membership every year you hold the card. How it works: pay for Prime annually with this card, and Navy Federal refunds the charge as a statement credit.
$
Statement credit of up to $120 every 4 years as reimbursement when you pay for Global Entry or TSA PreCheck® application fee. ($120 every 4 years = $30/yr)
$

Your Total Annual Value

Annual Fee: $49

Your Net Value / Cost

Offer History

See past welcome bonuses to gauge whether the current offer is elevated.

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Offer Spend Req. Date
35,000 Points + Free Amazon Prime ($489 Combined Value)Elevated $3,500 in 90 days Current offer (May 2026); valid 1/2/2026 - 6/30/2026

Advertiser Disclosure

Advertiser Disclosure katiestraveltricks.com has partnered with CardRatings for our coverage of credit card products. katiestraveltricks.com and CardRatings may receive a commission from our partners. American Express is a katiestraveltricks.com advertiser. We may earn compensation when you click on a link, when an application is approved, or when an account is opened. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. For Capital One products listed on this page, some benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

Editorial Disclosure Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed, or approved by any of these entities. This content has not been provided or commissioned by any bank advertiser.

User Generated Content (UGC) Disclosure Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

Points for normal people.

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