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Chase Freedom Unlimited® Card
Welcome Offer
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How to Earn Rewards
5%
Cash back on travel purchased through Chase Travel℠
3%
Cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
1.5%
Cash back on all other purchases
Bonus 10x
Additional points when checking out with Paze at participating online merchants (up to $1,500 in purchases per month = 15,000 bonus points/month). Promo runs 5/1/2026 – 12/31/2026.
Key Benefits
Tap any benefit to see details.
Combine Cash Back into Ultimate Rewards Points
Cash back earned on this card is technically Ultimate Rewards points ($1 cash back = 100 points). When paired with a Chase Sapphire Preferred or Sapphire Reserve, you can pool points and unlock 1:1 transfers to Chase's airline and hotel partners — turning the Freedom Unlimited's everyday earnings into transferable travel rewards.
0% Intro APR on Purchases (15 Months)
0% intro APR on purchases for 15 months. After that, a variable APR applies. Useful if you need to spread out a large purchase over time.
Extended Warranty Protection
Extends the manufacturer's US warranty by an additional year on eligible warranties of 3 years or less.
Purchase Protection
Covers eligible new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
No Annual Fee
$0 annual fee — keep it forever without worrying about whether you're earning back the AF.
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
This is a great way to boost your Ultimate Rewards® earnings! This is especially a great option for people who are just getting into points as they build credit or for college students.
It even includes some nice benefits like extended warranty protection and purchase protection.
If you have a Chase Sapphire Preferred® Card, you can transfer the Freedom points to the Sapphire card to get all the airline and hotel transfer benefits. You can even save up all the cash back you're earning until you get a Sapphire card.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| $200 Cash BackCurrent | $500 in 3 months | Standard offer (current as of May 1, 2026 — reverted from $250 elevated) |
| $250 Cash BackElevated | Standard spend req | Ended May 2025 |
| $300 Cash BackElevated | Standard spend req | Ended January 15, 2026 |
| $250 Cash BackElevated | $500 in 3 months | Limited-time elevated; ran March 17 - April 30, 2026 9 AM EST |
