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The New IHG One Rewards Business Credit Card
Welcome Offer
How to Earn Rewards
10x
for each $1 spent on qualifying purchases made at hotels participating in IHG One Rewards
5x
for each $1 spent on gas stations, dining at restaurants including takeout and eligible delivery services, and social media and search engine advertising, plus all travel and office supply stores through 12/31/26. Starting 1/1/27, travel earns 5x only on airline tickets purchased directly with the airline and car rental agencies; all other travel and office supply stores earn 3x.
3x
for each $1 spent on all other purchases
Key Benefits
Tap any benefit to see details.
Anniversary Free Night (up to 50,000 Points)
Each cardmember anniversary, after paying the annual fee, you receive a free night certificate worth up to 50,000 IHG points. You can top off the certificate with extra points to redeem at hotels charging more than 50,000 points.
4th Reward Night Free on Consecutive 4-Night IHG Stays
Enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG hotel stay.
Automatic IHG Platinum Elite Status
Automatic IHG One Rewards Platinum Elite status as long as you remain a Business cardmember.
Up to $120 Global Entry / TSA PreCheck® / NEXUS Statement Credit
Statement credit of up to $120 every 4 years as reimbursement when you pay for Global Entry, TSA PreCheck® or NEXUS application fee.
Up to $100 in Annual IHG Food & Beverage Rewards
One Food & Beverage Reward voucher of up to $25 each calendar quarter (January - March; April - June; July - September; October - December) to be redeemed for credit against eligible food and beverage on your room bill at participating IHG Hotels & Resorts
$100 Annual Statement Credit on flights booked with the airline through 12/31/27
A statement credit of $100 per calendar year when you make a purchase of at least $250 with your IHG One Rewards Business Credit Card on flight tickets booked directly with the airline through 12/31/27.
Up to $100 Annual Expensify Statement Credit
A statement credit for qualifying purchases made directly with Expensify, up to $100 per calendar year.
15 Automatic Elite Night Credits each year
15 Elite Night Credits (“ENC”) in your IHG One Rewards account within 6-8 weeks upon opening your IHG One Rewards Business Credit Card from Chase®. After that, the 15 ENCs will be deposited into your IHG One Rewards account by February 1 each calendar year.
Spend Bonuses
Various spend bonuses for reaching thresholds within a calendar year: $25,000 (5 ENC + 20,000 points), $50,000 (Diamond Elite status, starting 1/1/2027), $60,000 (One free night worth up to 50k). You'll also get 2 Elite Night Credits for every $5,000 spent.
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
You will get TSA Precheck or Global Entry, Platinum Elite status (which can give you room upgrades), and 4th night free when you book with points. You'll also get a free night certificate every year on account anniversary which is a nice perk.
The food and beverage credits are harder to use since they are only doled out quarterly.
Benefits Calculator
What's the The New IHG One Rewards Business Credit Card worth to you? Get a personalized estimate.
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Benefits Calculator
What's the The New IHG One Rewards Business Credit Card worth to you? Get a personalized estimate.
The New IHG One Rewards Business Credit Card Benefits Calculator
Enter your personal estimated annual value for each benefit to see a customized calculation of the card's worth.
Each cardmember anniversary, after paying the annual fee, you receive a free night certificate worth up to 50,000 IHG points. You can top off the certificate with extra points to redeem at hotels charging more than 50,000 points.
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Enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG hotel stay. (per-use benefit — value depends on how often you'll use it)
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Automatic IHG One Rewards Platinum Elite status as long as you remain a Business cardmember.
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Statement credit of up to $120 every 4 years as reimbursement when you pay for Global Entry, TSA PreCheck® or NEXUS application fee. ($120 every 4 years = $30/yr)
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One Food & Beverage Reward voucher of up to $25 each calendar quarter (January - March; April - June; July - September; October - December) to be redeemed for credit against eligible food and beverage on your room bill at participating IHG Hotels & Resorts
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A statement credit of $100 per calendar year when you make a purchase of at least $250 with your IHG One Rewards Business Credit Card on flight tickets booked directly with the airline through 12/31/27.
$
A statement credit for qualifying purchases made directly with Expensify, up to $100 per calendar year.
$
15 Elite Night Credits (“ENC”) in your IHG One Rewards account within 6-8 weeks upon opening your IHG One Rewards Business Credit Card from Chase®. After that, the 15 ENCs will be deposited into your IHG One Rewards account by February 1 each calendar year.
$
Your Total Annual Value
$0
Annual Fee: $200
Your Net Value / Cost
$0
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 140,000 Bonus Points | $4,000 in 3 months | Standard |
| Up to 200,000 Bonus Points (140K + 60K)Elevated | $4,000 in 3 months, then $9,000 total in 6 months | Ended April 30, 2026 |
| Up to 200,000 Bonus PointsElevated | $9,000 total spend | Ended October 2025 |
| Up to 200,000 Bonus PointsElevated | $9,000 total spend | Ended May 2025 |
| 175,000 Bonus PointsElevated | — | Ended May 16, 2024 |
| 165,000 Bonus PointsElevated | — | Ended June 2023 |
