Current welcome offer
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bonus_miles_full
Annual Fee
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Terms apply to American Express benefits and offers. Enrollment is required for select benefits. Visit americanexpress.com
How to Earn Rewards
12x
on eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
6x
on U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
4x
on U.S. Online Retail Purchases.
3x
on all other eligible purchases on your Card.
Benefits
Enjoy complimentary Hilton Honors™ Gold status with your Card.
Get up to $200 back each year (Get up to $50 in statement credits each quarter) on eligible Hilton purchases after you use your Hilton Honors American Express Surpass® Card.
Enjoy complimentary National Car Rental® Emerald Club Executive® status. Enrollment in the complimentary Emerald Club® program is required. Terms apply.
My Take
If you stay at Hilton regularly, it's easy to recoup the annual fee on this card. Just keep in mind that Hilton has been really raising rates for a lot of properties so the points sometimes don't go as far as you might hope.
offer History
Ended 7/19/23: 130k points + free night award after spending $2,000.
Ended 1/17/24: Earn 170k points.
Ended 7/31/24 130k points + free night certificate after spending $3,000.
Ended 4/28/25: 130k points + free night certificate after spending $3,000.
Benefit Calculator
Hilton Honors Surpass® Card: What's It Worth to You?
Enter your personal estimated annual value for each benefit to see a customized calculation of the card's worth.
Your Total Annual Value:
Annual Fee: $150
Your Net Value / Cost:
Learn More About Hilton Honors American Express Surpass® Card
Read all about the Hilton credit cards.
Get inspired with ideas on how to use these points!
See how you can earn even more Hilton points.
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