Capital One Spark Cash2025-06-11T14:53:38-05:00

This content was accurate at the time of publication. Check the airline site for the most up to date information.

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Advertiser Disclosure

Current Bonus

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Annual Fee

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How to Earn Rewards

5%

Cash Back on hotels and rental cars booked through Capital One Travel.

2%

Cash Back on every purchase.

Benefits

Free employee cards, which also earn unlimited 2% cash back on all purchases.

Rewards won’t expire for the life of the account, and you can redeem your cash back for any amount.

No foreign transaction fees.

My Take

The most important thing to know right off the bat is that this card DOES report to personal credit reports even though it is a business card. That means it does add to your 5/24 count.

That being said, this is a very high offer for a card that has $0 intro annual fee — if you can meet that spend requirement.

You could redeem that as cash back — or if you have a card that earns Venture miles you’ll be able to move your cash back over to Venture miles and from there, transfer them to a variety of travel partners. If you move $1500 cash back over, it becomes 150,000 Venture miles.

Bonus History

Previously this card offered $750 cash back after spending $7500 in 3 months.

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