American Express® Business Gold Card2025-09-10T16:10:28-05:00

This content was accurate at the time of publication. Check the bank site for the most up to date information.

Advertiser Disclosure

Current welcome offer

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Annual Fee

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How to Earn Rewards

4x

points on your top 2 eligible categories each month up to $150,000 per calendar year.

3x

points on flights & pre-paid hotels booked on AmexTravel.com.

1x

points on other eligible purchases.

Benefits

$240 Flexible Business Credit: Up to $20 in monthly statement credits after you use your Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. Enrollment required.

Walmart+ Monthly Membership Credit: Statement credit for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with your Business Gold Card. Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.

My Take

If you're new, I'd prioritize the ​Ink cards. But if you have been at this a while and can't open Ink cards right now, or want to take a breather from Chase, this can be a solid offer and way to earn some Membership Rewards.

I also like that American Express generally doesn't run a hard pull on your credit report if you are an existing customer so this should not have any affect on your credit score at all.

Rates and Fees

offer History

Offers on this card have fluctuated widely in the past due to link targeting. The most recent high was 200,000 Membership Rewards after spending $15,000 in 3 months. Usually the offer is at least 100,000.

Benefit Calculator

The Amex Business Gold Card® Benefit Calculator

The Amex Business Gold Card®: What's It Worth to You?

Enter your personal estimated annual value for each benefit to see a customized calculation of the card's worth.

$240 Flexible Business Credit$20 per month at FedEx, Grubhub & office supply stores
$
$155 Walmart+ CreditCovers the monthly membership fee ($12.95/mo)
$
$100 Hotel Collection CreditOn qualifying stays of 2+ nights
$

Your Total Annual Value:

$0

Annual Fee: $375

Your Net Value / Cost:

-$375

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