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This content was accurate at the time of publication. Check the bank site for the most up to date information.

  • Current Bonus:

    Earn 80,000 bonus miles + 2,000 Premier qualifying points (PQP)

    Earn 80,000 bonus miles + 2,000 Premier qualifying points (PQP) after you spend $5,000 on purchases in the first 3 months your account is open.

    Annual Fee:

    $695

    This is a very high annual fee card that really only makes sense for people who are extremely loyal to United and want to get specific United Club Access.
  • Current Bonus:

    50,000 points

    Earn 50,000 bonus HawaiianMiles® after spending $4,000 on purchases within the first 90 days.

    Annual Fee:

    $99

    Good option for Atmos points without affecting your 5/24 count
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    The standard sign up offer for this card, with little fluctuation, is 15,000 with a $3,000 spending requirement. In June through October 2023 there was no sign up offer at all.
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    Hold on to your Membership Rewards points indefinitely without paying an annual fee. Otherwise nothing about it is too exciting. Note that you might be able to occasionally get a targeted offer to your snail mail or email for a higher offer for this card.
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    Opening this business card versus one of the personal Marriott cards will help you stay under 5/24 longer and that's the main benefit of this card. I do like the annual free night certificate, too — and that you can top it off with up to 15k points.
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    This is a great way to earn a Hilton points and not affect your 5/24 status! Hilton points are especially valuable when you can stay 5 nights — the 5th night will be free.
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    The annual fee is on the higher side, but if you’re traveling a lot on Delta, the benefits can definitely outweigh the cost. Plus, the card can help you earn Medallion status faster, which means even more perks.