welcome offer:

Earn 50,000 points

after you spend $1,000 on purchases in the first 3 months from account opening

Annual Fee:

annual_fees
  • $75 annual statement credit for Southwest purchases
  • 4 upgraded boardings per year
  • 7500 points per year on your card member anniversary
  • 3x earning on Southwest flights; 2x on local transit, internet, cable, phone services, and select streaming
  • 1,500 Tier Qualifying Points for every $5,000 spent
  • Check your Companion Pass strategy before applying

This can be paired with a Business card to easily earn a Southwest Companion Pass and BOGO travel for even longer!

This is my favorite of the Southwest credit cards due to the perks. You’ll easily make up the annual fee with the $75 Southwest credit (we use ours to pay our award taxes), anniversary bonus points, and 4 upgraded boardings.

Southwest offers 3 personal credit cards with different annual fees — they usually have identical offers. Offers change throughout the year typically offering 40,000-75,000 bonus points. Higher bonus points usually require higher spending. The past few years in early Spring, an offer appears that also includes a promotional Companion Pass.