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Annual Fee:
- Cell phone protection included when you pay your bill with this card
- No foreign transaction fees
- Earn up to 16x points on stays at participating Choice Hotels properties when you use your Choice Privileges Mastercard
- Earn 3x points on purchases at gas stations, grocery stores, home improvement stores, and on phone plan services
- Automatic Gold Elite Status
Typically, the sign up offer is either 40K or 60K Choice Points with an $1,000 spending requirement. For the second half of 2024, the offer jumped up 70K points before returning to 40K points in the beginning of 2025.