Annual Fee:
- Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable, social media and search engine advertising, and phone services
- Travel Benefits: Points are worth more when you redeem for travel through Chase Travel(SM), No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
- Get up to $1,000 per claim in cell phone protection against covered theft or damage for cell phones listed on your monthly cell phone bill when you pay it with your eligible credit card.
Learn more about this card here. Learn more about qualifying for business cards here (even without an LLC business)
Chase Ink cards are our favorite option when we have larger expenses coming that help us to meet the higher minimum spend. This card will allow you to transfer its points to all of Chase’s travel partners like Hyatt, United, Southwest, and more.
I also love the 3x earning on travel expenses and no foreign transaction fees — along with a good suite of benefits.
This card used to offer 100k points but required a $15,000 spend. An offer for 120,000 points after spending $8000 in three months ran from July to early September 2024. For most of 2025, the offer has been for 90k points with an $8000 spending requirement.
