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Chase Freedom Flex® Credit Card

welcome offer:

$200 bonus cash back

EARN A $200 BONUS after spending $500 on purchases in your first 3 months from account opening.opens overlay to offer details

All information about this card has been collected independently by Katie's Travel Tricks.

Annual Fee:

$0

  • Includes cell phone protection if you pay your bill with the card

  • Rotating quarterly categories earn 5x total points on up to $1,500 when activated.
  • Earn 5% back on travel purchased through Chase Ultimate Rewards
  • Earn 3% back on dining at restaurants (including takeout and eligible delivery services) and drugstore purchases
  • Earn 1% back on all other purchases.

My Take

A great starter card from Chase mainly due to the bonus categories (5% back on rotating categories each quarter, on up to $1500 per quarter, 3% back on dining and drugstores) and decent welcome bonus.

Keep in mind that while this card is billed as earning cash back — it technically earns a limited type of Chase Ultimate Rewards®. But you can combine these points with other Chase Ultimate Rewards cards to be used with transfer partners and booking travel through Chase Ultimate Rewards®. So this card is ideally paired with a Chase Sapphire Preferred® Card, Chase Sapphire Reserve® or Ink Business Preferred® Credit Card.

$200 (20k points) is the standard offer.