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The Business Platinum Card® from American Express

welcome offer:

bonus_milesbonus_miles_fullLearn How to Apply

 

This direct (non-affiliate) link shows some people a higher 250-300k offer.

Annual Fee:

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(Terms Apply | Rates & Fees)

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com

  • The American Express Global Lounge Collection(R) can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 10/2024. Access is limited to eligible Card Members.
  • Unlock over $2,000 in statement credits with business and travel benefits annually* on the Business Platinum Card. Terms apply. Learn more. *After meeting qualifying spend thresholds
  • New! Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
  • New! Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
  • Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
  • Make the Business Platinum Card(R) work even harder for you. Hilton For Business members get up to $200 back per calendar year  when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
  • Use the Business Platinum Card(R) and get up to $209 back per calendar year on your CLEAR(R) Plus Membership (subject to auto-renewal).
My Take
This has a very high spend as well as high annual fee. BUT may be worth it for some people, especially if you can leverage the statement credits. The airline incidental statement credit is per calendar year. That means most people can actually get the airline credit twice in the first year of holding the card, up to $200 each time.

This card refreshed in September 2025 and added a few more credits along with raising the annual fee. Be sure to use our benefits calculator to find out if this card is worth it for you. The calculation is different for everyone!

The offers on this card fluctuate greatly. It has been as low as 80,000 points.