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Non-Affiliate Offer

Citi® / AAdvantage Business™ World Elite Mastercard®

Earns AAdvantage Miles

Welcome Offer

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How to Earn Rewards

2x AAdvantage® miles per $1 on eligible American Airlines purchases (flights, AA gift cards, etc.)

2x AAdvantage® miles per $1 at telecommunications merchants, cable and satellite providers, car rental merchants, and at gas stations

1x AAdvantage® mile per $1 on all other purchases

1 LP Loyalty Point per $1 on all purchases (toward AAdvantage elite status)

Key Benefits

Tap any benefit to see details.

Free First Checked Bag

First checked bag is free on domestic American Airlines itineraries for the cardholder and up to 4 companions traveling on the same reservation.

Preferred Group 5 Boarding on American Airlines

Cardholder + up to 4 companions on same reservation get Preferred Group 5 boarding.

American Airlines Companion Certificate Annually After $30K Calendar Year Spend

Every cardmember year you spend $30,000 or more on the card, you receive an AA Companion Certificate. It allows a companion to fly for $99 plus taxes and fees on a paid AA flight.

25% Savings on Inflight Food, Beverages, AND WiFi

Receive 25% statement credit (savings) on AA inflight food, beverages, AND WiFi service when purchased with this card.

Extended Warranty Protection

Extends the manufacturer's U.S. warranty on eligible purchases.

Damage and Theft Purchase Protection

Damage and theft protection on eligible new purchases.

Katie's Take

Why this card might (or might not) be right for you.

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Even at the standard 65,000 offer, I leave it on this page because it is a good one to get to stock up on AA miles.

It's not a card I keep long term (though you might want to if you find the free bags helpful). I usually get it every 48 months as the terms allow. I generally wait for an offer of 65,000 miles or higher.

Benefits Calculator

What's the Citi® / AAdvantage Business™ World Elite Mastercard® worth to you? Get a personalized estimate.

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Citi® / AAdvantage Business™ World Elite Mastercard® Benefits Calculator

Enter your personal estimated annual value for each benefit to see a customized calculation of the card's worth.

Free First Checked Bag First checked bag is free on domestic American Airlines itineraries for the cardholder and up to 4 companions traveling on the same reservation. (per-use benefit — value depends on how often you'll use it)

Your Total Annual Value

Annual Fee: annual_fees

Your Net Value / Cost

Offer History

See past welcome bonuses to gauge whether the current offer is elevated.

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Offer	Spend Req.	Date
65,000 AAdvantage MilesCurrent	$4,000 in 4 mo	Current + standard offer
75,000 AAdvantage Miles (Past)Elevated	$6,000 in 6 mo	Past elevated; ended June 2024 and January 2025 (different terms than March 2026 75K — was $6K/6mo, now $5K/5mo)
75,000 AAdvantage Miles + AF Waived First YearElevated	$5,000 in 5 mo	Ended May 2026